NASDAQ · Banks - Regional · USD

MetroCity Bankshares, Inc. (MCBS) Stock Analysis

MetroCity Bankshares, Inc. (MCBS) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

MCBS

$34.51

−$0.38 (−1.09%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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MCBS Key Statistics

As of Oct 21, 2026

Trading

Open: $35.02
Previous Close: $34.89
Day's Range: 34.35–35.22
52-Week Range: 24.53–37.46
Volume: 104.86K
Beta: 0.71

Valuation

Market Cap: $993.24M
P/E Ratio: 11.98
Forward P/E: 10.46
P/S ratio: 5.38
EPS (ttm): 2.88

Financials (FY)

Revenue (FY): $153.42M+9.85%
Net Income (FY): $68.53M+6.24%
Profit margin: 43.28%
Shares Outstanding: 28.78M
1-Year Return: +36.41%

Dividend and dates

Dividend: $1.08+3.10%
Ex-Dividend Date: July 29, 2026
Earnings Date: October 23, 2026estimated
Avg Volume: 86.09K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, MCBS closed at $34.51, +36.41% over 1 year.

MetroCity Bankshares, Inc. (MCBS) has a market capitalization of $993.24M.

In fiscal 2025, MCBS reported revenue of $153.42M.

MCBS Stock Return by Calendar Year

MetroCity Bankshares, Inc. (MCBS) return since Sep 2019: what $10,000 became

1 year: $10,000 $13,641; +36.41%
5 years: $10,000 $18,551; +85.51%
Since Sep 2019: $10,000 $28,068; +180.68%

If you had invested $10,000 in MetroCity Bankshares, Inc. (MCBS) at the close on September 5, 2019, the earliest close on record here, it would have been worth $28,068 at the close on October 21, 2026: +180.68% in total, +15.58% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+15.62%−15.24%+95.79%−19.26%+15.34%+37.09%−14.09%+33.38%

2019*2020202120222023202420252026*

Year	Return
2026 (partial year)	+33.38%
2025	−14.09%
2024	+37.09%
2023	+15.34%
2022	−19.26%
2021	+95.79%
2020	−15.24%
2019 (partial year)	+15.62%

As of October 21, 2026.

MCBS Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$153.42M	$68.53M	44.7%
2024	$139.66M	$64.50M	46.2%
2023	$118.04M	$51.61M	43.7%
2022	$134.68M	$62.60M	46.5%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$153.42M	—	—	$68.53M	44.7%
2024	$139.66M	—	—	$64.50M	46.2%
2023	$118.04M	—	—	$51.61M	43.7%
2022	$134.68M	—	—	$62.60M	46.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

MCBS Dividend History

’19’20’21’22’23’24’25’26*

$0.96+15.7% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.83	3	—
2025	$0.96	4	+15.7%
2024	$0.83	4	+15.3%
2023	$0.72	4	+20.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.83	3	—
2025	$0.96	4	+15.7%
2024	$0.83	4	+15.3%
2023	$0.72	4	+20.0%
2022	$0.60	4	+30.4%
2021	$0.46	4	+15.0%
2020	$0.40	4	+263.6%
2019	$0.11	1	—

Most recent payment: $0.28 per share, ex-dividend July 29, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

MCBS Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	MCBS	Banks - Regional median	vs median
P/E	11.98	12.03	0% below
P/S ratio	5.38	3.58	50% above
Profit margin	43.28%	29.44%	13.8 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

MetroCity Bankshares, Inc. (MCBS) carries a market capitalisation of $993.24M. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 317.

The 52-week range on file runs from $24.53 to $37.46. MCBS last closed at $34.51 on October 21, 2026. That is −$0.38 (−1.09%) against the previous close. The latest close sits 40.7% above that 52-week low.

Financial Health

In fiscal 2025, MetroCity Bankshares, Inc. reported revenue of $153.42M. Against the prior fiscal year total of $139.66M, that is a change of +9.85%. The same year closed with net income of $68.53M. That is +6.24% against the prior fiscal year. Profit margin runs at 43.28%. That is 13.8 percentage points above the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 2.88.

Across the 4 fiscal years on file, revenue moves from $134.68M in 2022 to $153.42M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

MCBS trades at a trailing price-to-earnings ratio of 11.98. That is 0.42% below the Banks - Regional median of 12.03. On forward earnings the ratio is 10.46. The price-to-sales ratio is 5.38. On price-to-sales that is 50.42% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.71. Annualized volatility over the trailing 7 years is 38.34%. Over the trailing twelve months the total return is +36.41%. Across 5 years the annualized return works out at +13.16%.

Growth & Income

MCBS pays a dividend yielding 3.1%. That is 0.4 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.08 a share. The ex-dividend date on file is July 29, 2026. Dividends are recorded for 8 calendar years; 2026 shows 3 payments totalling $0.83 a share. The year before, 2025, totalled $0.96 a share.

The strongest complete calendar year on file is 2021 at +95.79%; the weakest is 2022 at −19.26%. Of the 6 complete calendar years on file, 3 finished higher. So far in 2026 the total return is +33.38%.

Peer Comparison

MetroCity Bankshares, Inc. (MCBS) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
MetroCity Bankshares, Inc.	MCBS	$993.24M	12.0
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. MetroCity Bankshares, Inc. trades at a P/E of 12.0.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.

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