NYSE Arca · Intermediate Core Bond · USD · ETF

Schwab U.S. Aggregate Bond ETF (SCHZ) ETF Analysis

SCHZ

Expense ratio 0.03% Yield 4.33% Assets $10.45B Since July 14, 2011 Family Schwab ETFs

Last Updated: October 21, 2026

$22.27

$0.00 (0.00%)

October 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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SCHZ Annualized Returns

With dividends reinvested · as of October 21, 2026

Period	Total return	Annualized	$100 becomes	$300 becomes
1 year	−2.00%	−2.00%	$98.00	$294.01
3 years	+16.17%	+5.12%	$116.17	$348.51
5 years	−1.36%	−0.27%	$98.64	$295.92
10 years	+12.94%	+1.22%	$112.94	$338.81

Returns are total returns computed from daily closes, with dividends reinvested. As of October 21, 2026.

SCHZ Return by Calendar Year

2016 and 2026 are partial years

+8.65%−13.17%−1.64%

2016*2017201820192020202120222023202420252026*

View as table ↓View as chart ↑

Year	Return
2026 (partial year)	−1.64%
2025	+7.24%
2024	+1.27%
2023	+5.60%
2022	−13.17%
2021	−1.72%
2020	+7.46%
2019	+8.65%
2018	−0.03%
2017	+3.50%
2016 (partial year)	−2.94%

SCHZ Monthly Returns

−5%+5%

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2026	+0.3	+1.5	−1.7	+0.2	+0.3	+0.2	−1.3	+0.4	−2.6	+1.1	—	—
2025	+0.6	+2.3	−0.1	+0.5	−0.7	+1.6	−0.3	+1.2	+1.1	+0.6	+0.6	−0.3
2024	−0.0	−1.4	+0.8	−2.6	+1.8	+0.9	+2.4	+1.4	+1.4	−2.5	+1.1	−1.8
2023	+3.5	−2.7	+2.6	+0.6	−1.2	−0.2	−0.2	−0.7	−2.6	−1.5	+4.6	+3.7
2022	−2.2	−1.0	−2.7	−4.0	+0.8	−1.6	+2.7	−3.1	−4.3	−1.1	+3.7	−0.8
2021	−0.7	−1.5	−1.2	+0.8	+0.2	+0.8	+1.1	−0.1	−1.0	+0.1	+0.2	−0.2
2020	+2.0	+1.5	−1.5	+3.0	+0.6	+0.6	+1.4	−0.9	−0.2	−0.6	+1.3	+0.0
2019	+1.1	−0.1	+2.0	−0.1	+1.6	+1.4	+0.2	+2.7	−0.6	+0.2	−0.1	−0.0
2018	−1.2	−1.0	+0.6	−0.7	+0.5	+0.1	−0.1	+0.7	−0.6	−0.7	+0.5	+1.9
2017	+0.3	+0.7	−0.0	+0.8	+0.7	−0.0	+0.4	+0.9	−0.5	+0.0	−0.1	+0.3

Monthly total returns with dividends reinvested; each cell prints its signed value.

SCHZ Volatility & Risk

Volatility: 10 yrs · Beta: 3 yrs

Annualized volatility: 5.46%
Beta (3y): 0.99
Best year: +8.65%
Worst year: −13.17%

Volatility is the annualized standard deviation of daily returns. As of October 21, 2026.

Analysis

Data-derived

Fund Overview

Schwab U.S. Aggregate Bond ETF trades as SCHZ and is categorised as Intermediate Core Bond. The fund is issued by Schwab ETFs. The inception date on file is July 14, 2011. The fund holds $10.45B in total net assets. Annual costs run at an expense ratio of 0.03%. On a $10,000 position that is $3.00 a year.

Performance Analysis

The most recent close on file for SCHZ is $22.27, dated October 21, 2026. The trailing one-year total return is −2.00%. Measured over 10 years, that is +1.22% a year compounded. The fund distributes at a trailing yield of 4.33%.

The strongest complete calendar year on file is 2019 at +8.65%; the weakest is 2022 at −13.17%. Of the 9 complete calendar years on file, 6 finished higher. So far in 2026 the total return is −1.64%.

Price & Risk Profile

Daily returns over the trailing 10 years annualize to a volatility of 5.46%. The reported beta is 0.99. Over the past 52 weeks the price has ranged from $21.92 to $23.73. The latest close sits 1.6% above that 52-week low. The volatility figure is calculated from the stored daily closes, the same series the charts on this page use.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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