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StockVS

NASDAQ · Banks - Regional · USD

OceanFirst Financial Corp. (OCFC) Stock Analysis

OceanFirst Financial Corp. (OCFC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

OCFC

$19.43

+$0.15 (+0.78%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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OCFC Key Statistics

As of Sep 4, 2026
Trading
Open
$19.17
Previous Close
$19.28
Day's Range
19.17–19.51
52-Week Range
17.05–20.61
Volume
508.20K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.95
Valuation
Market Cap
$1.88B
P/E Ratio
23.70
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
8.39
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.15
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.39
EPS (ttm)Profit attributable to each share over the last twelve months.
0.82
Financials (FY)
Revenue (FY)
$400.34M+5.41%
Net Income (FY)
$70.98M−29.07%
Profit marginThe share of revenue left as profit after all costs and taxes.
11.20%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
96.65M
1-Year Return
+7.49%
Dividend and dates
Dividend
$0.80+4.15%
Ex-Dividend Date
August 10, 2026
Earnings Date
October 28, 2026
Avg Volume
1.02M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

OCFC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+10.57%
2025+3.87%
2024+9.42%
2023−14.23%
2022−0.85%
2021+23.13%
2020−24.11%
2019+16.70%
2018−12.24%
2017−10.67%
2016 (partial year)+60.48%

As of September 4, 2026.

OCFC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$400.34M$70.98M17.7%
2024$379.81M$100.07M26.3%
2023$398.72M$104.03M26.1%
2022$431.60M$146.60M34.0%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$400.34M——$70.98M17.7%
2024$379.81M——$100.07M26.3%
2023$398.72M——$104.03M26.1%
2022$431.60M——$146.60M34.0%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

OCFC Dividend History

$0.80+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.603—
2025$0.804+0.0%
2024$0.804+0.0%
2023$0.804+8.1%
YearDividends per sharePaymentsChange
2026 (partial year)$0.603—
2025$0.804+0.0%
2024$0.804+0.0%
2023$0.804+8.1%
2022$0.744+8.8%
2021$0.684+0.0%
2020$0.684+0.0%
2019$0.684+9.7%
2018$0.624+3.3%
2017$0.604+300.0%
2016$0.151—

Most recent payment: $0.20 per share, ex-dividend August 10, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

OCFC Valuation vs Banks - Regional Median

Median of 380 stocks
MetricOCFCBanks - Regional medianvs median
P/E23.7012.6288% above
P/S ratio4.393.7716% above
Profit margin11.20%29.15%17.9 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 8 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

OceanFirst Financial Corp. (OCFC) is capitalised at $1.88B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 898.

Over the past 52 weeks the price has ranged from $17.05 to $20.61. The most recent close on file for OCFC is $19.43, dated September 4, 2026. That is +$0.15 (+0.78%) against the previous close. The latest close sits 13.96% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $400.34M. Against the prior fiscal year total of $379.81M, that is a change of +5.41%. The same year closed with net income of $70.98M. That is −29.07% against the prior fiscal year. Profit margin runs at 11.2%. That is 17.9 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 0.82.

Across the 4 fiscal years on file, revenue moves from $431.60M in 2022 to $400.34M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 23.7. That is 87.8% above the Banks - Regional median of 12.62. The forward P/E on file is 8.39. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.15. The price-to-sales ratio is 4.39. On price-to-sales that is 16.44% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned +7.49%. Measured over 10 years, that is +3.40% a year compounded. Beta against the wider market is reported at 0.95. Annualized volatility over the trailing 10 years is 33.79%.

Growth & Income

Shareholders receive a dividend, yielding 4.15% on the latest price. That is 1.5 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $0.80 a share. The ex-dividend date on file is August 10, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.60 a share. The year before, 2025, totalled $0.80 a share.

So far in 2026 the price is +10.57%. The strongest complete calendar year on file is 2021 at +23.13%; the weakest is 2020 at −24.11%. Of the 9 complete calendar years on file, 4 finished higher.

Peer Comparison

OceanFirst Financial Corp. (OCFC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
OceanFirst Financial Corp. OCFC $1.88B 23.7
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. OceanFirst Financial Corp. trades at a P/E of 23.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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$119.10B

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$98.73B

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 ITUB

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About OceanFirst Financial Corp.

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

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