NVDA+2.54%AAPL+1.32%GOOGL−1.62%MSFT+0.20%AMZN−0.10%TSM+1.60%SPCX+7.79%META+0.47%
StockVS

NASDAQ · Banks - Regional · USD

Ponce Financial Group, Inc. (PDLB) Stock Analysis

Ponce Financial Group, Inc. (PDLB) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

PDLB

$20.17

+$0.02 (+0.10%)

Oct 21, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare PDLB with… →

PDLB Key Statistics

As of Oct 21, 2026
Trading
Open
$20.22
Previous Close
$20.15
Day's Range
20.08–20.26
52-Week Range
13.91–21.10
Volume
60.64K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.57
Valuation
Market Cap
$487.87M
P/E Ratio
14.30
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
11.40
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.29
EPS (ttm)Profit attributable to each share over the last twelve months.
1.41
Financials (FY)
Revenue (FY)
$108.32M+33.50%
Net Income (FY)
$28.70M+161.60%
Profit marginThe share of revenue left as profit after all costs and taxes.
29.68%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
24.19M
1-Year Return
+38.15%
Dividend and dates
Earnings Date
October 30, 2026estimated
Avg Volume
78.09K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, PDLB closed at $20.17, +38.15% over 1 year.

Ponce Financial Group, Inc. (PDLB) has a market capitalization of $487.87M.

In fiscal 2025, PDLB reported revenue of $108.32M.

PDLB Stock Return by Calendar Year

Ponce Financial Group, Inc. (PDLB) return since Oct 2017: what $10,000 became

1 year
$10,000 $13,815
+38.15%
5 years
$10,000 $19,405
+94.05%
Since Oct 2017
$10,000 $18,884
+88.84%

If you had invested $10,000 in Ponce Financial Group, Inc. (PDLB) at the close on October 2, 2017, the earliest close on record here, it would have been worth $18,884 at the close on October 21, 2026: +88.84% in total, +7.28% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+23.36%
2025+25.77%
2024+33.20%
2023+4.72%
2022−10.34%
2021+37.97%
2020−28.50%
2019+15.38%
2018−16.07%
2017 (partial year)+1.88%

As of October 21, 2026.

PDLB Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$108.32M$28.70M26.5%
2024$81.14M$10.97M13.5%
2023$73.87M$3.35M4.5%
2022$70.97M−$30.00M−42.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$108.32M——$28.70M26.5%
2024$81.14M——$10.97M13.5%
2023$73.87M——$3.35M4.5%
2022$70.97M——−$30.00M−42.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PDLB Valuation vs Banks - Regional Median

Median of 326 stocks
MetricPDLBBanks - Regional medianvs median
P/E14.3012.0319% above
P/S ratio4.293.5820% above
Profit margin29.68%29.44%0.2 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Ponce Financial Group, Inc. (PDLB) is capitalised at $487.87M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 229.

Over the past 52 weeks the price has ranged from $13.91 to $21.10. The most recent close on file for PDLB is $20.17, dated October 21, 2026. That is +$0.02 (+0.10%) against the previous close. The latest close sits 45% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $108.32M. Against the prior fiscal year total of $81.14M, that is a change of +33.50%. Net income for the same year was $28.70M. That is +161.60% against the prior fiscal year. Profit margin runs at 29.68%. That is 0.2 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 1.41.

Across the 4 fiscal years on file, revenue moves from $70.97M in 2022 to $108.32M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 14.3 times earnings. That is 18.87% above the Banks - Regional median of 12.03. On forward earnings the ratio is 11.4. The price-to-sales ratio is 4.29. On price-to-sales that is 19.84% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

The reported beta is 0.57. Annualized volatility over the trailing 9 years is 34.2%. The trailing one-year total return is +38.15%. Measured over 5 years, that is +14.18% a year compounded.

Growth & Income

The record shows no dividend for PDLB.

Across the complete calendar years on file, 2021 returned +37.97% and 2020 returned −28.50%. Of the 8 complete calendar years on file, 5 finished higher. So far in 2026 the total return is +23.36%.

Peer Comparison

Ponce Financial Group, Inc. (PDLB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Ponce Financial Group, Inc. PDLB $487.87M 14.3
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Ponce Financial Group, Inc. trades at a P/E of 14.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$120.84B

 HDB

HDFC Bank Limited

$116.51B

 ITUB

Itaú Unibanco Holding S.A.

$106.91B

 IBN

ICICI Bank Limited

$106.04B

 USB

U.S. Bancorp

$92.00B

 PNC

The PNC Financial Services Group, Inc.

$88.92B
View all Banks - Regional stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.11T

 JPM

JPMorgan Chase & Co.

$890.13B

 V

Visa Inc.

$765.68B

 MA

Mastercard Incorporated

$545.42B

 BAC

Bank of America Corporation

$358.24B
View all Financial Services stocks →

About Ponce Financial Group, Inc.

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

Visit website →