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StockVS

TSX · Insurance - Life · CAD

E-L Financial Corporation Limited (ELF.TO) Stock Analysis

E-L Financial Corporation Limited (ELF.TO) is a Insurance - Life stock listed on TSX and quoted in Canadian Dollar.

ELF.TO

CA$17.65

+CA$0.30 (+1.73%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ELF.TO Key Statistics

As of Sep 4, 2026
Trading
Open
CA$17.35
Previous Close
CA$17.35
Day's Range
17.35–17.67
52-Week Range
15.22–18.97
Volume
46.80K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.83
Valuation
Market Cap
CA$6.10B
P/E Ratio
3.45
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
70.60
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.89
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.44
EPS (ttm)Profit attributable to each share over the last twelve months.
5.12
Financials (FY)
Profit marginThe share of revenue left as profit after all costs and taxes.
43.23%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
345.64M
1-Year Return
+21.45%
Dividend and dates
Dividend
CA$0.16+0.92%
Ex-Dividend Date
September 29, 2026
Earnings Date
November 9, 2026estimated
Avg Volume
36.11K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ELF.TO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+15.96%
2025+37.18%
2024+35.10%
2023+19.15%
2022+2.24%
2021+30.69%
2020−3.15%
2019+12.74%
2018−8.60%
2017+12.14%
2016 (partial year)+6.94%

As of September 4, 2026.

ELF.TO Dividend History

CA$1.66+121.0% vs 2024

Dividends per share, 2025 · 5 payments

YearDividends per sharePaymentsChange
2026*CA$1.133—
2025CA$1.665+121.0%
2024CA$0.755+400.0%
2023CA$0.154−57.1%
YearDividends per sharePaymentsChange
2026 (partial year)CA$1.133—
2025CA$1.665+121.0%
2024CA$0.755+400.0%
2023CA$0.154−57.1%
2022CA$0.354−60.6%
2021CA$0.895+195.8%
2020CA$0.304+500.0%
2019CA$0.054+0.0%
2018CA$0.054+0.0%
2017CA$0.054+100.0%
2016CA$0.032—

Most recent payment: CA$0.38 per share, ex-dividend June 30, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ELF.TO Valuation vs Insurance - Life Median

Median of 26 stocks
MetricELF.TOInsurance - Life medianvs median
P/E3.4511.400.3x the median
P/S ratio1.441.1327% above
Profit margin43.23%11.35%31.9 pts above

Medians across 26 Insurance - Life stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

The market values E-L Financial Corporation Limited (ELF.TO) at CA$6.10B. It is classified in the Insurance - Life industry, within the Financial Services sector. The company reports 1,250 employees.

ELF.TO last closed at CA$17.65 on September 4, 2026. That is +CA$0.30 (+1.73%) against the previous close. Over the past 52 weeks the price has ranged from CA$15.22 to CA$18.97. The latest close sits 15.97% above that 52-week low.

Financial Health

Trailing twelve-month revenue on file is CA$4.22B. The reported profit margin is 43.23%. That is 31.9 percentage points above the Insurance - Life median of 11.35%. Trailing earnings per share are 5.12.

Valuation Assessment

ELF.TO trades at a trailing price-to-earnings ratio of 3.45. That is 0.3 times the Insurance - Life median of 11.4. On forward earnings the ratio is 70.6. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.89. The price-to-sales ratio is 1.44. On price-to-sales that is 27.47% above the Insurance - Life median of 1.13. 26 Insurance - Life companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned +21.45%. Measured over 10 years, that is +15.24% a year compounded. The reported beta is 0.83. Annualized volatility over the trailing 10 years is 21.36%.

Growth & Income

Shareholders receive a dividend, yielding 0.92% on the latest price. That is 1.8 percentage points below the Insurance - Life median yield of 2.68%. At the indicated rate that is CA$0.16 a share a year. The ex-dividend date on file is September 29, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling CA$1.13 a share. The year before, 2025, totalled CA$1.66 a share.

2026 is still running; the price is +15.96% year to date. Across the complete calendar years on file, 2025 returned +37.18% and 2018 returned −8.60%. Of the 9 complete calendar years on file, 7 finished higher.

Peer Comparison

E-L Financial Corporation Limited (ELF.TO) operates in the Insurance - Life industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
E-L Financial Corporation Limited ELF.TO CA$6.10B 3.5
Great-West Lifeco Inc. GWO.TO CA$82.89B 19.1
Manulife Financial Corporation MFC CA$73.57B 16.8
MetLife, Inc. MET CA$62.04B 19.0

The Insurance - Life industry average P/E ratio is 11.4x. E-L Financial Corporation Limited trades at a P/E of 3.5.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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 POW.TO

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About E-L Financial Corporation Limited

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, limited partnerships, and other private and investment companies. It underwrites life and health insurance policies, wealth management products, employee benefit plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, and group solutions brokers and representatives. The company was incorporated in 1968 and is headquartered in Toronto, Canada.

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