NASDAQ · Banks - Regional · USD

Midland States Bancorp, Inc. (MSBIP) Stock Analysis

Midland States Bancorp, Inc. (MSBIP) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

MSBIP

$25.40

−$0.03 (−0.12%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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MSBIP Key Statistics

As of Sep 4, 2026

Trading

Open: $25.57
Previous Close: $25.43
Day's Range: 25.40–25.64
52-Week Range: 23.22–27.07
Volume: 2.70K
Beta: 0.64

Financials (FY)

Revenue (FY): $290.36M−18.50%
Net Income (FY): −$124.28M−426.68%
Profit margin: 15.03%
1-Year Return: +16.51%

Dividend and dates

Dividend: $1.94+7.62%
Ex-Dividend Date: September 15, 2026
Avg Volume: 5.51K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

MSBIP Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+4.38%+1.48%+13.86%+5.98%+5.50%

2022*2023202420252026*

Year	Return
2026 (partial year)	+5.50%
2025	+5.98%
2024	+13.86%
2023	+1.48%
2022 (partial year)	+4.38%

As of September 4, 2026.

MSBIP Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$290.36M	−$124.28M	−42.8%
2024	$356.27M	$38.04M	10.7%
2023	$340.22M	$61.16M	18.0%
2022	$380.49M	$100.24M	26.3%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$290.36M	—	—	−$124.28M	−42.8%
2024	$356.27M	—	—	$38.04M	10.7%
2023	$340.22M	—	—	$61.16M	18.0%
2022	$380.49M	—	—	$100.24M	26.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

MSBIP Dividend History

’22’23’24’25’26*

$1.94+0.0% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.97	2	—
2025	$1.94	4	+0.0%
2024	$1.94	4	+0.0%
2023	$1.94	4	+181.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.97	2	—
2025	$1.94	4	+0.0%
2024	$1.94	4	+0.0%
2023	$1.94	4	+181.0%
2022	$0.69	1	—

Most recent payment: $0.48 per share, ex-dividend June 15, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

MSBIP Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	MSBIP	Banks - Regional median	vs median
Profit margin	15.03%	29.15%	14.1 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Midland States Bancorp, Inc. trades under the ticker MSBIP. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 839 employees.

Over the past 52 weeks the price has ranged from $23.22 to $27.07. MSBIP last closed at $25.40 on September 4, 2026. That is −$0.03 (−0.12%) against the previous close. The latest close sits 9.41% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $290.36M. Against the prior fiscal year total of $356.27M, that is a change of −18.50%. The same year closed with a net loss of $124.28M. Profit margin runs at 15.03%. That is 14.1 percentage points below the Banks - Regional median of 29.15%.

Across the 4 fiscal years on file, revenue moves from $380.49M in 2022 to $290.36M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The trailing one-year price return is +16.51%. Measured over 3 years, that is +10.15% a year compounded. The reported beta is 0.64. Annualized volatility over the trailing 4 years is 19.8%.

Growth & Income

The trailing dividend yield is 7.62%. That is 4.9 percentage points above the Banks - Regional median yield of 2.7%. At the indicated rate that is $1.94 a share a year. The ex-dividend date on file is September 15, 2026. Dividends are recorded for 5 calendar years; 2026 shows 2 payments totalling $0.97 a share. The year before, 2025, totalled $1.94 a share.

Across the complete calendar years on file, 2024 returned +13.86% and 2023 returned +1.48%. Of the 3 complete calendar years on file, 3 finished higher. 2026 is still running; the price is +5.50% year to date.

Peer Comparison

Midland States Bancorp, Inc. (MSBIP) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Midland States Bancorp, Inc.	MSBIP	—	—
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. Midland States Bancorp, Inc. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Midland States Bancorp, Inc.

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.

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