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NASDAQ · Banks - Regional · USD

City Holding Company (CHCO) Stock Analysis

City Holding Company (CHCO) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

CHCO

$140.88

−$1.22 (−0.86%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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CHCO Key Statistics

As of Oct 21, 2026
Trading
Open
$142.45
Previous Close
$142.10
Day's Range
140.52–142.63
52-Week Range
113.21–148.99
Volume
107.12K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.48
Valuation
Market Cap
$1.96B
P/E Ratio
15.25
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
14.43
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.91
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
6.11
EPS (ttm)Profit attributable to each share over the last twelve months.
9.14
Financials (FY)
Revenue (FY)
$305.18M+7.06%
Net Income (FY)
$130.49M+11.43%
Profit marginThe share of revenue left as profit after all costs and taxes.
41.12%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
14.05M
1-Year Return
+19.47%
Dividend and dates
Dividend
$4.00+2.86%
Ex-Dividend Date
October 15, 2026
Earnings Date
October 21, 2026estimated
Avg Volume
120.62K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CHCO closed at $140.88, +19.47% over 1 year.

City Holding Company (CHCO) has a market capitalization of $1.96B.

In fiscal 2025, CHCO reported revenue of $305.18M.

CHCO Stock Return by Calendar Year

City Holding Company (CHCO) 10-year return: what $10,000 became

1 year
$10,000 $11,947
+19.47%
5 years
$10,000 $20,025
+100.25%
10 years
$10,000 $37,811
+278.11%

If you had invested $10,000 in City Holding Company (CHCO) 10 years ago, at the close on October 21, 2016, it would have been worth $37,811 at the close on October 21, 2026: +278.11% in total, +14.23% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+20.63%
2025+3.38%
2024+10.41%
2023+21.95%
2022+17.28%
2021+21.28%
2020−12.17%
2019+24.83%
2018+2.85%
2017+2.46%
2016 (partial year)+40.48%

As of October 21, 2026.

CHCO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$305.18M$130.49M42.8%
2024$285.06M$117.10M41.1%
2023$282.42M$114.37M40.5%
2022$246.08M$102.07M41.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$305.18M——$130.49M42.8%
2024$285.06M——$117.10M41.1%
2023$282.42M——$114.37M40.5%
2022$246.08M——$102.07M41.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CHCO Dividend History

$3.24+10.4% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$2.613—
2025$3.244+10.4%
2024$2.944+10.1%
2023$2.674+8.8%
YearDividends per sharePaymentsChange
2026 (partial year)$2.613—
2025$3.244+10.4%
2024$2.944+10.1%
2023$2.674+8.8%
2022$2.454+5.6%
2021$2.324+1.8%
2020$2.284+5.6%
2019$2.164+13.1%
2018$1.914+9.1%
2017$1.754—

Most recent payment: $0.87 per share, ex-dividend July 15, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

CHCO Valuation vs Banks - Regional Median

Median of 326 stocks
MetricCHCOBanks - Regional medianvs median
P/E15.2512.0327% above
P/S ratio6.113.5871% above
Profit margin41.12%29.44%11.7 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 11 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

City Holding Company (CHCO) is capitalised at $1.96B on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 924.

The most recent close on file for CHCO is $140.88, dated October 21, 2026. That is −$1.22 (−0.86%) against the previous close. Over the past 52 weeks the price has ranged from $113.21 to $148.99. The latest close sits 24.44% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $305.18M. That is +7.06% against the prior fiscal year, when revenue was $285.06M. The same year closed with net income of $130.49M. That is +11.43% against the prior fiscal year. The reported profit margin is 41.12%. That is 11.7 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 9.14.

Across the 4 fiscal years on file, revenue moves from $246.08M in 2022 to $305.18M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 15.25. That is 26.77% above the Banks - Regional median of 12.03. The forward P/E on file is 14.43. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.91. Measured against sales, the shares trade at 6.11 times revenue. On price-to-sales that is 70.81% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.48. Daily returns over the trailing 10 years annualize to a volatility of 26.53%. Over the trailing twelve months the total return is +19.47%. Measured over 10 years, that is +14.23% a year compounded.

Growth & Income

CHCO pays a dividend yielding 2.86%. That is 0.2 percentage points above the Banks - Regional median yield of 2.68%. At the indicated rate that is $4.00 a share a year. The ex-dividend date on file is October 15, 2026. Dividends are recorded for 10 calendar years; 2026 shows 3 payments totalling $2.61 a share. The year before, 2025, totalled $3.24 a share.

So far in 2026 the total return is +20.63%. Across the complete calendar years on file, 2019 returned +24.83% and 2020 returned −12.17%. Of the 9 complete calendar years on file, 8 finished higher.

Peer Comparison

City Holding Company (CHCO) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
City Holding Company CHCO $1.96B 15.3
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. City Holding Company trades at a P/E of 15.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About City Holding Company

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.

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