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StockVS

NYSE · Credit Services · USD

OneMain Holdings, Inc. (OMF) Stock Analysis

OneMain Holdings, Inc. (OMF) is a Credit Services stock listed on NYSE and quoted in US Dollar.

OMF

$64.63

+$0.05 (+0.08%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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OMF Key Statistics

As of Sep 4, 2026
Trading
Open
$64.10
Previous Close
$64.58
Day's Range
64.07–65.35
52-Week Range
45.78–71.93
Volume
580.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.19
Valuation
Market Cap
$7.44B
P/E Ratio
9.75
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
7.52
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.75
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.46
EPS (ttm)Profit attributable to each share over the last twelve months.
6.63
Financials (FY)
Revenue (FY)
$4.97B+9.54%
Net Income (FY)
$783.00M+53.83%
Profit marginThe share of revenue left as profit after all costs and taxes.
25.86%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
115.04M
1-Year Return
+9.08%
Dividend and dates
Dividend
$4.20+6.50%
Ex-Dividend Date
August 10, 2026
Earnings Date
October 30, 2026
Avg Volume
1.02M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

OMF Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−0.66%
2025+39.77%
2024+15.14%
2023+63.03%
2022−27.20%
2021+23.56%
2020+34.53%
2019+88.37%
2018−6.54%
2017+17.39%
2016 (partial year)−27.67%

As of September 4, 2026.

OMF Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$4.97B$783.00M15.8%
2024$4.54B$509.00M11.2%
2023$4.28B$641.00M15.0%
2022$4.20B$872.00M20.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$4.97B——$783.00M15.8%
2024$4.54B——$509.00M11.2%
2023$4.28B——$641.00M15.0%
2022$4.20B——$872.00M20.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

OMF Dividend History

$4.17+1.2% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$3.153—
2025$4.174+1.2%
2024$4.124+3.0%
2023$4.004+5.3%
YearDividends per sharePaymentsChange
2026 (partial year)$3.153—
2025$4.174+1.2%
2024$4.124+3.0%
2023$4.004+5.3%
2022$3.804−60.2%
2021$9.554+60.8%
2020$5.944+98.0%
2019$3.004—

Most recent payment: $1.05 per share, ex-dividend August 10, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

OMF Valuation vs Credit Services Median

Median of 60 stocks
MetricOMFCredit Services medianvs median
P/E9.7512.4722% below
P/S ratio2.461.6450% above
Profit margin25.86%9.99%15.9 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 9 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

OneMain Holdings, Inc. (OMF) is capitalised at $7.44B on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 9,300.

OMF last closed at $64.63 on September 4, 2026. That is +$0.05 (+0.08%) against the previous close. The 52-week range on file runs from $45.78 to $71.93. The latest close sits 41.18% above that 52-week low.

Financial Health

In fiscal 2025, OneMain Holdings, Inc. reported revenue of $4.97B. That is +9.54% against the prior fiscal year, when revenue was $4.54B. Net income for the same year was $783.00M. That is +53.83% against the prior fiscal year. Profit margin runs at 25.86%. That is 15.9 percentage points above the Credit Services median of 9.99%. Trailing earnings per share are 6.63.

Across the 4 fiscal years on file, revenue moves from $4.20B in 2022 to $4.97B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 9.75. That is 21.81% below the Credit Services median of 12.47. On forward earnings the ratio is 7.52. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.75. The price-to-sales ratio is 2.46. On price-to-sales that is 50.08% above the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The reported beta is 1.19. Annualized volatility over the trailing 10 years is 45.68%. Over the trailing twelve months the price has returned +9.08%. Measured over 10 years, that is +16.87% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 6.5% on the latest price. That is 2.3 percentage points above the Credit Services median yield of 4.22%. At the indicated rate that is $4.20 a share a year. The ex-dividend date on file is August 10, 2026. Dividends are recorded for 8 calendar years; 2026 shows 3 payments totalling $3.15 a share. The year before, 2025, totalled $4.17 a share.

The strongest complete calendar year on file is 2019 at +88.37%; the weakest is 2022 at −27.20%. Of the 9 complete calendar years on file, 7 finished higher. 2026 is still running; the price is −0.66% year to date.

Peer Comparison

OneMain Holdings, Inc. (OMF) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
OneMain Holdings, Inc. OMF $7.44B 9.8
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. OneMain Holdings, Inc. trades at a P/E of 9.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About OneMain Holdings, Inc.

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.

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