Price History

Hover for the daily close. The dotted line marks the period open.

Compare EFSI with… →

EFSI Key Statistics

As of Sep 4, 2026

Trading

Open: $41.25
Previous Close: $41.52
Day's Range: 41.25–42.24
52-Week Range: 31.44–45.44
Volume: 44.10K
Beta: 0.21

Valuation

Market Cap: $226.75M
P/E Ratio: 11.70
Forward P/E: 12.47
P/S ratio: 2.73
EPS (ttm): 3.58

Financials (FY)

Revenue (FY): $66.45M+2.60%
Net Income (FY): $8.21M−46.46%
Profit margin: 22.47%
Shares Outstanding: 5.41M
1-Year Return: +17.22%

Dividend and dates

Dividend: $1.24+3.00%
Ex-Dividend Date: August 3, 2026
Earnings Date: October 22, 2026estimated
Avg Volume: 65.41K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

EFSI Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+28.13%−13.41%+7.83%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+7.83%
2025	+13.44%
2024	+26.18%
2023	−13.41%
2022	+8.02%
2021	+21.48%
2020	−1.30%
2019	+3.51%
2018	−0.41%
2017	+28.13%
2016 (partial year)	+10.84%

As of September 4, 2026.

EFSI Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$66.45M	$8.21M	12.4%
2024	$64.77M	$15.34M	23.7%
2023	$63.08M	$9.36M	14.8%
2022	$61.26M	$14.52M	23.7%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$66.45M	—	—	$8.21M	12.4%
2024	$64.77M	—	—	$15.34M	23.7%
2023	$63.08M	—	—	$9.36M	14.8%
2022	$61.26M	—	—	$14.52M	23.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

EFSI Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$1.24+2.5% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.93	3	—
2025	$1.24	4	+2.5%
2024	$1.21	4	+0.8%
2023	$1.20	4	−16.1%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.93	3	—
2025	$1.24	4	+2.5%
2024	$1.21	4	+0.8%
2023	$1.20	4	−16.1%
2022	$1.43	5	+30.0%
2021	$1.10	4	+5.8%
2020	$1.04	4	+4.0%
2019	$1.00	4	+6.4%
2018	$0.94	4	+6.8%
2017	$0.88	4	+300.0%
2016	$0.22	1	—

Most recent payment: $0.31 per share, ex-dividend August 3, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

EFSI Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	EFSI	Banks - Regional median	vs median
P/E	11.70	12.62	7% below
P/S ratio	2.73	3.77	28% below
Profit margin	22.47%	29.15%	6.7 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

Eagle Financial Services, Inc. (EFSI) Q2 2026 Earnings Call Prepared Remarks Transcript
SeekingAlpha2026-07-28

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Eagle Financial Services, Inc. (EFSI) carries a market capitalisation of $226.75M. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 259 employees.

The most recent close on file for EFSI is $41.90, dated September 4, 2026. That is +$0.38 (+0.92%) against the previous close. Over the past 52 weeks the price has ranged from $31.44 to $45.44. The latest close sits 33.27% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $66.45M. That is +2.60% against the prior fiscal year, when revenue was $64.77M. Net income for the same year was $8.21M. That is −46.46% against the prior fiscal year. Profit margin runs at 22.47%. That is 6.7 percentage points below the Banks - Regional median of 29.15%. Trailing earnings per share are 3.58.

Across the 4 fiscal years on file, revenue moves from $61.26M in 2022 to $66.45M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

EFSI trades at a trailing price-to-earnings ratio of 11.7. That is 7.29% below the Banks - Regional median of 12.62. The forward P/E on file is 12.47. The price-to-sales ratio is 2.73. On price-to-sales that is 27.52% below the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The trailing one-year price return is +17.22%. Across 10 years the annualized return works out at +9.65%. Beta against the wider market is reported at 0.21. Annualized volatility over the trailing 10 years is 19.5%.

Growth & Income

EFSI pays a dividend yielding 3%. That is 0.3 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.24 a share. The ex-dividend date on file is August 3, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.93 a share. The year before, 2025, totalled $1.24 a share.

So far in 2026 the price is +7.83%. Across the complete calendar years on file, 2017 returned +28.13% and 2023 returned −13.41%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

Eagle Financial Services, Inc. (EFSI) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Eagle Financial Services, Inc.	EFSI	$226.75M	11.7
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. Eagle Financial Services, Inc. trades at a P/E of 11.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$135.92B

HDB

HDFC Bank Limited

$119.10B

IBN

ICICI Bank Limited

$108.74B

USB

U.S. Bancorp

$98.73B

PNC

The PNC Financial Services Group, Inc.

$97.98B

ITUB

Itaú Unibanco Holding S.A.

$89.83B

View all Banks - Regional stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

JPM

JPMorgan Chase & Co.

$953.33B

V

Visa Inc.

$700.27B

MA

Mastercard Incorporated

$507.39B

BAC

Bank of America Corporation

$438.31B

View all Financial Services stocks →

About Eagle Financial Services, Inc.

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, marine lending, and consumer lending, as well as secured and unsecured consumer loans, including personal installment loans, personal lines of credit, automobile loans, and credit card loans. In addition, the company offers advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. Further, it provides debit cards; fiduciary services; online bill payment services; and telephone, internet, and mobile banking services. It operates through full-service branches, loan production offices, wealth management offices, and drive-through only facility. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.

Visit website →

Eagle Financial Services, Inc. (EFSI) Stock Analysis