StockVS

NASDAQ · Banks - Regional · USD

United Bankshares, Inc. (UBSI) Stock Analysis

United Bankshares, Inc. (UBSI) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

UBSI

$47.83

+$0.24 (+0.50%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare UBSI with… →

UBSI Key Statistics

As of Sep 4, 2026
Trading
Open
$47.27
Previous Close
$47.59
Day's Range
47.27–48.03
52-Week Range
34.10–49.62
Volume
640.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.72
Valuation
Market Cap
$6.51B
P/E Ratio
13.03
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.40
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.95
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.21
EPS (ttm)Profit attributable to each share over the last twelve months.
3.67
Financials (FY)
Revenue (FY)
$1.24B+19.96%
Net Income (FY)
$464.60M+24.56%
Profit marginThe share of revenue left as profit after all costs and taxes.
41.20%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
136.17M
1-Year Return
+28.50%
Dividend and dates
Dividend
$1.52+3.18%
Ex-Dividend Date
September 11, 2026
Earnings Date
October 22, 2026estimated
Avg Volume
986.70K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

UBSI Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+26.85%
2025+6.50%
2024+4.26%
2023−3.17%
2022+16.06%
2021+16.34%
2020−11.68%
2019+28.84%
2018−7.08%
2017−22.13%
2016 (partial year)+21.39%

As of September 4, 2026.

UBSI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.24B$464.60M37.6%
2024$1.03B$373.00M36.2%
2023$1.05B$366.31M35.0%
2022$1.04B$379.63M36.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.24B$464.60M37.6%
2024$1.03B$373.00M36.2%
2023$1.05B$366.31M35.0%
2022$1.04B$379.63M36.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UBSI Dividend History

$1.49+0.7% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.762
2025$1.494+0.7%
2024$1.484+2.1%
2023$1.454+0.7%
YearDividends per sharePaymentsChange
2026 (partial year)$0.762
2025$1.494+0.7%
2024$1.484+2.1%
2023$1.454+0.7%
2022$1.444+2.1%
2021$1.414+0.7%
2020$1.404+2.2%
2019$1.374+0.7%
2018$1.364+2.3%
2017$1.334+101.5%
2016$0.662

Most recent payment: $0.38 per share, ex-dividend June 12, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UBSI Valuation vs Banks - Regional Median

Median of 380 stocks
MetricUBSIBanks - Regional medianvs median
P/E13.0312.623% above
P/S ratio5.213.7738% above
Profit margin41.20%29.15%12.0 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

United Bankshares, Inc. (UBSI) carries a market capitalisation of $6.51B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 2,740 employees.

The most recent close on file for UBSI is $47.83, dated September 4, 2026. That is +$0.24 (+0.50%) against the previous close. Over the past 52 weeks the price has ranged from $34.10 to $49.62. The latest close sits 40.26% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $1.24B. Against the prior fiscal year total of $1.03B, that is a change of +19.96%. The same year closed with net income of $464.60M. That is +24.56% against the prior fiscal year. The reported profit margin is 41.2%. That is 12 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 3.67.

Across the 4 fiscal years on file, revenue moves from $1.04B in 2022 to $1.24B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 13.03. That is 3.25% above the Banks - Regional median of 12.62. The forward P/E on file is 12.4. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.95. Measured against sales, the shares trade at 5.21 times revenue. On price-to-sales that is 38.12% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

Over the trailing twelve months the price has returned +28.50%. Measured over 10 years, that is +6.14% a year compounded. Beta against the wider market is reported at 0.72. Daily returns over the trailing 10 years annualize to a volatility of 32.34%.

Growth & Income

Shareholders receive a dividend, yielding 3.18% on the latest price. That is 0.5 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.52 a share. The ex-dividend date on file is September 11, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.76 a share. The year before, 2025, totalled $1.49 a share.

The strongest complete calendar year on file is 2019 at +28.84%; the weakest is 2017 at −22.13%. Of the 9 complete calendar years on file, 5 finished higher. So far in 2026 the price is +26.85%.

Peer Comparison

United Bankshares, Inc. (UBSI) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
United Bankshares, Inc. UBSI $6.51B 13.0
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. United Bankshares, Inc. trades at a P/E of 13.0.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Banks - Regional Stocks

View all Banks - Regional stocks →

Popular Financial Services Stocks

View all Financial Services stocks →

About United Bankshares, Inc.

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Visit website →