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NASDAQ · Software - Application · USD

Chime Financial, Inc. (CHYM) Stock Analysis

Chime Financial, Inc. (CHYM) is a Software - Application stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

CHYM

$30.37

−$0.09 (−0.30%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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CHYM Key Statistics

As of Oct 21, 2026
Trading
Open
$30.70
Previous Close
$30.46
Day's Range
30.34–30.97
52-Week Range
15.88–35.55
Volume
2.46M
Valuation
Market Cap
$11.32B
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
18.57
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.61
Financials (FY)
Revenue (FY)
$2.19B+30.69%
Net Income (FY)
−$1.01B
Profit marginThe share of revenue left as profit after all costs and taxes.
−0.74%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
347.02M
1-Year Return
+64.96%
Dividend and dates
Earnings Date
November 4, 2026estimated
Avg Volume
7.51M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CHYM closed at $30.37, +64.96% over 1 year.

Chime Financial, Inc. (CHYM) has a market capitalization of $11.32B.

In fiscal 2025, CHYM reported revenue of $2.19B.

CHYM Stock Return by Calendar Year

Chime Financial, Inc. (CHYM) return since Jun 2025: what $10,000 became

1 year
$10,000 $16,496
+64.96%
Since Jun 2025
$10,000 $8,184
−18.16%

If you had invested $10,000 in Chime Financial, Inc. (CHYM) at the close on June 12, 2025, the earliest close on record here, it would have been worth $8,184 at the close on October 21, 2026: −18.16% in total, −13.72% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+20.66%
2025 (partial year)−32.17%

As of October 21, 2026.

CHYM Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$2.19B−$1.01B−46.2%
2024$1.67B−$25.34M−1.5%
2023$1.28B−$203.20M−15.9%
2022$1.01B−$470.25M−46.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$2.19B$1.92B−$1.04B−$1.01B−46.2%
2024$1.67B$1.47B−$62.20M−$25.34M−1.5%
2023$1.28B$1.06B−$235.79M−$203.20M−15.9%
2022$1.01B$794.15M−$478.70M−$470.25M−46.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CHYM Valuation vs Software - Application Median

Median of 240 stocks
MetricCHYMSoftware - Application medianvs median
P/S ratio4.612.8363% above
Profit margin−0.74%0.82%1.6 pts below

Medians across 240 Software - Application stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Chime Financial, Inc. (CHYM) carries a market capitalisation of $11.32B. The company sits in the Technology sector, in the Software - Application industry. The company reports 1,519 employees.

CHYM last closed at $30.37 on October 21, 2026. That is −$0.09 (−0.30%) against the previous close. The 52-week range on file runs from $15.88 to $35.55. The latest close sits 91.25% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $2.19B. That is +30.69% against the prior fiscal year, when revenue was $1.67B. The same year closed with a net loss of $1.01B. The reported profit margin is −0.74%. That is 1.6 percentage points below the Software - Application median of 0.82%.

Across the 4 fiscal years on file, revenue moves from $1.01B in 2022 to $2.19B in 2025. Of those 4 years, 0 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. On forward earnings the ratio is 18.57. The price-to-sales ratio is 4.61. On price-to-sales that is 63.02% above the Software - Application median of 2.83. 240 Software - Application companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +64.96%. Annualized volatility over the trailing 1 year is 63.1%.

Growth & Income

The record shows no dividend for CHYM.

2026 is still running; the total return is +20.66% year to date.

Peer Comparison

Chime Financial, Inc. (CHYM) operates in the Software - Application industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Chime Financial, Inc. CHYM $11.32B —
SAP SE SAP $268.62B 29.9
Shopify Inc. SHOP $226.17B 117.8
Salesforce, Inc. CRM $198.98B 22.1

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Chime Financial, Inc.

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

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