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StockVS

NYSE · Insurance - Specialty · USD

Essent Group Ltd. (ESNT) Stock Analysis

Essent Group Ltd. (ESNT) is a Insurance - Specialty stock listed on NYSE and quoted in US Dollar.

ESNT

$69.18

−$0.45 (−0.65%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ESNT Key Statistics

As of Sep 4, 2026
Trading
Open
$69.44
Previous Close
$69.63
Day's Range
68.71–69.44
52-Week Range
55.34–70.37
Volume
897.60K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.76
Valuation
Market Cap
$6.22B
P/E Ratio
9.70
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
8.81
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.70
EPS (ttm)Profit attributable to each share over the last twelve months.
7.13
Financials (FY)
Revenue (FY)
$1.29B+1.66%
Net Income (FY)
$689.97M−5.41%
Profit marginThe share of revenue left as profit after all costs and taxes.
51.45%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
89.88M
1-Year Return
+9.76%
Dividend and dates
Dividend
$1.40+2.02%
Ex-Dividend Date
August 31, 2026
Earnings Date
November 6, 2026estimated
Avg Volume
724.20K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ESNT Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+7.72%
2025+20.75%
2024+5.23%
2023+38.60%
2022−12.76%
2021+7.06%
2020−15.53%
2019+53.00%
2018−21.28%
2017+34.14%
2016 (partial year)+24.45%

As of September 4, 2026.

ESNT Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.29B$689.97M53.6%
2024$1.27B$729.40M57.6%
2023$1.13B$696.39M61.6%
2022$1.02B$831.35M81.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.29B——$689.97M53.6%
2024$1.27B——$729.40M57.6%
2023$1.13B——$696.39M61.6%
2022$1.02B——$831.35M81.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ESNT Dividend History

$0.62−44.6% vs 2024

Dividends per share, 2025 · 2 payments

YearDividends per sharePaymentsChange
2026*$1.053—
2025$0.622−44.6%
2024$1.124+12.0%
2023$1.004+16.3%
YearDividends per sharePaymentsChange
2026 (partial year)$1.053—
2025$0.622−44.6%
2024$1.124+12.0%
2023$1.004+16.3%
2022$0.864+22.9%
2021$0.704+9.4%
2020$0.644+113.3%
2019$0.302—

Most recent payment: $0.35 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ESNT Valuation vs Insurance - Specialty Median

Median of 16 stocks
MetricESNTInsurance - Specialty medianvs median
P/E9.7010.235% below
P/S ratio4.701.68180% above
Profit margin51.45%13.90%37.6 pts above

Medians across 16 Insurance - Specialty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Essent Group Ltd. (ESNT) at $6.22B. The company sits in the Financial Services sector, in the Insurance - Specialty industry. Headcount on file is 518.

The 52-week range on file runs from $55.34 to $70.37. ESNT last closed at $69.18 on September 4, 2026. That is −$0.45 (−0.65%) against the previous close. The latest close sits 25.01% above that 52-week low.

Financial Health

In fiscal 2025, Essent Group Ltd. reported revenue of $1.29B. Against the prior fiscal year total of $1.27B, that is a change of +1.66%. The same year closed with net income of $689.97M. That is −5.41% against the prior fiscal year. The reported profit margin is 51.45%. That is 37.6 percentage points above the Insurance - Specialty median of 13.9%. Earnings per share on a trailing basis come to 7.13.

Across the 4 fiscal years on file, revenue moves from $1.02B in 2022 to $1.29B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

ESNT trades at a trailing price-to-earnings ratio of 9.7. That is 5.23% below the Insurance - Specialty median of 10.24. The forward P/E on file is 8.81. Measured against sales, the shares trade at 4.7 times revenue. On price-to-sales that is 180.11% above the Insurance - Specialty median of 1.68. The medians here are taken across 16 Insurance - Specialty companies that report the metric.

The reported beta is 0.76. Daily returns over the trailing 10 years annualize to a volatility of 38.65%. Over the trailing twelve months the price has returned +9.76%. Across 10 years the annualized return works out at +11.40%.

Growth & Income

Shareholders receive a dividend, yielding 2.02% on the latest price. That is 0.1 percentage points below the Insurance - Specialty median yield of 2.09%. The indicated annual rate is $1.40 a share. The ex-dividend date on file is August 31, 2026. Dividends are recorded for 8 calendar years; 2026 shows 3 payments totalling $1.05 a share. The year before, 2025, totalled $0.62 a share.

So far in 2026 the price is +7.72%. The strongest complete calendar year on file is 2019 at +53.00%; the weakest is 2018 at −21.28%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

Essent Group Ltd. (ESNT) operates in the Insurance - Specialty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Essent Group Ltd. ESNT $6.22B 9.7
Fidelity National Financial, Inc. FNF $12.28B 15.9
First American Financial Corporation FAF $7.43B 10.6
AXIS Capital Holdings Limited AXS $7.38B 7.2

The Insurance - Specialty industry average P/E ratio is 10.2x. Essent Group Ltd. trades at a P/E of 9.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Essent Group Ltd.

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

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