StockVS

BlackLine, Inc. (BL) Stock Analysis

Technology

BlackLine, Inc.

$28.87

$-0.03 (-0.10%)

Last Updated: May 26, 2026

Price History

Analysis

Company Overview

BlackLine, Inc. operates within the technology sector, specifically focusing on the software application industry, where it delivers cloud-based solutions designed to automate and streamline accounting and finance operations for clients in the United States and internationally. The company's core offerings include financial close and consolidation solutions, such as account reconciliations, which function as a centralized workspace allowing users to collaborate effectively on their financial processes. As of the latest available data, the company demonstrates a significant scale with a market capitalization of $2.33 billion, generating $700.43 million in annual revenue while employing a workforce of 1,850 individuals. These valuation and revenue figures indicate that BlackLine holds a substantial position in its niche, commanding a high market cap relative to its reported earnings, which suggests the market places a premium on its recurring revenue model and established client base.

Financial Health

BlackLine, Inc. reported a trailing twelve-month revenue of $700.43 million, with net income of $24.52 million and an EBITDA of $60.32 million, highlighting a distinct gap between top-line revenue and bottom-line profit that reveals a significant cost structure involving operating expenses and taxes. The company generated $128.37 million in free cash flow, a metric that underscores strong financial flexibility and the ability to fund operations or return capital without relying on external financing. Profitability analysis shows a gross margin of 75.2%, indicating efficient production and delivery of software, while an operating margin of 7.0% and a profit margin of 3.5% reflect the substantial overhead costs inherent in scaling a technology platform. On the liability side, the company holds $778.21 million in cash against $920.41 million in debt, resulting in a debt-to-equity ratio of 247.79% that characterizes a highly leveraged balance sheet rather than a conservative one. Despite this leverage, the current ratio stands at 1.47, indicating that the company maintains sufficient short-term liquid assets to cover its current liabilities without immediate distress. Return metrics further illuminate management effectiveness, with a return on equity of 6.4% and a return on assets of 1.4%, suggesting that while the company generates equity returns, its asset base is not being utilized as efficiently relative to its equity financing.

Valuation Assessment

Valuation metrics for BlackLine, Inc. present a complex picture, with a trailing P/E ratio of 100.28 compared to a forward P/E of 14.18, implying that the market currently prices in a dramatic expansion of earnings that has not yet materialized in the trailing twelve months. The price-to-book ratio of 7.05 indicates that the stock trades at a significant premium over its book value, reflecting investor confidence in the company's intangible assets and future growth potential rather than just its tangible net worth. Alternative valuation multiples provide additional context, with a price-to-sales ratio of 3.32 and an EV/EBITDA of 41.61, suggesting that investors are willing to pay a high multiple for each dollar of revenue and earnings before interest, taxes, depreciation, and amortization. Price action over the last year shows a 52-week high of $59.57 and a 52-week low of $31.75, placing the current trading price within a range that reflects recent volatility but remains well below the yearly peak. The stock exhibits a beta of 0.94, meaning its price volatility is closely aligned with the broader market, moving slightly less aggressively than the overall index during periods of fluctuation.

Growth & Income

Growth dynamics reveal a divergence between revenue and profitability, with revenue growing 8.1% year-over-year while earnings contracted by 90.1% year-over-year, indicating that earnings are growing significantly slower than revenue, likely due to the sharp decline in net income relative to the top line. As a non-dividend payer, BlackLine, Inc. does not distribute cash to shareholders, evidenced by a dividend yield of N/A and a payout ratio of 0.0%, which signifies that the company retains all earnings to reinvest into growth initiatives rather than paying dividends. This reinvestment strategy is typical for technology companies seeking to fund expansion and research, although the current earnings contraction complicates the sustainability of such a model in the near term. The overall growth and income profile is defined by robust top-line expansion coupled with a temporary suppression of bottom-line earnings, creating a scenario where revenue growth does not translate into proportional profit growth.

Peer Comparison

BlackLine, Inc. (BL) operates in the Software - Application industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
BlackLine, Inc. BL $1.69B 68.7
SAP SE SAP $206.49B 24.1
Shopify Inc. SHOP.TO $188.02B 102.8
Salesforce, Inc. CRM $146.50B 22.9

The Software - Application industry average P/E ratio is 45.6x. BlackLine, Inc. trades at a P/E of 68.7.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About BlackLine, Inc.

BlackLine, Inc. provides cloud-based solutions to automate and streamline accounting and finance operations in the United States and internationally. It offers financial close and consolidation solutions, such as account reconciliations that provides a centralized workspace for users to collaborate on account reconciliations; transaction matching, which analyzes and reconciles individual transactions; task management to create and manage processes and task lists; and financial reporting analytics that enables analysis and validation of financial data. The company also provides journal entry, which allows users to generate, review, and post manual journal entries; variance analysis that offers anomalous fluctuations in balance sheet and income statement account balances; compliance, an integrated solution that facilitates compliance-related initiatives, consolidates project management, and provides visibility over control self-assessments and testing; and smart close for SAP solution. In addition, it offers credit and risk, collection, dispute and deduction, and team and task management, as well as AR intelligence, electronic invoicing and payment, and cash application solutions. Further, the company provides intercompany create functionality that stores permissions and business logic exceptions by entity, service, and transaction type; intercompany balance and resolve, which records an organization's intercompany transactions; and netting and settlement that enables open intercompany transactions, which integrate with treasury systems. Additionally, it offers implementation, optimization, live and web-based training, and support services. The company sells its solutions primarily through direct sales force to multinational corporations, large domestic enterprises, and mid-market companies across various industries. The company was incorporated in 2001 and is headquartered in Woodland Hills, California.

Visit website →

Key Statistics

Market Cap
$1.69B
P/E Ratio
68.74
52-Week High
$59.57
52-Week Low
$24.70
Avg Volume
1.19M
Beta
0.69

Data provided by Yahoo Finance via yfinance. Updated daily.

Company Info

Exchange
NASDAQ
Country
United States
Employees
1,850