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NASDAQ · Banks - Regional · USD

Ponce Financial Group, Inc. (PDLB) Stock Analysis

Ponce Financial Group, Inc. (PDLB) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

PDLB

$20.72

+$0.22 (+1.07%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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PDLB Key Statistics

As of Sep 4, 2026
Trading
Open
$20.44
Previous Close
$20.50
Day's Range
20.42–20.79
52-Week Range
13.91–21.10
Volume
42.80K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.53
Valuation
Market Cap
$501.17M
P/E Ratio
14.70
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
11.71
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.41
EPS (ttm)Profit attributable to each share over the last twelve months.
1.41
Financials (FY)
Revenue (FY)
$108.32M+33.50%
Net Income (FY)
$28.70M+161.60%
Profit marginThe share of revenue left as profit after all costs and taxes.
29.68%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
24.19M
1-Year Return
+38.13%
Dividend and dates
Earnings Date
October 30, 2026estimated
Avg Volume
78.96K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

PDLB Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+26.73%
2025+25.77%
2024+33.20%
2023+4.72%
2022−10.34%
2021+37.97%
2020−28.50%
2019+15.38%
2018−16.07%
2017 (partial year)+1.88%

As of September 4, 2026.

PDLB Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$108.32M$28.70M26.5%
2024$81.14M$10.97M13.5%
2023$73.87M$3.35M4.5%
2022$70.97M−$30.00M−42.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$108.32M——$28.70M26.5%
2024$81.14M——$10.97M13.5%
2023$73.87M——$3.35M4.5%
2022$70.97M——−$30.00M−42.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PDLB Valuation vs Banks - Regional Median

Median of 380 stocks
MetricPDLBBanks - Regional medianvs median
P/E14.7012.6216% above
P/S ratio4.413.7717% above
Profit margin29.68%29.15%0.5 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Ponce Financial Group, Inc. (PDLB) is capitalised at $501.17M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 229.

Over the past 52 weeks the price has ranged from $13.91 to $21.10. The most recent close on file for PDLB is $20.72, dated September 4, 2026. That is +$0.22 (+1.07%) against the previous close. The latest close sits 48.96% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $108.32M. Against the prior fiscal year total of $81.14M, that is a change of +33.50%. Net income for the same year was $28.70M. That is +161.60% against the prior fiscal year. Profit margin runs at 29.68%. That is 0.5 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 1.41.

Across the 4 fiscal years on file, revenue moves from $70.97M in 2022 to $108.32M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 14.7 times earnings. That is 16.48% above the Banks - Regional median of 12.62. On forward earnings the ratio is 11.71. The price-to-sales ratio is 4.41. On price-to-sales that is 16.82% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The reported beta is 0.53. Annualized volatility over the trailing 8 years is 35.75%. The trailing one-year price return is +38.13%. Measured over 5 years, that is +15.60% a year compounded.

Growth & Income

The record shows no dividend for PDLB.

Across the complete calendar years on file, 2021 returned +37.97% and 2020 returned −28.50%. Of the 8 complete calendar years on file, 5 finished higher. So far in 2026 the price is +26.73%.

Peer Comparison

Ponce Financial Group, Inc. (PDLB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Ponce Financial Group, Inc. PDLB $501.17M 14.7
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Ponce Financial Group, Inc. trades at a P/E of 14.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Ponce Financial Group, Inc.

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

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