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StockVS

NYSE · Banks - Regional · USD

Nu Holdings Ltd. (NU) Stock Analysis

Nu Holdings Ltd. (NU) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

NU

$15.05

−$0.04 (−0.27%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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NU Key Statistics

As of Oct 21, 2026
Trading
Open
$15.21
Previous Close
$15.09
Day's Range
15.01–15.37
52-Week Range
11.20–18.98
Volume
66.28M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.96
Valuation
Market Cap
$72.70B
P/E Ratio
20.62
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
13.34
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.70
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
8.61
EPS (ttm)Profit attributable to each share over the last twelve months.
0.73
Financials (FY)
Revenue (FY)
$10.63B+28.50%
Net Income (FY)
$2.87B+45.47%
Profit marginThe share of revenue left as profit after all costs and taxes.
42.73%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
3.81B
1-Year Return
−1.25%
Dividend and dates
Earnings Date
November 12, 2026
Avg Volume
74.77M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, NU closed at $15.05, −1.25% over 1 year.

Nu Holdings Ltd. (NU) has a market capitalization of $72.70B.

In fiscal 2025, NU reported revenue of $10.63B.

NU Stock Return by Calendar Year

Nu Holdings Ltd. (NU) return since Dec 2021: what $10,000 became

1 year
$10,000 $9,875
−1.25%
3 years
$10,000 $18,421
+84.21%
Since Dec 2021
$10,000 $14,569
+45.69%

If you had invested $10,000 in Nu Holdings Ltd. (NU) at the close on December 9, 2021, the earliest close on record here, it would have been worth $14,569 at the close on October 21, 2026: +45.69% in total, +8.04% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−10.10%
2025+61.58%
2024+24.37%
2023+104.67%
2022−56.61%
2021 (partial year)−9.20%

As of October 21, 2026.

NU Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$10.63B$2.87B27.0%
2024$8.27B$1.97B23.8%
2023$5.63B$1.03B18.3%
2022$2.97B−$364.58M−12.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$10.63B——$2.87B27.0%
2024$8.27B——$1.97B23.8%
2023$5.63B——$1.03B18.3%
2022$2.97B——−$364.58M−12.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

NU Valuation vs Banks - Regional Median

Median of 326 stocks
MetricNUBanks - Regional medianvs median
P/E20.6212.0371% above
P/S ratio8.613.58141% above
Profit margin42.73%29.44%13.3 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

Nu Holdings Ltd. (NU) is capitalised at $72.70B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry.

The most recent close on file for NU is $15.05, dated October 21, 2026. That is −$0.04 (−0.27%) against the previous close. Over the past 52 weeks the price has ranged from $11.20 to $18.98. The latest close sits 34.38% above that 52-week low.

Financial Health

In fiscal 2025, Nu Holdings Ltd. reported revenue of $10.63B. Against the prior fiscal year total of $8.27B, that is a change of +28.50%. The same year closed with net income of $2.87B. That is +45.47% against the prior fiscal year. The reported profit margin is 42.73%. That is 13.3 percentage points above the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 0.73.

Across the 4 fiscal years on file, revenue moves from $2.97B in 2022 to $10.63B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

NU trades at a trailing price-to-earnings ratio of 20.62. That is 71.4% above the Banks - Regional median of 12.03. The forward P/E on file is 13.34. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.7. The price-to-sales ratio is 8.61. On price-to-sales that is 140.66% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

The trailing one-year total return is −1.25%. Measured over 3 years, that is +22.59% a year compounded. Beta against the wider market is reported at 0.96. Annualized volatility over the trailing 4 years is 44.34%.

Growth & Income

The record shows no dividend for NU.

The strongest complete calendar year on file is 2023 at +104.67%; the weakest is 2022 at −56.61%. Of the 4 complete calendar years on file, 3 finished higher. So far in 2026 the total return is −10.10%.

Peer Comparison

Nu Holdings Ltd. (NU) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Nu Holdings Ltd. NU $72.70B 20.6
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Nu Holdings Ltd. trades at a P/E of 20.6.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Nu Holdings Ltd.

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is based in Sao Paulo, Brazil.

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