Price History

Hover for the daily close. The dotted line marks the period open.

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OSBC Key Statistics

As of Sep 4, 2026

Trading

Open: $25.50
Previous Close: $25.68
Day's Range: 25.50–25.83
52-Week Range: 16.65–26.06
Volume: 429.60K
Beta: 0.70

Valuation

Market Cap: $1.31B
P/E Ratio: 14.87
Forward P/E: 10.78
PEG Ratio: 1.51
P/S ratio: 3.83
EPS (ttm): 1.73

Financials (FY)

Revenue (FY): $333.10M+19.01%
Net Income (FY): $80.31M−5.81%
Profit margin: 27.07%
Shares Outstanding: 50.88M
1-Year Return: +38.97%

Dividend and dates

Dividend: $0.28+1.09%
Ex-Dividend Date: July 31, 2026
Earnings Date: October 21, 2026
Avg Volume: 417.67K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

OSBC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+47.52%−24.70%+33.18%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+33.18%
2025	+11.25%
2024	+16.69%
2023	−2.37%
2022	+29.23%
2021	+26.26%
2020	−24.70%
2019	+3.93%
2018	−4.50%
2017	+23.95%
2016 (partial year)	+47.52%

As of September 4, 2026.

OSBC Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$333.10M	$80.31M	24.1%
2024	$279.90M	$85.26M	30.5%
2023	$280.99M	$91.73M	32.6%
2022	$244.92M	$67.41M	27.5%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$333.10M	—	—	$80.31M	24.1%
2024	$279.90M	—	—	$85.26M	30.5%
2023	$280.99M	—	—	$91.73M	32.6%
2022	$244.92M	—	—	$67.41M	27.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

OSBC Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$0.25+19.0% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.21	3	—
2025	$0.25	4	+19.0%
2024	$0.21	4	+5.0%
2023	$0.20	4	+0.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.21	3	—
2025	$0.25	4	+19.0%
2024	$0.21	4	+5.0%
2023	$0.20	4	+0.0%
2022	$0.20	4	+25.0%
2021	$0.16	4	+300.0%
2020	$0.04	4	+0.0%
2019	$0.04	4	+0.0%
2018	$0.04	4	+0.0%
2017	$0.04	4	+300.0%
2016	$0.01	1	—

Most recent payment: $0.07 per share, ex-dividend July 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

OSBC Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	OSBC	Banks - Regional median	vs median
P/E	14.87	12.62	18% above
P/S ratio	3.83	3.77	2% above
Profit margin	27.07%	29.15%	2.1 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Old Second Bancorp, Inc. (OSBC) at $1.31B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 1,062 employees.

The most recent close on file for OSBC is $25.72, dated September 4, 2026. That is +$0.04 (+0.16%) against the previous close. Over the past 52 weeks the price has ranged from $16.65 to $26.06. The latest close sits 54.47% above that 52-week low.

Financial Health

In fiscal 2025, Old Second Bancorp, Inc. reported revenue of $333.10M. That is +19.01% against the prior fiscal year, when revenue was $279.90M. Net income for the same year was $80.31M. That is −5.81% against the prior fiscal year. The reported profit margin is 27.07%. That is 2.1 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 1.73.

Across the 4 fiscal years on file, revenue moves from $244.92M in 2022 to $333.10M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 14.87 times earnings. That is 17.83% above the Banks - Regional median of 12.62. The forward P/E on file is 10.78. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.51. Measured against sales, the shares trade at 3.83 times revenue. On price-to-sales that is 1.65% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.7. Annualized volatility over the trailing 10 years is 34.77%. The trailing one-year price return is +38.97%. Measured over 10 years, that is +13.28% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 1.09% on the latest price. That is 1.6 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.28 a share a year. The ex-dividend date on file is July 31, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.21 a share. The year before, 2025, totalled $0.25 a share.

The strongest complete calendar year on file is 2022 at +29.23%; the weakest is 2020 at −24.70%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the price is +33.18% year to date.

Peer Comparison

Old Second Bancorp, Inc. (OSBC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Old Second Bancorp, Inc.	OSBC	$1.31B	14.9
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. Old Second Bancorp, Inc. trades at a P/E of 14.9.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

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Old Second Bancorp, Inc. (OSBC) Stock Analysis