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NASDAQ · Banks - Regional · USD

Southern First Bancshares, Inc. (SFST) Stock Analysis

Southern First Bancshares, Inc. (SFST) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

SFST

$60.07

−$0.86 (−1.41%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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SFST Key Statistics

As of Oct 21, 2026
Trading
Open
$61.05
Previous Close
$60.93
Day's Range
59.97–61.60
52-Week Range
40.91–65.09
Volume
111.68K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.72
Valuation
Market Cap
$568.97M
P/E Ratio
12.95
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.73
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.42
EPS (ttm)Profit attributable to each share over the last twelve months.
4.64
Financials (FY)
Revenue (FY)
$118.09M+26.48%
Net Income (FY)
$30.37M+95.53%
Profit marginThe share of revenue left as profit after all costs and taxes.
30.74%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
9.47M
1-Year Return
+42.18%
Dividend and dates
Earnings Date
January 21, 2027estimated
Avg Volume
92.59K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, SFST closed at $60.07, +42.18% over 1 year.

Southern First Bancshares, Inc. (SFST) has a market capitalization of $568.97M.

In fiscal 2025, SFST reported revenue of $118.09M.

SFST Stock Return by Calendar Year

Southern First Bancshares, Inc. (SFST) 10-year return: what $10,000 became

1 year
$10,000 $14,218
+42.18%
5 years
$10,000 $11,089
+10.89%
10 years
$10,000 $22,372
+123.72%

If you had invested $10,000 in Southern First Bancshares, Inc. (SFST) 10 years ago, at the close on October 21, 2016, it would have been worth $22,372 at the close on October 21, 2026: +123.72% in total, +8.39% a year. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+16.60%
2025+29.61%
2024+7.14%
2023−18.91%
2022−26.79%
2021+76.78%
2020−16.80%
2019+32.49%
2018−22.25%
2017+14.58%
2016 (partial year)+33.14%

As of October 21, 2026.

SFST Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$118.09M$30.37M25.7%
2024$93.36M$15.53M16.6%
2023$87.51M$13.43M15.3%
2022$107.60M$29.12M27.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$118.09M——$30.37M25.7%
2024$93.36M——$15.53M16.6%
2023$87.51M——$13.43M15.3%
2022$107.60M——$29.12M27.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

SFST Valuation vs Banks - Regional Median

Median of 326 stocks
MetricSFSTBanks - Regional medianvs median
P/E12.9512.038% above
P/S ratio4.423.5823% above
Profit margin30.74%29.44%1.3 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Southern First Bancshares, Inc. (SFST) carries a market capitalisation of $568.97M. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 315 employees.

The most recent close on file for SFST is $60.07, dated October 21, 2026. That is −$0.86 (−1.41%) against the previous close. The 52-week range on file runs from $40.91 to $65.09. The latest close sits 46.83% above that 52-week low.

Financial Health

In fiscal 2025, Southern First Bancshares, Inc. reported revenue of $118.09M. That is +26.48% against the prior fiscal year, when revenue was $93.36M. The same year closed with net income of $30.37M. That is +95.53% against the prior fiscal year. Profit margin runs at 30.74%. That is 1.3 percentage points above the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 4.64.

Across the 4 fiscal years on file, revenue moves from $107.60M in 2022 to $118.09M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 12.95. That is 7.65% above the Banks - Regional median of 12.03. The forward P/E on file is 9.73. The price-to-sales ratio is 4.42. On price-to-sales that is 23.43% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 0.72. Annualized volatility over the trailing 10 years is 37.85%. The trailing one-year total return is +42.18%. Measured over 10 years, that is +8.39% a year compounded.

Growth & Income

The record shows no dividend for SFST.

The strongest complete calendar year on file is 2021 at +76.78%; the weakest is 2022 at −26.79%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the total return is +16.60% year to date.

Peer Comparison

Southern First Bancshares, Inc. (SFST) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Southern First Bancshares, Inc. SFST $568.97M 13.0
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Southern First Bancshares, Inc. trades at a P/E of 13.0.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Southern First Bancshares, Inc.

Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company offers other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.

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