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NASDAQ · Software - Application · USD

Expensify, Inc. (EXFY) Stock Analysis

Expensify, Inc. (EXFY) is a Software - Application stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

EXFY

$2.61

+$0.06 (+2.35%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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EXFY Key Statistics

As of Oct 21, 2026
Trading
Open
$2.56
Previous Close
$2.55
Day's Range
2.53–2.67
52-Week Range
0.69–2.81
Volume
521.80K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.74
Valuation
Market Cap
$238.00M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
26.10
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.72
EPS (ttm)Profit attributable to each share over the last twelve months.
−0.18
Financials (FY)
Revenue (FY)
$142.10M+2.06%
Net Income (FY)
−$21.39M
Profit marginThe share of revenue left as profit after all costs and taxes.
−11.31%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
78.94M
1-Year Return
+54.44%
Dividend and dates
Earnings Date
November 5, 2026
Avg Volume
754.65K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, EXFY closed at $2.61, +54.44% over 1 year.

Expensify, Inc. (EXFY) has a market capitalization of $238.00M.

In fiscal 2025, EXFY reported revenue of $142.10M.

EXFY Stock Return by Calendar Year

Expensify, Inc. (EXFY) return since Nov 2021: what $10,000 became

1 year
$10,000 $15,444
+54.44%
5 years
$10,000 $636
−93.64%

If you had invested $10,000 in Expensify, Inc. (EXFY) at the close on November 10, 2021, the earliest close on record here, it would have been worth $636 at the close on October 21, 2026: −93.64% in total, −42.37% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+72.85%
2025−54.93%
2024+35.63%
2023−72.03%
2022−79.93%
2021 (partial year)+7.16%

As of October 21, 2026.

EXFY Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$142.10M−$21.39M−15.1%
2024$139.24M−$10.06M−7.2%
2023$150.69M−$41.46M−27.5%
2022$169.50M−$27.01M−15.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$142.10M$71.53M−$18.02M−$21.39M−15.1%
2024$139.24M$75.00M−$820.00K−$10.06M−7.2%
2023$150.69M$83.80M−$33.15M−$41.46M−27.5%
2022$169.50M$106.83M−$15.23M−$27.01M−15.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

EXFY Valuation vs Software - Application Median

Median of 240 stocks
MetricEXFYSoftware - Application medianvs median
P/S ratio1.722.8339% below
Profit margin−11.31%0.82%12.1 pts below

Medians across 240 Software - Application stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 11 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Expensify, Inc. (EXFY) is capitalised at $238.00M on the latest close. It is classified in the Software - Application industry, within the Technology sector. The company reports 117 employees.

The 52-week range on file runs from $0.69 to $2.81. The most recent close on file for EXFY is $2.61, dated October 21, 2026. That is +$0.06 (+2.35%) against the previous close. The latest close sits 277.71% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $142.10M. Against the prior fiscal year total of $139.24M, that is a change of +2.06%. The same year closed with a net loss of $21.39M. The reported profit margin is −11.31%. That is 12.1 percentage points below the Software - Application median of 0.82%. Earnings per share on a trailing basis come to −0.18.

Across the 4 fiscal years on file, revenue moves from $169.50M in 2022 to $142.10M in 2025. Of those 4 years, 0 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. The forward P/E on file is 26.1. The price-to-sales ratio is 1.72. On price-to-sales that is 39.02% below the Software - Application median of 2.83. 240 Software - Application companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 1.74. Daily returns over the trailing 5 years annualize to a volatility of 81.98%. Over the trailing twelve months the total return is +54.44%. Across 5 years the annualized return works out at −42.37%.

Growth & Income

The record shows no dividend for EXFY.

Across the complete calendar years on file, 2024 returned +35.63% and 2022 returned −79.93%. Of the 4 complete calendar years on file, 1 finished higher. 2026 is still running; the total return is +72.85% year to date.

Peer Comparison

Expensify, Inc. (EXFY) operates in the Software - Application industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Expensify, Inc. EXFY $238.00M —
SAP SE SAP $268.62B 29.9
Shopify Inc. SHOP $226.17B 117.8
Salesforce, Inc. CRM $198.98B 22.1

The Software - Application industry average P/E ratio is 29.8x. Expensify, Inc. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Expensify, Inc.

Expensify, Inc. provides a cloud-based expense management software platform in the United States and internationally. The company offers Expensify, a platform that engages in managing corporate cards, paying bills, generating invoices, collecting payments, and booking travel, as well as track and submit plans for individuals. It serves individuals and corporations, small and midsized businesses, and enterprises. The company was founded in 2008 and is based in San Francisco, California.

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