NASDAQ · Banks - Regional · USD

Virginia National Bankshares Corporation (VABK) Stock Analysis

Virginia National Bankshares Corporation (VABK) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

VABK

$46.94

−$0.03 (−0.06%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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VABK Key Statistics

As of Sep 4, 2026

Trading

Open: $46.90
Previous Close: $46.97
Day's Range: 46.64–47.60
52-Week Range: 37.31–50.00
Volume: 7.10K
Beta: 0.46

Valuation

Market Cap: $254.66M
P/E Ratio: 10.29
P/S ratio: 4.01
EPS (ttm): 4.56

Financials (FY)

Revenue (FY): $57.60M+8.56%
Net Income (FY): $19.26M+13.53%
Profit margin: 39.10%
Shares Outstanding: 5.43M
1-Year Return: +18.96%

Dividend and dates

Dividend: $1.44+3.07%
Ex-Dividend Date: August 14, 2026
Earnings Date: October 29, 2026estimated
Avg Volume: 7.41K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

VABK Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−24.54%+44.53%+19.86%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+19.86%
2025	+8.23%
2024	+15.46%
2023	−2.54%
2022	+0.26%
2021	+44.53%
2020	−24.54%
2019	+12.82%
2018	−4.66%
2017	+38.11%
2016 (partial year)	+17.03%

As of September 4, 2026.

VABK Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$57.60M	$19.26M	33.4%
2024	$53.06M	$16.97M	32.0%
2023	$58.07M	$19.26M	33.2%
2022	$66.80M	$23.44M	35.1%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$57.60M	—	—	$19.26M	33.4%
2024	$53.06M	—	—	$16.97M	32.0%
2023	$58.07M	—	—	$19.26M	33.2%
2022	$66.80M	—	—	$23.44M	35.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

VABK Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$1.41+6.8% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$1.08	3	—
2025	$1.41	4	+6.8%
2024	$1.32	4	+0.0%
2023	$1.32	4	+10.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$1.08	3	—
2025	$1.41	4	+6.8%
2024	$1.32	4	+0.0%
2023	$1.32	4	+10.0%
2022	$1.20	4	+0.0%
2021	$1.20	4	+0.0%
2020	$1.20	4	+0.0%
2019	$1.20	4	+10.1%
2018	$1.09	4	+257.7%
2017	$0.30	2	+23.1%
2016	$0.25	2	—

Most recent payment: $0.36 per share, ex-dividend August 14, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

VABK Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	VABK	Banks - Regional median	vs median
P/E	10.29	12.62	18% below
P/S ratio	4.01	3.77	6% above
Profit margin	39.10%	29.15%	10.0 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Virginia National Bankshares Corporation (VABK) carries a market capitalisation of $254.66M. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 140.

The most recent close on file for VABK is $46.94, dated September 4, 2026. That is −$0.03 (−0.06%) against the previous close. Over the past 52 weeks the price has ranged from $37.31 to $50.00. The latest close sits 25.81% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $57.60M. Against the prior fiscal year total of $53.06M, that is a change of +8.56%. Net income for the same year was $19.26M. That is +13.53% against the prior fiscal year. Profit margin runs at 39.1%. That is 10 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 4.56.

Across the 4 fiscal years on file, revenue moves from $66.80M in 2022 to $57.60M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

VABK trades at a trailing price-to-earnings ratio of 10.29. That is 18.46% below the Banks - Regional median of 12.62. Measured against sales, the shares trade at 4.01 times revenue. On price-to-sales that is 6.47% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is +18.96%. Across 10 years the annualized return works out at +10.57%. The reported beta is 0.46. Daily returns over the trailing 10 years annualize to a volatility of 30.89%.

Growth & Income

VABK pays a dividend yielding 3.07%. That is 0.4 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.44 a share. The ex-dividend date on file is August 14, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.08 a share. The year before, 2025, totalled $1.41 a share.

The strongest complete calendar year on file is 2021 at +44.53%; the weakest is 2020 at −24.54%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the price is +19.86% year to date.

Peer Comparison

Virginia National Bankshares Corporation (VABK) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Virginia National Bankshares Corporation	VABK	$254.66M	10.3
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. Virginia National Bankshares Corporation trades at a P/E of 10.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Virginia National Bankshares Corporation

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services. The company provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial loans, real estate construction and land loans, commercial real estate loans, 1-4 family residential mortgages, and commercial mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machines, internet banking, treasury, and cash management services; merchant and debit card services; and investment advisory and management services. Further, the company offers investment management, wealth management, corporate trustee, trust and estate administration, IRA administration, in-house investment management, and custody services. It serves individuals, businesses, and charitable organizations. The company was formerly known as Virginia National Bank and changed its name to Virginia National Bankshares Corporation in December 2013. The company was founded in 1998 and is headquartered in Charlottesville, Virginia.

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