Price History

Hover for the daily close. The dotted line marks the period open.

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CIVB Key Statistics

As of Sep 4, 2026

Trading

Open: $27.44
Previous Close: $27.57
Day's Range: 27.44–27.85
52-Week Range: 19.82–29.97
Volume: 81.00K
Beta: 0.64

Valuation

Market Cap: $577.46M
P/E Ratio: 10.29
Forward P/E: 9.55
PEG Ratio: 1.37
P/S ratio: 3.15
EPS (ttm): 2.70

Financials (FY)

Revenue (FY): $169.82M+11.79%
Net Income (FY): $46.21M+45.86%
Profit margin: 29.62%
Shares Outstanding: 20.79M
1-Year Return: +34.87%

Dividend and dates

Dividend: $0.72+2.61%
Ex-Dividend Date: August 14, 2026
Earnings Date: October 22, 2026estimated
Avg Volume: 152.15K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

CIVB Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−24.88%+42.42%+27.60%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+27.60%
2025	+9.10%
2024	+18.71%
2023	−13.16%
2022	−7.53%
2021	+42.42%
2020	−24.88%
2019	+40.56%
2018	−19.73%
2017	+14.19%
2016 (partial year)	+39.76%

As of September 4, 2026.

CIVB Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$169.82M	$46.21M	27.2%
2024	$151.91M	$31.68M	20.9%
2023	$160.24M	$42.96M	26.8%
2022	$137.03M	$39.43M	28.8%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$169.82M	—	—	$46.21M	27.2%
2024	$151.91M	—	—	$31.68M	20.9%
2023	$160.24M	—	—	$42.96M	26.8%
2022	$137.03M	—	—	$39.43M	28.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CIVB Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$0.68+6.3% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.54	3	—
2025	$0.68	4	+6.3%
2024	$0.64	4	+4.9%
2023	$0.61	4	+8.9%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.54	3	—
2025	$0.68	4	+6.3%
2024	$0.64	4	+4.9%
2023	$0.61	4	+8.9%
2022	$0.56	4	+7.7%
2021	$0.52	4	+18.2%
2020	$0.44	4	+4.8%
2019	$0.42	4	+31.2%
2018	$0.32	4	+77.8%
2017	$0.18	3	+200.0%
2016	$0.06	1	—

Most recent payment: $0.18 per share, ex-dividend August 4, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

CIVB Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	CIVB	Banks - Regional median	vs median
P/E	10.29	12.62	18% below
P/S ratio	3.15	3.77	17% below
Profit margin	29.62%	29.15%	0.5 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Civista Bancshares, Inc. (CIVB) carries a market capitalisation of $577.46M. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 548.

The 52-week range on file runs from $19.82 to $29.97. The most recent close on file for CIVB is $27.77, dated September 4, 2026. That is +$0.20 (+0.73%) against the previous close. The latest close sits 40.11% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $169.82M. That is +11.79% against the prior fiscal year, when revenue was $151.91M. Net income for the same year was $46.21M. That is +45.86% against the prior fiscal year. Profit margin runs at 29.62%. That is 0.5 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 2.7.

Across the 4 fiscal years on file, revenue moves from $137.03M in 2022 to $169.82M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

CIVB trades at a trailing price-to-earnings ratio of 10.29. That is 18.46% below the Banks - Regional median of 12.62. On forward earnings the ratio is 9.55. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.37. Measured against sales, the shares trade at 3.15 times revenue. On price-to-sales that is 16.52% below the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The reported beta is 0.64. Daily returns over the trailing 10 years annualize to a volatility of 36.88%. Over the trailing twelve months the price has returned +34.87%. Measured over 10 years, that is +9.45% a year compounded.

Growth & Income

The trailing dividend yield is 2.61%. That is 0.1 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.72 a share a year. The ex-dividend date on file is August 14, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.54 a share. The year before, 2025, totalled $0.68 a share.

Across the complete calendar years on file, 2021 returned +42.42% and 2020 returned −24.88%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the price is +27.60% year to date.

Peer Comparison

Civista Bancshares, Inc. (CIVB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Civista Bancshares, Inc.	CIVB	$577.46M	10.3
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. Civista Bancshares, Inc. trades at a P/E of 10.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Civista Bancshares, Inc.

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

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Civista Bancshares, Inc. (CIVB) Stock Analysis