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StockVS

NASDAQ · Banks - Regional · USD

First Financial Bankshares, Inc. (FFIN) Stock Analysis

First Financial Bankshares, Inc. (FFIN) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

FFIN

$33.44

+$0.10 (+0.30%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FFIN Key Statistics

As of Sep 4, 2026
Trading
Open
$33.11
Previous Close
$33.34
Day's Range
33.11–33.65
52-Week Range
28.12–37.35
Volume
431.00K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.82
Valuation
Market Cap
$4.79B
P/E Ratio
17.79
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
15.55
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
2.55
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
7.52
EPS (ttm)Profit attributable to each share over the last twelve months.
1.88
Financials (FY)
Revenue (FY)
$617.11M+14.91%
Net Income (FY)
$253.58M+13.45%
Profit marginThe share of revenue left as profit after all costs and taxes.
42.22%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
143.33M
1-Year Return
−7.99%
Dividend and dates
Dividend
$0.88+2.64%
Ex-Dividend Date
September 14, 2026
Earnings Date
October 22, 2026estimated
Avg Volume
848.52K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FFIN Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+13.42%
2025−15.32%
2024+21.57%
2023−9.79%
2022−31.21%
2021+42.25%
2020+4.87%
2019+23.48%
2018+29.95%
2017+1.45%
2016 (partial year)+29.64%

As of September 4, 2026.

FFIN Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$617.11M$253.58M41.1%
2024$537.04M$223.51M41.6%
2023$478.05M$198.98M41.6%
2022$519.83M$234.48M45.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$617.11M——$253.58M41.1%
2024$537.04M——$223.51M41.6%
2023$478.05M——$198.98M41.6%
2022$519.83M——$234.48M45.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FFIN Dividend History

$0.75+4.2% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.412—
2025$0.754+4.2%
2024$0.724+1.4%
2023$0.714+7.6%
YearDividends per sharePaymentsChange
2026 (partial year)$0.412—
2025$0.754+4.2%
2024$0.724+1.4%
2023$0.714+7.6%
2022$0.664+13.8%
2021$0.584+13.7%
2020$0.514+9.7%
2019$0.474+13.4%
2018$0.414+9.3%
2017$0.384+108.3%
2016$0.182—

Most recent payment: $0.21 per share, ex-dividend June 12, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FFIN Valuation vs Banks - Regional Median

Median of 380 stocks
MetricFFINBanks - Regional medianvs median
P/E17.7912.6241% above
P/S ratio7.523.7799% above
Profit margin42.22%29.15%13.1 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 7 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

First Financial Bankshares, Inc. (FFIN) carries a market capitalisation of $4.79B. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 1,500.

The 52-week range on file runs from $28.12 to $37.35. FFIN last closed at $33.44 on September 4, 2026. That is +$0.10 (+0.30%) against the previous close. The latest close sits 18.92% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $617.11M. That is +14.91% against the prior fiscal year, when revenue was $537.04M. Net income for the same year was $253.58M. That is +13.45% against the prior fiscal year. The reported profit margin is 42.22%. That is 13.1 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 1.88.

Across the 4 fiscal years on file, revenue moves from $519.83M in 2022 to $617.11M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 17.79 times earnings. That is 40.97% above the Banks - Regional median of 12.62. The forward P/E on file is 15.55. The PEG ratio, which sets the P/E against expected earnings growth, reads 2.55. Measured against sales, the shares trade at 7.52 times revenue. On price-to-sales that is 99.46% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The reported beta is 0.82. Annualized volatility over the trailing 10 years is 32.06%. Over the trailing twelve months the price has returned −7.99%. Across 10 years the annualized return works out at +8.17%.

Growth & Income

FFIN pays a dividend yielding 2.64%. That is 0.1 percentage points below the Banks - Regional median yield of 2.7%. The indicated annual rate is $0.88 a share. The ex-dividend date on file is September 14, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.41 a share. The year before, 2025, totalled $0.75 a share.

So far in 2026 the price is +13.42%. Across the complete calendar years on file, 2021 returned +42.25% and 2022 returned −31.21%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

First Financial Bankshares, Inc. (FFIN) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First Financial Bankshares, Inc. FFIN $4.79B 17.8
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. First Financial Bankshares, Inc. trades at a P/E of 17.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About First Financial Bankshares, Inc.

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

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