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StockVS

NYSE · Insurance - Diversified · USD

Exzeo Group, Inc. (XZO) Stock Analysis

Exzeo Group, Inc. (XZO) is a Insurance - Diversified stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

XZO

$16.48

−$0.09 (−0.54%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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XZO Key Statistics

As of Oct 21, 2026
Trading
Open
$16.39
Previous Close
$16.57
Day's Range
16.15–16.94
52-Week Range
12.36–24.60
Volume
306.52K
Valuation
Market Cap
$1.48B
P/E Ratio
17.17
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
14.33
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
6.44
EPS (ttm)Profit attributable to each share over the last twelve months.
0.96
Financials (FY)
Revenue (FY)
$216.98M
Net Income (FY)
$82.75M
Profit marginThe share of revenue left as profit after all costs and taxes.
37.68%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
90.09M
1-Year Return
−21.56%
Dividend and dates
Earnings Date
November 4, 2026
Avg Volume
270.86K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, XZO closed at $16.48, −21.56% over 1 year.

Exzeo Group, Inc. (XZO) has a market capitalization of $1.48B.

XZO Stock Return by Calendar Year

Exzeo Group, Inc. (XZO) return since Nov 2025: what $10,000 became

1 year
$10,000 $7,844
−21.56%

If you had invested $10,000 in Exzeo Group, Inc. (XZO) at the close on November 5, 2025, the earliest close on record here, it would have been worth $7,844 at the close on October 21, 2026: −21.56% in total, −21.56% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−32.04%
2025 (partial year)+15.42%

As of October 21, 2026.

XZO Valuation vs Insurance - Diversified Median

Median of 12 stocks
MetricXZOInsurance - Diversified medianvs median
P/E17.1712.6336% above
P/S ratio6.441.434.5x the median
Profit margin37.68%13.06%24.6 pts above

Medians across 12 Insurance - Diversified stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Exzeo Group, Inc. (XZO) at $1.48B. It is classified in the Insurance - Diversified industry, within the Financial Services sector. The company reports 354 employees.

Over the past 52 weeks the price has ranged from $12.36 to $24.60. The most recent close on file for XZO is $16.48, dated October 21, 2026. That is −$0.09 (−0.54%) against the previous close. The latest close sits 33.33% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $216.98M. Net income for the same year was $82.75M. Profit margin runs at 37.68%. That is 24.6 percentage points above the Insurance - Diversified median of 13.06%. Trailing earnings per share are 0.96.

Valuation Assessment

XZO trades at a trailing price-to-earnings ratio of 17.17. That is 36% above the Insurance - Diversified median of 12.63. On forward earnings the ratio is 14.33. The price-to-sales ratio is 6.44. On price-to-sales that is 4.5 times the Insurance - Diversified median of 1.43. 12 Insurance - Diversified companies report these metrics, and the medians quoted come from that group.

Daily returns over the trailing 1 year annualize to a volatility of 61.52%. Over the trailing twelve months the total return is −21.56%.

Growth & Income

The record shows no dividend for XZO.

2026 is still running; the total return is −32.04% year to date.

Peer Comparison

Exzeo Group, Inc. (XZO) operates in the Insurance - Diversified industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Exzeo Group, Inc. XZO $1.48B 17.2
Berkshire Hathaway Inc. BRK-B $1.11T 13.1
Sun Life Financial Inc. SLF $44.88B 18.9
American International Group, Inc. AIG $42.75B 15.0

The Insurance - Diversified industry average P/E ratio is 12.6x. Exzeo Group, Inc. trades at a P/E of 17.2.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Exzeo Group, Inc.

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders. It also provides CasaClue, a data repository; Harmony, a policy administration platform that streamlines the entire policy lifecycle; AtlasViewer, a mapping and data visualization platform that integrates location-based data from multiple sources; and Mercury, a workflow solution designed to ensure uniform routing and policy change tracking. In addition, the company offers ClaimColony, an End-to-end claims management platform; AtlasViewer, a tool to look at claims and manage the claims lifecycle; JustEZ app which helps sync inspections from various carriers, schedule appointments, sync photos to cloud, and write scoping reports; Exahub, a centralized data platform; and ExzeoIQ that provides transparent reporting for customers. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.

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