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StockVS

NASDAQ · Credit Services · USD

Vroom, Inc. (VRM) Stock Analysis

Vroom, Inc. (VRM) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

VRM

$8.31

+$0.08 (+0.97%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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VRM Key Statistics

As of Oct 21, 2026
Trading
Open
$8.37
Previous Close
$8.23
Day's Range
8.00–8.37
52-Week Range
6.80–27.75
Volume
6.56K
Valuation
Market Cap
$43.50M
P/E Ratio
unprofitable
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.21
EPS (ttm)Profit attributable to each share over the last twelve months.
−11.23
Financials (FY)
Revenue (FY)
$6.91M−40.45%
Net Income (FY)
−$53.05M
Profit marginThe share of revenue left as profit after all costs and taxes.
−27.81%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
5.23M
1-Year Return
−66.48%
Dividend and dates
Earnings Date
November 9, 2026estimated
Avg Volume
27.51K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, VRM closed at $8.31, −66.48% over 1 year.

Vroom, Inc. (VRM) has a market capitalization of $43.50M.

In fiscal 2025, VRM reported revenue of $6.91M.

VRM Stock Return by Calendar Year

Vroom, Inc. (VRM) return since Feb 2025: what $10,000 became

1 year
$10,000 $3,352
−66.48%
Since Feb 2025
$10,000 $2,681
−73.19%

If you had invested $10,000 in Vroom, Inc. (VRM) at the close on February 20, 2025, the earliest close on record here, it would have been worth $2,681 at the close on October 21, 2026: −73.19% in total, −54.66% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−58.20%
2025 (partial year)−35.87%

As of October 21, 2026.

VRM Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$6.91M−$53.05M−767.3%
2024$11.61M−$165.12M−1,422.3%
2023$12.38M−$364.61M−2,944.2%
2022$1.95B−$451.91M−23.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$6.91M—−$78.53M−$53.05M−767.3%
2024$11.61M$11.61M−$126.80M−$165.12M−1,422.3%
2023$12.38M$12.38M−$117.98M−$364.61M−2,944.2%
2022$1.95B$244.79M−$359.89M−$451.91M−23.2%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

VRM Valuation vs Credit Services Median

Median of 56 stocks
MetricVRMCredit Services medianvs median
P/S ratio0.211.500.1x the median
Profit margin−27.81%9.89%37.7 pts below

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Vroom, Inc. (VRM) carries a market capitalisation of $43.50M. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 649 employees.

The most recent close on file for VRM is $8.31, dated October 21, 2026. That is +$0.08 (+0.97%) against the previous close. The 52-week range on file runs from $6.80 to $27.75. The latest close sits 22.21% above that 52-week low.

Financial Health

In fiscal 2025, Vroom, Inc. reported revenue of $6.91M. That is −40.45% against the prior fiscal year, when revenue was $11.61M. The same year closed with a net loss of $53.05M. Profit margin runs at −27.81%. That is 37.7 percentage points below the Credit Services median of 9.89%. Trailing earnings per share are −11.23.

Across the 4 fiscal years on file, revenue moves from $1.95B in 2022 to $6.91M in 2025. Of those 4 years, 0 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. Measured against sales, the shares trade at 0.21 times revenue. On price-to-sales that is 0.1 times the Credit Services median of 1.5. The medians here are taken across 56 Credit Services companies that report the metric.

The trailing one-year total return is −66.48%. The stored price history starts on February 20, 2025, and the total return since then is −73.19%. Annualized volatility over the trailing 1 year is 104.82%.

Growth & Income

The record shows no dividend for VRM.

2026 is still running; the total return is −58.20% year to date.

Peer Comparison

Vroom, Inc. (VRM) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Vroom, Inc. VRM $43.50M —
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. Vroom, Inc. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Vroom, Inc.

Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known as Auto America, Inc. and changed its name to Vroom, Inc. in July 2015. Vroom, Inc. was incorporated in 2012 and is based in Fort Worth, Texas.

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