Price History

Hover for the daily close. The dotted line marks the period open.

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ORRF Key Statistics

As of Sep 4, 2026

Trading

Open: $42.21
Previous Close: $42.46
Day's Range: 42.21–43.16
52-Week Range: 31.87–43.81
Volume: 63.70K
Beta: 0.67

Valuation

Market Cap: $848.35M
P/E Ratio: 9.69
Forward P/E: 9.80
P/S ratio: 3.32
EPS (ttm): 4.45

Financials (FY)

Revenue (FY): $248.91M+30.73%
Net Income (FY): $80.86M+266.69%
Profit margin: 33.80%
Shares Outstanding: 19.67M
1-Year Return: +26.34%

Dividend and dates

Dividend: $1.20+2.78%
Ex-Dividend Date: August 4, 2026
Earnings Date: October 20, 2026
Avg Volume: 132.41K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ORRF Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−26.34%+57.49%+24.58%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+24.58%
2025	−0.03%
2024	+27.69%
2023	+32.28%
2022	−5.26%
2021	+57.49%
2020	−23.58%
2019	+27.86%
2018	−26.34%
2017	+14.73%
2016 (partial year)	+15.88%

As of September 4, 2026.

ORRF Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$248.91M	$80.86M	32.5%
2024	$190.41M	$22.05M	11.6%
2023	$129.31M	$35.66M	27.6%
2022	$125.30M	$22.04M	17.6%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$248.91M	—	—	$80.86M	32.5%
2024	$190.41M	—	—	$22.05M	11.6%
2023	$129.31M	—	—	$35.66M	27.6%
2022	$125.30M	—	—	$22.04M	17.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ORRF Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$1.06+23.3% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.90	3	—
2025	$1.06	4	+23.3%
2024	$0.86	4	+7.5%
2023	$0.80	4	+5.3%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.90	3	—
2025	$1.06	4	+23.3%
2024	$0.86	4	+7.5%
2023	$0.80	4	+5.3%
2022	$0.76	4	+2.7%
2021	$0.74	4	+8.8%
2020	$0.68	4	+13.3%
2019	$0.60	4	+17.6%
2018	$0.51	4	+21.4%
2017	$0.42	4	+366.7%
2016	$0.09	1	—

Most recent payment: $0.30 per share, ex-dividend August 4, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ORRF Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	ORRF	Banks - Regional median	vs median
P/E	9.69	12.62	23% below
P/S ratio	3.32	3.77	12% below
Profit margin	33.80%	29.15%	4.7 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

Recent Debt Repayment Is One Of Several Reasons For Optimism For Orrstown Financial Services
SeekingAlpha2026-08-26

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Orrstown Financial Services, Inc. (ORRF) is capitalised at $848.35M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 627 employees.

The most recent close on file for ORRF is $43.13, dated September 4, 2026. That is +$0.67 (+1.58%) against the previous close. Over the past 52 weeks the price has ranged from $31.87 to $43.81. The latest close sits 35.33% above that 52-week low.

Financial Health

In fiscal 2025, Orrstown Financial Services, Inc. reported revenue of $248.91M. Against the prior fiscal year total of $190.41M, that is a change of +30.73%. Net income for the same year was $80.86M. That is +266.69% against the prior fiscal year. The reported profit margin is 33.8%. That is 4.7 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 4.45.

Across the 4 fiscal years on file, revenue moves from $125.30M in 2022 to $248.91M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 9.69 times earnings. That is 23.22% below the Banks - Regional median of 12.62. The forward P/E on file is 9.8. Measured against sales, the shares trade at 3.32 times revenue. On price-to-sales that is 11.91% below the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The trailing one-year price return is +26.34%. Across 10 years the annualized return works out at +10.51%. Beta against the wider market is reported at 0.67. Annualized volatility over the trailing 10 years is 35.4%.

Growth & Income

Shareholders receive a dividend, yielding 2.78% on the latest price. That is 0.1 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.20 a share. The ex-dividend date on file is August 4, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.90 a share. The year before, 2025, totalled $1.06 a share.

The strongest complete calendar year on file is 2021 at +57.49%; the weakest is 2018 at −26.34%. Of the 9 complete calendar years on file, 5 finished higher. So far in 2026 the price is +24.58%.

Peer Comparison

Orrstown Financial Services, Inc. (ORRF) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Orrstown Financial Services, Inc.	ORRF	$848.35M	9.7
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. Orrstown Financial Services, Inc. trades at a P/E of 9.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agricultural loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. The company was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.

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Orrstown Financial Services, Inc. (ORRF) Stock Analysis