NASDAQ · Banks - Regional · USD

Patriot National Bancorp, Inc. (PNBK) Stock Analysis

Patriot National Bancorp, Inc. (PNBK) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

PNBK

$0.84

−$0.04 (−4.56%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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PNBK Key Statistics

As of Oct 21, 2026

Trading

Open: $0.88
Previous Close: $0.89
Day's Range: 0.84–0.89
52-Week Range: 0.80–2.00
Volume: 97.90K
Beta: −0.61

Valuation

Market Cap: $106.43M
P/E Ratio: unprofitable
Forward P/E: 0.84
P/S ratio: 2.70
EPS (ttm): −0.05

Financials (FY)

Revenue (FY): $29.43M+4.09%
Net Income (FY): −$12.71M
Profit margin: −16.59%
Shares Outstanding: 118.74M
1-Year Return: −34.53%

Dividend and dates

Earnings Date: November 13, 2026estimated
Avg Volume: 191.92K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, PNBK closed at $0.84, −34.53% over 1 year.

Patriot National Bancorp, Inc. (PNBK) has a market capitalization of $106.43M.

In fiscal 2025, PNBK reported revenue of $29.43M.

PNBK Stock Return by Calendar Year

Patriot National Bancorp, Inc. (PNBK) 10-year return: what $10,000 became

1 year: $10,000 $6,547; −34.53%
5 years: $10,000 $861; −91.39%
10 years: $10,000 $651; −93.49%

If you had invested $10,000 in Patriot National Bancorp, Inc. (PNBK) 10 years ago, at the close on October 21, 2016, it would have been worth $651 at the close on October 21, 2026: −93.49% in total, −23.90% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+56.44%−63.87%−53.59%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	−53.59%
2025	−6.19%
2024	−49.35%
2023	−63.87%
2022	−31.83%
2021	+56.44%
2020	−22.10%
2019	−10.20%
2018	−20.00%
2017	+27.19%
2016 (partial year)	+5.64%

As of October 21, 2026.

PNBK Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$29.43M	−$12.71M	−43.2%
2024	$28.27M	−$39.88M	−141.1%
2023	$34.25M	−$4.18M	−12.2%
2022	$36.63M	$6.16M	16.8%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$29.43M	—	—	−$12.71M	−43.2%
2024	$28.27M	—	—	−$39.88M	−141.1%
2023	$34.25M	—	—	−$4.18M	−12.2%
2022	$36.63M	—	—	$6.16M	16.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PNBK Dividend History

’17’18’19

$0.04+0.0% vs 2018

Dividends per share, 2019 · 4 payments

Year	Dividends per share	Payments	Change
2019	$0.04	4	+0.0%
2018	$0.04	4	+100.0%
2017	$0.02	2	—

Most recent payment: $0.01 per share, ex-dividend December 6, 2019. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

PNBK Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	PNBK	Banks - Regional median	vs median
P/S ratio	2.70	3.58	25% below
Profit margin	−16.59%	29.44%	46.0 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

Patriot National Bancorp, Inc. (PNBK) carries a market capitalisation of $106.43M. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 107 employees.

PNBK last closed at $0.84 on October 21, 2026. That is −$0.04 (−4.56%) against the previous close. The 52-week range on file runs from $0.80 to $2.00. The latest close sits 5.57% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $29.43M. That is +4.09% against the prior fiscal year, when revenue was $28.27M. The same year closed with a net loss of $12.71M. Profit margin runs at −16.59%. That is 46 percentage points below the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to −0.05.

Across the 4 fiscal years on file, revenue moves from $36.63M in 2022 to $29.43M in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. The forward P/E on file is 0.84. The price-to-sales ratio is 2.7. On price-to-sales that is 24.59% below the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is −34.53%. Measured over 10 years, that is −23.90% a year compounded. The reported beta is −0.61. Annualized volatility over the trailing 10 years is 77.55%.

Growth & Income

The latest dividend on file for PNBK dates from 2019. Dividends are recorded for 3 calendar years; 2019 shows 4 payments totalling $0.04 a share. The year before, 2018, totalled $0.04 a share.

So far in 2026 the total return is −53.59%. The strongest complete calendar year on file is 2021 at +56.44%; the weakest is 2023 at −63.87%. Of the 9 complete calendar years on file, 2 finished higher.

Peer Comparison

Patriot National Bancorp, Inc. (PNBK) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Patriot National Bancorp, Inc.	PNBK	$106.43M	—
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. Patriot National Bancorp, Inc. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Patriot National Bancorp, Inc.

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, online national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operates in New York; Connecticut; New Jersey; and internationally. Patriot National Bancorp, Inc. was founded in 1994 and is headquartered in Stamford, Connecticut.

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