Lufax Holding Ltd (LU) Stock Analysis

Company Overview

The market values Lufax Holding Ltd (LU) at $1.08B. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 29,136 employees.

Over the past 52 weeks the price has ranged from $1.19 to $4.57. The most recent close on file for LU is $1.25, dated September 4, 2026. That is +$0.02 (+1.63%) against the previous close. The latest close sits 5.04% above that 52-week low.

Financial Health

In fiscal 2025, Lufax Holding Ltd reported revenue of $23.11B. That is +20.49% against the prior fiscal year, when revenue was $19.18B. The same year closed with a net loss of $2.10B. The reported profit margin is −7.84%. That is 17.8 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to −0.38.

Across the 4 fiscal years on file, revenue moves from $49.08B in 2022 to $23.11B in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 6.51. The price-to-sales ratio is 0.04. On price-to-sales that is 0 times the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The trailing one-year price return is −57.77%. Across 5 years the annualized return works out at −37.35%. The reported beta is 0.67. Daily returns over the trailing 5 years annualize to a volatility of 76.44%.

Growth & Income

The record shows no dividend for LU.

The strongest complete calendar year on file is 2024 at +73.97%; the weakest is 2022 at −60.48%. Of the 5 complete calendar years on file, 2 finished higher. 2026 is still running; the price is −51.17% year to date.