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NASDAQ · Banks - Regional · USD

Southern Missouri Bancorp, Inc. (SMBC) Stock Analysis

Southern Missouri Bancorp, Inc. (SMBC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

SMBC

$70.46

−$0.69 (−0.97%)

Oct 21, 2026 · Market close

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Price History

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SMBC Key Statistics

As of Oct 21, 2026
Trading
Open
$71.16
Previous Close
$71.15
Day's Range
69.93–71.16
52-Week Range
50.00–79.86
Volume
105.33K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.87
Valuation
Market Cap
$776.00M
P/E Ratio
10.96
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.24
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.07
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.10
EPS (ttm)Profit attributable to each share over the last twelve months.
6.43
Financials (FY)
Revenue (FY)
$182.60M+11.12%
Net Income (FY)
$58.58M+16.73%
Profit marginThe share of revenue left as profit after all costs and taxes.
37.97%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
11.01M
1-Year Return
+42.24%
Dividend and dates
Dividend
$1.02+1.43%
Ex-Dividend Date
August 14, 2026
Earnings Date
October 21, 2026
Avg Volume
91.80K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, SMBC closed at $70.46, +42.24% over 1 year.

Southern Missouri Bancorp, Inc. (SMBC) has a market capitalization of $776.00M.

In fiscal 2025, SMBC reported revenue of $182.60M.

SMBC Stock Return by Calendar Year

Southern Missouri Bancorp, Inc. (SMBC) 10-year return: what $10,000 became

1 year
$10,000 $14,224
+42.24%
5 years
$10,000 $16,218
+62.18%
10 years
$10,000 $33,618
+236.18%

If you had invested $10,000 in Southern Missouri Bancorp, Inc. (SMBC) 10 years ago, at the close on October 21, 2016, it would have been worth $33,618 at the close on October 21, 2026: +236.18% in total, +12.89% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+20.09%
2025+4.83%
2024+9.41%
2023+18.93%
2022−10.71%
2021+74.17%
2020−18.81%
2019+15.01%
2018−8.60%
2017+7.55%
2016 (partial year)+47.37%

As of October 21, 2026.

SMBC Revenue and Earnings by Fiscal Year

FY ends June
Fiscal yearRevenueNet incomeNet margin
2025$182.60M$58.58M32.1%
2024$164.33M$50.18M30.5%
2023$152.95M$39.24M25.7%
2022$124.77M$47.17M37.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$182.60M——$58.58M32.1%
2024$164.33M——$50.18M30.5%
2023$152.95M——$39.24M25.7%
2022$124.77M——$47.17M37.8%

Annual figures as reported, in the company's reporting currency. As of June 30, 2025.

SMBC Dividend History

$0.96+9.1% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.773—
2025$0.964+9.1%
2024$0.884+4.8%
2023$0.844+2.4%
YearDividends per sharePaymentsChange
2026 (partial year)$0.773—
2025$0.964+9.1%
2024$0.884+4.8%
2023$0.844+2.4%
2022$0.824+13.9%
2021$0.724+20.0%
2020$0.604+7.1%
2019$0.564+16.7%
2018$0.484+14.3%
2017$0.424+320.0%
2016$0.101—

Most recent payment: $0.26 per share, ex-dividend August 14, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

SMBC Valuation vs Banks - Regional Median

Median of 326 stocks
MetricSMBCBanks - Regional medianvs median
P/E10.9612.039% below
P/S ratio4.103.5815% above
Profit margin37.97%29.44%8.5 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 7 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Southern Missouri Bancorp, Inc. (SMBC) is capitalised at $776.00M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 711.

Over the past 52 weeks the price has ranged from $50.00 to $79.86. SMBC last closed at $70.46 on October 21, 2026. That is −$0.69 (−0.97%) against the previous close. The latest close sits 40.92% above that 52-week low.

Financial Health

In fiscal 2025, Southern Missouri Bancorp, Inc. reported revenue of $182.60M. Against the prior fiscal year total of $164.33M, that is a change of +11.12%. Net income for the same year was $58.58M. That is +16.73% against the prior fiscal year. Profit margin runs at 37.97%. That is 8.5 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 6.43.

Across the 4 fiscal years on file, revenue moves from $124.77M in 2022 to $182.60M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 10.96. That is 8.89% below the Banks - Regional median of 12.03. The forward P/E on file is 10.24. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.07. Measured against sales, the shares trade at 4.1 times revenue. On price-to-sales that is 14.62% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +42.24%. Across 10 years the annualized return works out at +12.89%. The reported beta is 0.87. Annualized volatility over the trailing 10 years is 34.89%.

Growth & Income

Shareholders receive a dividend, yielding 1.43% on the latest price. That is 1.3 percentage points below the Banks - Regional median yield of 2.68%. At the indicated rate that is $1.02 a share a year. The ex-dividend date on file is August 14, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.77 a share. The year before, 2025, totalled $0.96 a share.

2026 is still running; the total return is +20.09% year to date. The strongest complete calendar year on file is 2021 at +74.17%; the weakest is 2020 at −18.81%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

Southern Missouri Bancorp, Inc. (SMBC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Southern Missouri Bancorp, Inc. SMBC $776.00M 11.0
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Southern Missouri Bancorp, Inc. trades at a P/E of 11.0.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; consumer loans; and business financing, including small business, working capital, business real estate, and equipment loans. In addition, the company offers fiduciary and investment management services; brokerage services of commercial and consumer insurance products; cash management and merchant services; online and mobile banking services; refinance services; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

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