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StockVS

NASDAQ · Banks - Regional · USD

United Bankshares, Inc. (UBSI) Stock Analysis

United Bankshares, Inc. (UBSI) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

UBSI

$47.18

+$0.04 (+0.08%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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UBSI Key Statistics

As of Oct 21, 2026
Trading
Open
$47.14
Previous Close
$47.14
Day's Range
46.83–47.45
52-Week Range
34.68–49.62
Volume
881.91K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.74
Valuation
Market Cap
$6.42B
P/E Ratio
12.86
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.20
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.95
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.14
EPS (ttm)Profit attributable to each share over the last twelve months.
3.67
Financials (FY)
Revenue (FY)
$1.24B+19.96%
Net Income (FY)
$464.60M+24.56%
Profit marginThe share of revenue left as profit after all costs and taxes.
41.20%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
136.17M
1-Year Return
+36.85%
Dividend and dates
Dividend
$1.52+3.22%
Ex-Dividend Date
September 11, 2026
Earnings Date
October 22, 2026estimated
Avg Volume
958.28K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, UBSI closed at $47.18, +36.85% over 1 year.

United Bankshares, Inc. (UBSI) has a market capitalization of $6.42B.

In fiscal 2025, UBSI reported revenue of $1.24B.

UBSI Stock Return by Calendar Year

United Bankshares, Inc. (UBSI) 10-year return: what $10,000 became

1 year
$10,000 $13,685
+36.85%
5 years
$10,000 $15,523
+55.23%
10 years
$10,000 $18,926
+89.26%

If you had invested $10,000 in United Bankshares, Inc. (UBSI) 10 years ago, at the close on October 21, 2016, it would have been worth $18,926 at the close on October 21, 2026: +89.26% in total, +6.59% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+25.12%
2025+6.50%
2024+4.26%
2023−3.17%
2022+16.06%
2021+16.34%
2020−11.68%
2019+28.84%
2018−7.08%
2017−22.13%
2016 (partial year)+21.39%

As of October 21, 2026.

UBSI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.24B$464.60M37.6%
2024$1.03B$373.00M36.2%
2023$1.05B$366.31M35.0%
2022$1.04B$379.63M36.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.24B——$464.60M37.6%
2024$1.03B——$373.00M36.2%
2023$1.05B——$366.31M35.0%
2022$1.04B——$379.63M36.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UBSI Dividend History

$1.49+0.7% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.143—
2025$1.494+0.7%
2024$1.484+2.1%
2023$1.454+0.7%
YearDividends per sharePaymentsChange
2026 (partial year)$1.143—
2025$1.494+0.7%
2024$1.484+2.1%
2023$1.454+0.7%
2022$1.444+2.1%
2021$1.414+0.7%
2020$1.404+2.2%
2019$1.374+0.7%
2018$1.364+2.3%
2017$1.334+303.0%
2016$0.331—

Most recent payment: $0.38 per share, ex-dividend September 11, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UBSI Valuation vs Banks - Regional Median

Median of 326 stocks
MetricUBSIBanks - Regional medianvs median
P/E12.8612.037% above
P/S ratio5.143.5844% above
Profit margin41.20%29.44%11.8 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 17 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

United Bankshares, Inc. (UBSI) carries a market capitalisation of $6.42B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 2,740 employees.

The most recent close on file for UBSI is $47.18, dated October 21, 2026. That is +$0.04 (+0.08%) against the previous close. Over the past 52 weeks the price has ranged from $34.68 to $49.62. The latest close sits 36.04% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $1.24B. Against the prior fiscal year total of $1.03B, that is a change of +19.96%. The same year closed with net income of $464.60M. That is +24.56% against the prior fiscal year. The reported profit margin is 41.2%. That is 11.8 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 3.67.

Across the 4 fiscal years on file, revenue moves from $1.04B in 2022 to $1.24B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 12.86. That is 6.9% above the Banks - Regional median of 12.03. The forward P/E on file is 12.2. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.95. Measured against sales, the shares trade at 5.14 times revenue. On price-to-sales that is 43.57% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

Over the trailing twelve months the total return is +36.85%. Measured over 10 years, that is +6.59% a year compounded. Beta against the wider market is reported at 0.74. Daily returns over the trailing 10 years annualize to a volatility of 32.33%.

Growth & Income

Shareholders receive a dividend, yielding 3.22% on the latest price. That is 0.5 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.52 a share. The ex-dividend date on file is September 11, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.14 a share. The year before, 2025, totalled $1.49 a share.

The strongest complete calendar year on file is 2019 at +28.84%; the weakest is 2017 at −22.13%. Of the 9 complete calendar years on file, 5 finished higher. So far in 2026 the total return is +25.12%.

Peer Comparison

United Bankshares, Inc. (UBSI) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
United Bankshares, Inc. UBSI $6.42B 12.9
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. United Bankshares, Inc. trades at a P/E of 12.9.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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 IBN

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$106.04B

 USB

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$88.92B
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About United Bankshares, Inc.

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

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