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StockVS

NYSE · Credit Services · USD

OneMain Holdings, Inc. (OMF) Stock Analysis

OneMain Holdings, Inc. (OMF) is a Credit Services stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

OMF

$56.83

+$0.81 (+1.45%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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OMF Key Statistics

As of Oct 21, 2026
Trading
Open
$56.54
Previous Close
$56.02
Day's Range
56.10–57.28
52-Week Range
45.78–71.93
Volume
724.74K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.21
Valuation
Market Cap
$6.54B
P/E Ratio
8.56
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
6.70
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.75
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.16
EPS (ttm)Profit attributable to each share over the last twelve months.
6.64
Financials (FY)
Revenue (FY)
$4.97B+9.54%
Net Income (FY)
$783.00M+53.83%
Profit marginThe share of revenue left as profit after all costs and taxes.
25.86%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
115.04M
1-Year Return
+6.23%
Dividend and dates
Dividend
$4.20+7.50%
Ex-Dividend Date
August 10, 2026
Earnings Date
October 30, 2026
Avg Volume
928.32K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, OMF closed at $56.83, +6.23% over 1 year.

OneMain Holdings, Inc. (OMF) has a market capitalization of $6.54B.

In fiscal 2025, OMF reported revenue of $4.97B.

OMF Stock Return by Calendar Year

OneMain Holdings, Inc. (OMF) 10-year return: what $10,000 became

1 year
$10,000 $10,623
+6.23%
5 years
$10,000 $15,285
+52.85%
10 years
$10,000 $43,364
+333.64%

If you had invested $10,000 in OneMain Holdings, Inc. (OMF) 10 years ago, at the close on October 21, 2016, it would have been worth $43,364 at the close on October 21, 2026: +333.64% in total, +15.80% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−12.65%
2025+39.77%
2024+15.14%
2023+63.03%
2022−27.20%
2021+23.56%
2020+34.53%
2019+88.37%
2018−6.54%
2017+17.39%
2016 (partial year)−27.67%

As of October 21, 2026.

OMF Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$4.97B$783.00M15.8%
2024$4.54B$509.00M11.2%
2023$4.28B$641.00M15.0%
2022$4.20B$872.00M20.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$4.97B——$783.00M15.8%
2024$4.54B——$509.00M11.2%
2023$4.28B——$641.00M15.0%
2022$4.20B——$872.00M20.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

OMF Dividend History

$4.17+1.2% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$3.153—
2025$4.174+1.2%
2024$4.124+3.0%
2023$4.004+5.3%
YearDividends per sharePaymentsChange
2026 (partial year)$3.153—
2025$4.174+1.2%
2024$4.124+3.0%
2023$4.004+5.3%
2022$3.804−60.2%
2021$9.554+60.8%
2020$5.944+98.0%
2019$3.004—

Most recent payment: $1.05 per share, ex-dividend August 10, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

OMF Valuation vs Credit Services Median

Median of 56 stocks
MetricOMFCredit Services medianvs median
P/E8.5610.9122% below
P/S ratio2.161.5044% above
Profit margin25.86%9.89%16.0 pts above

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

OneMain Holdings, Inc. (OMF) is capitalised at $6.54B on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 9,300.

OMF last closed at $56.83 on October 21, 2026. That is +$0.81 (+1.45%) against the previous close. The 52-week range on file runs from $45.78 to $71.93. The latest close sits 24.14% above that 52-week low.

Financial Health

In fiscal 2025, OneMain Holdings, Inc. reported revenue of $4.97B. That is +9.54% against the prior fiscal year, when revenue was $4.54B. Net income for the same year was $783.00M. That is +53.83% against the prior fiscal year. Profit margin runs at 25.86%. That is 16 percentage points above the Credit Services median of 9.89%. Trailing earnings per share are 6.64.

Across the 4 fiscal years on file, revenue moves from $4.20B in 2022 to $4.97B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 8.56. That is 21.54% below the Credit Services median of 10.91. On forward earnings the ratio is 6.7. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.75. The price-to-sales ratio is 2.16. On price-to-sales that is 44.49% above the Credit Services median of 1.5. The medians here are taken across 56 Credit Services companies that report the metric.

The reported beta is 1.21. Annualized volatility over the trailing 10 years is 45.64%. Over the trailing twelve months the total return is +6.23%. Measured over 10 years, that is +15.80% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 7.5% on the latest price. That is 4.3 percentage points above the Credit Services median yield of 3.19%. At the indicated rate that is $4.20 a share a year. The ex-dividend date on file is August 10, 2026. Dividends are recorded for 8 calendar years; 2026 shows 3 payments totalling $3.15 a share. The year before, 2025, totalled $4.17 a share.

The strongest complete calendar year on file is 2019 at +88.37%; the weakest is 2022 at −27.20%. Of the 9 complete calendar years on file, 7 finished higher. 2026 is still running; the total return is −12.65% year to date.

Peer Comparison

OneMain Holdings, Inc. (OMF) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
OneMain Holdings, Inc. OMF $6.54B 8.6
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. OneMain Holdings, Inc. trades at a P/E of 8.6.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About OneMain Holdings, Inc.

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.

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