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StockVS

NYSE · Credit Services · USD

Lufax Holding Ltd (LU) Stock Analysis

Lufax Holding Ltd (LU) is a Credit Services stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

LU

$0.83

−$0.02 (−2.80%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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LU Key Statistics

As of Oct 21, 2026
Trading
Open
$0.85
Previous Close
$0.86
Day's Range
0.83–0.86
52-Week Range
0.83–3.44
Volume
1.16M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.61
Valuation
Market Cap
$721.17M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
4.31
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.03
EPS (ttm)Profit attributable to each share over the last twelve months.
−0.37
Financials (FY)
Revenue (FY)
$23.11B+20.49%
Net Income (FY)
−$2.10B
Profit marginThe share of revenue left as profit after all costs and taxes.
−7.84%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
866.69M
1-Year Return
−74.40%
Dividend and dates
Earnings Date
October 27, 2026
Avg Volume
1.31M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, LU closed at $0.83, −74.40% over 1 year.

Lufax Holding Ltd (LU) has a market capitalization of $721.17M.

In fiscal 2025, LU reported revenue of $23.11B.

LU Stock Return by Calendar Year

Lufax Holding Ltd (LU) return since Oct 2020: what $10,000 became

1 year
$10,000 $2,560
−74.40%
5 years
$10,000 $775
−92.25%
Since Oct 2020
$10,000 $440
−95.60%

If you had invested $10,000 in Lufax Holding Ltd (LU) at the close on October 30, 2020, the earliest close on record here, it would have been worth $440 at the close on October 21, 2026: −95.60% in total, −40.71% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−67.50%
2025+7.11%
2024+73.97%
2023−58.03%
2022−60.48%
2021−60.35%
2020 (partial year)+10.51%

As of October 21, 2026.

LU Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$23.11B−$2.10B−9.1%
2024$19.18B−$3.87B−20.2%
2023$28.14B$809.62M2.9%
2022$49.08B$7.78B15.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$23.11B——−$2.10B−9.1%
2024$19.18B——−$3.87B−20.2%
2023$28.14B——$809.62M2.9%
2022$49.08B——$7.78B15.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

LU Dividend History

$2.42+579.8% vs 2023

Dividends per share, 2024 · 1 payments

YearDividends per sharePaymentsChange
2024$2.421+579.8%
2023$0.362−82.5%
2022$2.042—

Most recent payment: $2.42 per share, ex-dividend June 4, 2024. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

LU Valuation vs Credit Services Median

Median of 56 stocks
MetricLUCredit Services medianvs median
P/S ratio0.031.500.0x the median
Profit margin−7.84%9.89%17.7 pts below

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 17 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Lufax Holding Ltd (LU) at $721.17M. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 29,136 employees.

Over the past 52 weeks the price has ranged from $0.83 to $3.44. The most recent close on file for LU is $0.83, dated October 21, 2026. That is −$0.02 (−2.80%) against the previous close. The latest close sits 0.23% above that 52-week low.

Financial Health

In fiscal 2025, Lufax Holding Ltd reported revenue of $23.11B. That is +20.49% against the prior fiscal year, when revenue was $19.18B. The same year closed with a net loss of $2.10B. The reported profit margin is −7.84%. That is 17.7 percentage points below the Credit Services median of 9.89%. Earnings per share on a trailing basis come to −0.37.

Across the 4 fiscal years on file, revenue moves from $49.08B in 2022 to $23.11B in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 4.31. The price-to-sales ratio is 0.03. On price-to-sales that is 0 times the Credit Services median of 1.5. The medians here are taken across 56 Credit Services companies that report the metric.

The trailing one-year total return is −74.40%. Across 5 years the annualized return works out at −40.04%. The reported beta is 0.61. Daily returns over the trailing 6 years annualize to a volatility of 75.43%.

Growth & Income

The latest dividend on file for LU dates from 2024. Dividends are recorded for 3 calendar years; 2024 shows 1 payments totalling $2.42 a share. The year before, 2023, totalled $0.36 a share.

The strongest complete calendar year on file is 2024 at +73.97%; the weakest is 2022 at −60.48%. Of the 5 complete calendar years on file, 2 finished higher. 2026 is still running; the total return is −67.50% year to date.

Peer Comparison

Lufax Holding Ltd (LU) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Lufax Holding Ltd LU $721.17M —
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. Lufax Holding Ltd has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Lufax Holding Ltd

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.

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