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StockVS

NASDAQ · Banks - Regional · USD

Orange County Bancorp, Inc. (OBT) Stock Analysis

Orange County Bancorp, Inc. (OBT) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

OBT

$38.72

+$0.32 (+0.83%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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OBT Key Statistics

As of Sep 4, 2026
Trading
Open
$38.22
Previous Close
$38.40
Day's Range
36.78–39.02
52-Week Range
23.25–40.10
Volume
36.10K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.42
Valuation
Market Cap
$519.16M
P/E Ratio
10.88
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.33
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.23
EPS (ttm)Profit attributable to each share over the last twelve months.
3.56
Financials (FY)
Revenue (FY)
$127.11M+18.11%
Net Income (FY)
$41.61M+49.25%
Profit marginThe share of revenue left as profit after all costs and taxes.
38.63%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
13.41M
1-Year Return
+46.92%
Dividend and dates
Dividend
$0.72+1.86%
Ex-Dividend Date
September 4, 2026
Earnings Date
October 28, 2026estimated
Avg Volume
68.65K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

OBT Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+37.10%
2025+5.02%
2024−6.07%
2023+32.08%
2022+18.33%
2021+51.16%
2020−4.40%
2019+12.13%
2018−1.23%
2017+24.58%
2016 (partial year)+1.62%

As of September 4, 2026.

OBT Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$127.11M$41.61M32.7%
2024$107.63M$27.88M25.9%
2023$101.69M$29.48M29.0%
2022$89.87M$24.36M27.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$127.11M——$41.61M32.7%
2024$107.63M——$27.88M25.9%
2023$101.69M——$29.48M29.0%
2022$89.87M——$24.36M27.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

OBT Dividend History

$0.57+21.3% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.543—
2025$0.574+21.3%
2024$0.474+2.2%
2023$0.464+10.8%
YearDividends per sharePaymentsChange
2026 (partial year)$0.543—
2025$0.574+21.3%
2024$0.474+2.2%
2023$0.464+10.8%
2022$0.424+3.7%
2021$0.404+0.0%
2020$0.404+0.0%
2019$0.404−1.2%
2018$0.414−1.2%
2017$0.414+100.0%
2016$0.212—

Most recent payment: $0.18 per share, ex-dividend September 4, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

OBT Valuation vs Banks - Regional Median

Median of 380 stocks
MetricOBTBanks - Regional medianvs median
P/E10.8812.6214% below
P/S ratio4.233.7712% above
Profit margin38.63%29.15%9.5 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Orange County Bancorp, Inc. (OBT) is capitalised at $519.16M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 235.

The 52-week range on file runs from $23.25 to $40.10. OBT last closed at $38.72 on September 4, 2026. That is +$0.32 (+0.83%) against the previous close. The latest close sits 66.54% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $127.11M. That is +18.11% against the prior fiscal year, when revenue was $107.63M. The same year closed with net income of $41.61M. That is +49.25% against the prior fiscal year. The reported profit margin is 38.63%. That is 9.5 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 3.56.

Across the 4 fiscal years on file, revenue moves from $89.87M in 2022 to $127.11M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 10.88. That is 13.79% below the Banks - Regional median of 12.62. The forward P/E on file is 10.33. The price-to-sales ratio is 4.23. On price-to-sales that is 12.22% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is +46.92%. Measured over 10 years, that is +15.74% a year compounded. The reported beta is 0.42. Daily returns over the trailing 10 years annualize to a volatility of 47.79%.

Growth & Income

Shareholders receive a dividend, yielding 1.86% on the latest price. That is 0.8 percentage points below the Banks - Regional median yield of 2.7%. The indicated annual rate is $0.72 a share. The ex-dividend date on file is September 4, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.54 a share. The year before, 2025, totalled $0.57 a share.

2026 is still running; the price is +37.10% year to date. Across the complete calendar years on file, 2021 returned +51.16% and 2024 returned −6.07%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

Orange County Bancorp, Inc. (OBT) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Orange County Bancorp, Inc. OBT $519.16M 10.9
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Orange County Bancorp, Inc. trades at a P/E of 10.9.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Orange County Bancorp, Inc.

Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

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