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Macy's, Inc. (M) Stock Analysis

Consumer Cyclical

Macy's, Inc.

$21.67

+$1.01 (+4.89%)

Last Updated: May 26, 2026

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Analysis

Company Overview

Macy's, Inc. operates as a significant omni-channel retail organization in the United States, conducting business through a network of physical stores alongside dedicated websites and mobile applications. The company focuses on selling a diverse range of merchandise, including apparel and accessories for men, women, and kids, cosmetics, home furnishings, and other consumer goods under its Macy's and Bloomingdale's banners. This business model places the entity within the Consumer Cyclical sector, specifically targeting the Department Stores industry, which implies sensitivity to consumer discretionary spending patterns and economic cycles. In terms of scale, the company holds a market capitalization of $4.72B and generated annual revenue of $22.62B over the trailing twelve months, while employing a workforce of 90134 individuals. These valuation and revenue figures indicate that Macy's maintains a substantial operational footprint, yet the relatively modest market cap relative to its revenue suggests a valuation compression often seen in mature retail sectors facing structural headwinds.

Financial Health

The company reported a total revenue of $22.62B, with a corresponding net income of $642.00M and an EBITDA of $1.42B for the trailing twelve months. The substantial gap between the $22.62B in revenue and the $642.00M in net income reveals a cost structure where operating expenses and taxes consume approximately 97.2% of top-line sales, resulting in a profit margin of 2.8%. Free cash flow stands at $433.50M, which provides the company with the financial flexibility to fund capital expenditures, manage working capital needs, or return capital to shareholders without relying on external financing. The gross margin is calculated at 40.3%, indicating the profitability of the merchandise after direct costs are deducted, while the operating margin of 7.5% reflects efficiency in managing overhead and distribution costs. The profit margin of 2.8% highlights the thin net earnings generated after all expenses, including interest and taxes, are accounted for. Regarding liquidity and leverage, the company holds $1.25B in cash against total debt of $5.57B, resulting in a debt-to-equity ratio of 114.55, which characterizes a leveraged balance sheet typical for capital-intensive retailers. The current ratio is 1.49, indicating that the company possesses $1.49 in current assets for every $1.00 of current liabilities, suggesting adequate short-term liquidity to meet obligations. Return on equity is 13.6% and return on assets is 3.4%, metrics that reveal management's effectiveness in generating returns from shareholder capital and utilizing the asset base to drive profitability.

Valuation Assessment

Macy's, Inc. trades with a trailing twelve-month P/E ratio of 7.73 and a forward P/E of 8.17. The difference between the trailing P/E of 7.73 and the forward P/E of 8.17 implies that the market expects earnings growth in the future, as the forward multiple is higher than the trailing multiple. The price-to-book ratio is 0.97, which indicates that the market values the company at slightly less than its book value, suggesting no significant market premium over the net asset value of the equity. Alternative valuation metrics show a price-to-sales ratio of 0.21 and an EV/EBITDA of 6.38, which suggests the stock is priced on a very low multiple of sales and enterprise value relative to earnings before interest, taxes, depreciation, and amortization. The 52-week high is $24.41 and the 52-week low is $9.76. Without a specific current share price provided in the available facts, the exact percentage deviation from the range cannot be calculated; however, the wide spread between the high of $24.41 and low of $9.76 indicates significant historical volatility within the trading range. The beta value is 1.52, which means the stock is expected to be 52% more volatile than the broader market, reflecting higher sensitivity to market movements and sector-specific risks.

Growth & Income

Revenue growth year-over-year is -1.1%, while earnings growth year-over-year is 52.0%. Earnings are growing significantly faster than revenue, as the 52.0% earnings increase contrasts sharply with the -1.1% revenue decline, implying improved operational efficiency, margin expansion, or non-operating income contributions despite a contraction in sales volume. As a dividend payer, the company offers a dividend yield of 4.3% with a payout ratio of 31.4%. This payout ratio is considered sustainable given the company's earnings, as the portion of earnings distributed to shareholders represents a small fraction of total profits, leaving ample room for retention or debt servicing. The combination of a high dividend yield and a low payout ratio suggests a strategy focused on providing income while maintaining financial stability, even in the face of negative revenue growth. Overall, the growth and income profile presents a scenario of capital preservation through dividends and earnings recovery, despite a challenging revenue environment.

Peer Comparison

Macy's, Inc. (M) operates in the Department Stores industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Macy's, Inc. M $5.72B 9.3
Dillard's, Inc. DDS $9.01B 13.7
Polibeli Group Ltd PLBL $2.67B N/A
Kohl's Corporation KSS $1.49B 5.6

The Department Stores industry average P/E ratio is 9.6x. Macy's, Inc. trades at a P/E of 9.3.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Macy's, Inc.

Macy's, Inc., an omni-channel retail organization, operates stores, websites, and mobile applications in the United States. The company sells various merchandise, such as apparel and accessories for men, women, and kids; cosmetics; home furnishings; and other consumer goods under the Macy's, Bloomingdale's, and Bluemercury brands. It also operates in Dubai, the United Arab Emirates, and Al Zahra, Kuwait under the license agreements. The company was formerly known as Federated Department Stores, Inc. and changed its name to Macy's, Inc. in June 2007. Macy's, Inc. was founded in 1830 and is based in New York, New York.

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Key Statistics

Market Cap
$5.72B
P/E Ratio
9.34
52-Week High
$24.41
52-Week Low
$10.54
Avg Volume
6.77M
Beta
1.49
Dividend Yield
3.53%

Data provided by Yahoo Finance via yfinance. Updated daily.

Company Info

Exchange
NYSE
Country
United States
Employees
90,134