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NASDAQ · Software - Application · USD

Chime Financial, Inc. (CHYM) Stock Analysis

Chime Financial, Inc. (CHYM) is a Software - Application stock listed on NASDAQ and quoted in US Dollar.

CHYM

$33.76

+$0.11 (+0.33%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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CHYM Key Statistics

As of Sep 4, 2026
Trading
Open
$33.41
Previous Close
$33.65
Day's Range
33.00–33.79
52-Week Range
15.88–34.44
Volume
2.89M
Valuation
Market Cap
$12.78B
P/E Ratio
6.26
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
20.97
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.20
EPS (ttm)Profit attributable to each share over the last twelve months.
5.39
Financials (FY)
Revenue (FY)
$2.19B+30.69%
Net Income (FY)
−$1.01B
Profit marginThe share of revenue left as profit after all costs and taxes.
−0.74%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
347.02M
1-Year Return
+37.01%
Dividend and dates
Earnings Date
November 4, 2026estimated
Avg Volume
7.05M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

CHYM Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+34.13%
2025 (partial year)−32.17%

As of September 4, 2026.

CHYM Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$2.19B−$1.01B−46.2%
2024$1.67B−$25.34M−1.5%
2023$1.28B−$203.20M−15.9%
2022$1.01B−$470.25M−46.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$2.19B$1.92B−$1.04B−$1.01B−46.2%
2024$1.67B$1.47B−$62.20M−$25.34M−1.5%
2023$1.28B$1.06B−$235.79M−$203.20M−15.9%
2022$1.01B$794.15M−$478.70M−$470.25M−46.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CHYM Valuation vs Software - Application Median

Median of 258 stocks
MetricCHYMSoftware - Application medianvs median
P/E6.2627.200.2x the median
P/S ratio5.202.8285% above
Profit margin−0.74%0.00%0.7 pts below

Medians across 258 Software - Application stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Chime Financial, Inc. (CHYM) carries a market capitalisation of $12.78B. The company sits in the Technology sector, in the Software - Application industry. The company reports 1,519 employees.

CHYM last closed at $33.76 on September 4, 2026. That is +$0.11 (+0.33%) against the previous close. The 52-week range on file runs from $15.88 to $34.44. The latest close sits 112.59% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $2.19B. That is +30.69% against the prior fiscal year, when revenue was $1.67B. The same year closed with a net loss of $1.01B. The reported profit margin is −0.74%. That is 0.7 percentage points below the Software - Application median of 0%. Earnings per share on a trailing basis come to 5.39.

Across the 4 fiscal years on file, revenue moves from $1.01B in 2022 to $2.19B in 2025. Of those 4 years, 0 report positive net income.

Valuation Assessment

CHYM trades at a trailing price-to-earnings ratio of 6.26. That is 0.2 times the Software - Application median of 27.2. On forward earnings the ratio is 20.97. The price-to-sales ratio is 5.2. On price-to-sales that is 84.65% above the Software - Application median of 2.82. 258 Software - Application companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned +37.01%. Annualized volatility over the trailing 1 year is 64.09%.

Growth & Income

The record shows no dividend for CHYM.

2026 is still running; the price is +34.13% year to date.

Peer Comparison

Chime Financial, Inc. (CHYM) operates in the Software - Application industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Chime Financial, Inc. CHYM $12.78B 6.3
SAP SE SAP $248.28B 28.0
Salesforce, Inc. CRM $213.35B 24.2
Shopify Inc. SHOP $188.28B 98.0

The Software - Application industry average P/E ratio is 27.2x. Chime Financial, Inc. trades at a P/E of 6.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Chime Financial, Inc.

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

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