StockVS

TSX · Mortgage Finance · CAD

Firm Capital Mortgage Investment Corporation (FC.TO) Stock Analysis

Firm Capital Mortgage Investment Corporation (FC.TO) is a Mortgage Finance stock listed on TSX and quoted in Canadian Dollar.

Last Updated: October 21, 2026

FC.TO

CA$10.91

+CA$0.06 (+0.55%)

Oct 21, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare FC.TO with… →

FC.TO Key Statistics

As of Oct 21, 2026
Trading
Open
CA$10.89
Previous Close
CA$10.85
Day's Range
10.86–10.97
52-Week Range
10.60–12.46
Volume
72.37K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.80
Valuation
Market Cap
CA$400.83M
P/E Ratio
11.48
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.77
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
9.81
EPS (ttm)Profit attributable to each share over the last twelve months.
0.95
Financials (FY)
Revenue (FY)
CA$55.73M+9.66%
Net Income (FY)
CA$37.47M+6.37%
Profit marginThe share of revenue left as profit after all costs and taxes.
85.81%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
36.74M
1-Year Return
−2.36%
Dividend and dates
Dividend
CA$0.94+8.63%
Ex-Dividend Date
October 30, 2026
Earnings Date
November 10, 2026estimated
Avg Volume
68.86K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, FC.TO closed at CA$10.91, −2.36% over 1 year.

Firm Capital Mortgage Investment Corporation (FC.TO) has a market capitalization of CA$400.83M.

In fiscal 2025, FC.TO reported revenue of CA$55.73M.

FC.TO Stock Return by Calendar Year

Firm Capital Mortgage Investment Corporation (FC.TO) 10-year return: what CA$10,000 became

1 year
CA$10,000 CA$9,764
−2.36%
5 years
CA$10,000 CA$10,944
+9.44%
10 years
CA$10,000 CA$16,996
+69.96%

If you had invested CA$10,000 in Firm Capital Mortgage Investment Corporation (FC.TO) 10 years ago, at the close on October 21, 2016, it would have been worth CA$16,996 at the close on October 21, 2026: +69.96% in total, +5.45% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−2.61%
2025+6.87%
2024+20.14%
2023+11.21%
2022−19.55%
2021+20.36%
2020−6.50%
2019+20.36%
2018+8.82%
2017+2.16%
2016 (partial year)+4.15%

As of October 21, 2026.

FC.TO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025CA$55.73MCA$37.47M67.2%
2024CA$50.82MCA$35.23M69.3%
2023CA$50.51MCA$34.16M67.6%
2022CA$43.09MCA$32.23M74.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025CA$55.73M——CA$37.47M67.2%
2024CA$50.82M——CA$35.23M69.3%
2023CA$50.51M——CA$34.16M67.6%
2022CA$43.09M——CA$32.23M74.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FC.TO Dividend History

CA$1.02+2.8% vs 2024

Dividends per share, 2025 · 12 payments

YearDividends per sharePaymentsChange
2026*CA$0.628—
2025CA$1.0212+2.8%
2024CA$0.9912+0.2%
2023CA$0.9912+4.2%
YearDividends per sharePaymentsChange
2026 (partial year)CA$0.628—
2025CA$1.0212+2.8%
2024CA$0.9912+0.2%
2023CA$0.9912+4.2%
2022CA$0.9512+0.2%
2021CA$0.9512+0.4%
2020CA$0.9412−6.2%
2019CA$1.0112+2.0%
2018CA$0.9912−2.0%
2017CA$1.0112+281.1%
2016CA$0.263—

Most recent payment: CA$0.08 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FC.TO Valuation vs Mortgage Finance Median

Median of 18 stocks
MetricFC.TOMortgage Finance medianvs median
P/E11.4811.430% above
P/S ratio9.812.603.8x the median
Profit margin85.81%8.19%77.6 pts above

Medians across 18 Mortgage Finance stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

The market values Firm Capital Mortgage Investment Corporation (FC.TO) at CA$400.83M. The company sits in the Financial Services sector, in the Mortgage Finance industry.

The most recent close on file for FC.TO is CA$10.91, dated October 21, 2026. That is +CA$0.06 (+0.55%) against the previous close. Over the past 52 weeks the price has ranged from CA$10.60 to CA$12.46. The latest close sits 2.92% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of CA$55.73M. Against the prior fiscal year total of CA$50.82M, that is a change of +9.66%. Net income for the same year was CA$37.47M. That is +6.37% against the prior fiscal year. The reported profit margin is 85.81%. That is 77.6 percentage points above the Mortgage Finance median of 8.19%. Trailing earnings per share are 0.95.

Across the 4 fiscal years on file, revenue moves from CA$43.09M in 2022 to CA$55.73M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 11.48 times earnings. That is 0.48% above the Mortgage Finance median of 11.43. The forward P/E on file is 10.77. The price-to-sales ratio is 9.81. On price-to-sales that is 3.8 times the Mortgage Finance median of 2.6. The medians here are taken across 18 Mortgage Finance companies that report the metric.

Beta against the wider market is reported at 0.8. Daily returns over the trailing 10 years annualize to a volatility of 19.23%. Over the trailing twelve months the total return is −2.36%. Across 10 years the annualized return works out at +5.45%.

Growth & Income

FC.TO pays a dividend yielding 8.63%. That is 0.4 percentage points above the Mortgage Finance median yield of 8.19%. The indicated annual rate is CA$0.94 a share. The ex-dividend date on file is October 30, 2026. Dividends are recorded for 11 calendar years; 2026 shows 8 payments totalling CA$0.62 a share. The year before, 2025, totalled CA$1.02 a share.

2026 is still running; the total return is −2.61% year to date. The strongest complete calendar year on file is 2019 at +20.36%; the weakest is 2022 at −19.55%. Of the 9 complete calendar years on file, 7 finished higher.

Peer Comparison

Firm Capital Mortgage Investment Corporation (FC.TO) operates in the Mortgage Finance industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Firm Capital Mortgage Investment Corporation FC.TO CA$400.83M 11.5
Rocket Companies, Inc. RKT $31.46B —
PennyMac Financial Services, Inc. PFSI $3.09B 8.2
UWM Holdings Corporation UWMC $1.78B —

Market caps are shown in each company's own trading currency, without conversion, and the peers are listed in order of these unconverted figures.

The Mortgage Finance industry average P/E ratio is 11.4x. Firm Capital Mortgage Investment Corporation trades at a P/E of 11.5.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

Related Mortgage Finance Stocks

View all Mortgage Finance stocks →

Popular Financial Services Stocks

View all Financial Services stocks →

About Firm Capital Mortgage Investment Corporation

Firm Capital Mortgage Investment Corporation, through its mortgage banker, Firm Capital Corporation, provides residential home and commercial short-term bridge and conventional real estate financing services in Canada and the United States. The company's products include construction financing, mezzanine debt, and equity investments. It also invests in short-term residential and commercial real estate mortgage loans and real estate-related debt investments. The company was formerly known as Firm Capital Mortgage Investment Trust and changed its name to Firm Capital Mortgage Investment Corporation in 2011. Firm Capital Mortgage Investment Corporation was founded in 1988 and is based in Toronto, Canada.

Visit website →