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PLDT Inc. (PHI) Stock Analysis

Communication Services

PLDT Inc.

$18.70

$-0.18 (-0.95%)

Last Updated: May 26, 2026

Price History

Analysis

Company Overview

PLDT Inc. functions as a comprehensive provider of telecommunications and digital services within the Philippines, operating across three distinct segments including wireless, fixed line, and other diversified operations. The company delivers a wide array of cellular mobile, internet broadband distribution, operations support, software development, and satellite information and messaging services to its customer base. This entity operates within the Communication Services sector, specifically classified under the Telecom Services industry, positioning it as a critical infrastructure provider for digital connectivity in the region. The company's scale is substantial, with a market capitalization of $4.64B and annual revenue reaching $218.39B, supported by a workforce of 14,304 employees. These financial dimensions indicate that PLDT Inc. maintains a significant presence in the market, generating revenue that far exceeds its market capitalization, a characteristic often seen in capital-intensive telecommunications firms where asset bases are large relative to share price.

Financial Health

The company reports a revenue of $218.39B, a net income of $29.95B, and an EBITDA of $88.76B for the trailing twelve months. The substantial gap between the $218.39B revenue and the $29.95B net income reveals a cost structure that retains approximately 86.3% of gross revenue before interest, taxes, depreciation, and amortization, yet after accounting for those expenses and taxes, only a fraction remains as profit. Despite generating a robust EBITDA of $88.76B, the company reports a free cash flow of $-12,832,374,784, which indicates a scenario where capital expenditures or other cash outflows significantly exceed operating cash generation. This negative free cash flow suggests limited immediate financial flexibility for internal expansion without external financing, though it does not necessarily reflect poor operational profitability. The company maintains a gross margin of 72.7%, an operating margin of 31.7%, and a profit margin of 13.7%, demonstrating strong pricing power and efficient cost control relative to sales volume. In terms of liquidity and leverage, PLDT Inc. holds $12.23B in cash against a total debt load of $359.22B, resulting in a debt-to-equity ratio of 280.46. This high leverage ratio indicates a highly leveraged balance sheet reliant on interest-bearing debt to fund its massive infrastructure requirements. The current ratio stands at 0.44, which signals that the company's current assets are insufficient to cover its current liabilities without relying on new financing or asset sales. Finally, the return on equity is 24.7% while the return on assets is 5.8%, highlighting that management is effective at generating returns for shareholders despite the heavy asset base that dilutes asset-level returns.

Valuation Assessment

PLDT Inc. trades with a trailing P/E ratio of 9.18 and a forward P/E of 7.76. The difference between these two metrics implies that the market expects earnings growth that would allow the stock to command a lower multiple in the future, or conversely, that current earnings include one-time items not expected to recur. The price-to-book ratio is 2.18, indicating that the market values the company at more than twice its net asset book value, suggesting a premium assigned to its intangible assets and market position. Alternative valuation metrics such as the price-to-sales ratio of 0.02 and an EV/EBITDA of 3.98 provide further context, showing that the stock is priced very low relative to its massive sales base and earnings power. Regarding trading range, the 52-week high is $24.51 and the 52-week low is $18.61. Without a specific current price provided in the facts, the relative position cannot be calculated, but the wide range suggests potential volatility or a stock priced near the lower end of its historical spectrum. The beta value is 0.50, which means the stock exhibits half the volatility of the broader market, indicating it is a defensive holding that moves less than the overall index during market fluctuations.

Growth & Income

The company reports a revenue growth of -1.4% year-over-year while earnings growth stands at 16.7% year-over-year. This divergence indicates that earnings are growing significantly faster than revenue, implying improved operational efficiency, margin expansion, or a shift in the revenue mix toward higher-margin services. As a dividend payer, PLDT Inc. offers a dividend yield of 7.5% with a payout ratio of 68.6%. This payout ratio suggests that the company distributes a majority of its net income to shareholders, which must be carefully monitored given the negative free cash flow and high debt levels to ensure sustainability. For non-dividend payers, this analysis would note that the company reinvests earnings, but PLDT Inc. actively distributes cash. The overall growth and income profile is characterized by declining top-line revenue coupled with strong earnings expansion and a high-yield dividend, creating a mixed picture of operational contraction versus financial return generation.

Peer Comparison

PLDT Inc. (PHI) operates in the Telecom Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
PLDT Inc. PHI $4.08B 8.9
T-Mobile US, Inc. TMUS $206.82B 20.3
Verizon Communications Inc. VZ $202.47B 11.8
AT&T Inc. T $173.85B 8.2

The Telecom Services industry average P/E ratio is 18.3x. PLDT Inc. trades at a P/E of 8.9.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About PLDT Inc.

PLDT Inc. provides telecommunications and digital services in the Philippines. The company operates through three segments: Wireless, Fixed Line, and Others. It offers cellular mobile, internet broadband distribution, operations support, software development, and satellite information and messaging services; and sells Wi-Fi access equipment. It also provides fixed line telecommunications services; secure data center, multi-cloud, cybersecurity, data and artificial intelligence solutions; business infrastructure and solutions; intelligent data processing and implementation, and data analytics insight generation services; and information and communications infrastructure for Internet-based services, e-commerce, customer relationship management, and information technology (IT) related services. In addition, it offers managed IT outsourcing, Internet-based purchasing, IT consulting and professional, and bill printing and other related value-added services; provides full-service customer rewards and loyalty programs; and distributes Filipino channels and content services. Further, the company engages in the sale of mobile handsets, broadband data routers, tablets, and accessories; and cross-border digital platforms, and other allied services. Additionally, it provides gaming support services; internet services; mobile internet, broadband, and data services; content provider, and mobile applications; IT solutions; data and multimedia services; domestic leased lines; alternative messaging solutions, such as over-the-top services, social media, SMS, and chat applications; mobile prepaid and postpaid services; and fixed wireless broadband services. It serves residential, individuals, micro, small and medium enterprises, large corporations, and the public sector. The company was formerly known as Philippine Long Distance Telephone Company and changed its name to PLDT Inc. in July 2016. PLDT Inc. was incorporated in 1928 and is headquartered in Makati City, the Philippines.

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Key Statistics

Market Cap
$4.08B
P/E Ratio
8.91
52-Week High
$24.51
52-Week Low
$18.61
Avg Volume
133.42K
Beta
0.41
Dividend Yield
8.11%

Data provided by Yahoo Finance via yfinance. Updated daily.

Company Info

Exchange
NYSE
Country
Philippines
Employees
14,128