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NYSE · Banks - Regional · USD

OFG Bancorp (OFG) Stock Analysis

OFG Bancorp (OFG) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

OFG

$53.22

+$0.40 (+0.76%)

Sep 4, 2026 · Market close

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Price History

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OFG Key Statistics

As of Sep 4, 2026
Trading
Open
$52.57
Previous Close
$52.82
Day's Range
51.29–53.30
52-Week Range
35.71–54.47
Volume
137.10K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.70
Valuation
Market Cap
$2.25B
P/E Ratio
10.50
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.39
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.92
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.45
EPS (ttm)Profit attributable to each share over the last twelve months.
5.07
Financials (FY)
Revenue (FY)
$680.22M+2.92%
Net Income (FY)
$205.10M+3.50%
Profit marginThe share of revenue left as profit after all costs and taxes.
33.85%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
42.27M
1-Year Return
+20.09%
Dividend and dates
Dividend
$1.35+2.56%
Ex-Dividend Date
September 30, 2026
Earnings Date
October 21, 2026estimated
Avg Volume
335.23K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

OFG Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+31.96%
2025−1.08%
2024+15.81%
2023+40.22%
2022+6.54%
2021+45.63%
2020−19.79%
2019+45.34%
2018+78.29%
2017−26.43%
2016 (partial year)+21.11%

As of September 4, 2026.

OFG Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$680.22M$205.10M30.2%
2024$660.94M$198.17M30.0%
2023$640.14M$181.87M28.4%
2022$565.01M$166.24M29.4%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$680.22M$205.10M30.2%
2024$660.94M$198.17M30.0%
2023$640.14M$181.87M28.4%
2022$565.01M$166.24M29.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

OFG Dividend History

$0.90−10.0% vs 2024

Dividends per share, 2025 · 3 payments

YearDividends per sharePaymentsChange
2026*$0.702
2025$0.903−10.0%
2024$1.004+13.6%
2023$0.884+25.7%
YearDividends per sharePaymentsChange
2026 (partial year)$0.702
2025$0.903−10.0%
2024$1.004+13.6%
2023$0.884+25.7%
2022$0.704+75.0%
2021$0.404+42.9%
2020$0.284+0.0%
2019$0.284+12.0%
2018$0.254+4.2%
2017$0.244+100.0%
2016$0.122

Most recent payment: $0.35 per share, ex-dividend June 30, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

OFG Valuation vs Banks - Regional Median

Median of 380 stocks
MetricOFGBanks - Regional medianvs median
P/E10.5012.6217% below
P/S ratio3.453.778% below
Profit margin33.85%29.15%4.7 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values OFG Bancorp (OFG) at $2.25B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 2,185 employees.

The most recent close on file for OFG is $53.22, dated September 4, 2026. That is +$0.40 (+0.76%) against the previous close. Over the past 52 weeks the price has ranged from $35.71 to $54.47. The latest close sits 49.03% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $680.22M. That is +2.92% against the prior fiscal year, when revenue was $660.94M. Net income for the same year was $205.10M. That is +3.50% against the prior fiscal year. Profit margin runs at 33.85%. That is 4.7 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 5.07.

Across the 4 fiscal years on file, revenue moves from $565.01M in 2022 to $680.22M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 10.5 times earnings. That is 16.8% below the Banks - Regional median of 12.62. The forward P/E on file is 10.39. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.92. Measured against sales, the shares trade at 3.45 times revenue. On price-to-sales that is 8.4% below the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

Over the trailing twelve months the price has returned +20.09%. Measured over 10 years, that is +19.84% a year compounded. The reported beta is 0.7. Annualized volatility over the trailing 10 years is 38.75%.

Growth & Income

The trailing dividend yield is 2.56%. That is 0.1 percentage points below the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.35 a share. The ex-dividend date on file is September 30, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.70 a share. The year before, 2025, totalled $0.90 a share.

So far in 2026 the price is +31.96%. Across the complete calendar years on file, 2018 returned +78.29% and 2017 returned −26.43%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

OFG Bancorp (OFG) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
OFG Bancorp OFG $2.25B 10.5
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. OFG Bancorp trades at a P/E of 10.5.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About OFG Bancorp

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.

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