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NASDAQ · Banks - Regional · USD

Lakeland Financial Corporation (LKFN) Stock Analysis

Lakeland Financial Corporation (LKFN) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

LKFN

$58.02

−$0.57 (−0.97%)

Oct 21, 2026 · Market close

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Price History

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LKFN Key Statistics

As of Oct 21, 2026
Trading
Open
$58.50
Previous Close
$58.59
Day's Range
57.58–58.61
52-Week Range
54.36–64.55
Volume
171.03K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.76
Valuation
Market Cap
$1.44B
P/E Ratio
13.31
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.87
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.44
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.27
EPS (ttm)Profit attributable to each share over the last twelve months.
4.36
Financials (FY)
Revenue (FY)
$268.99M+6.10%
Net Income (FY)
$103.36M+10.57%
Profit marginThe share of revenue left as profit after all costs and taxes.
40.64%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
24.86M
1-Year Return
−2.07%
Dividend and dates
Dividend
$2.08+3.55%
Ex-Dividend Date
July 24, 2026
Earnings Date
October 26, 2026
Avg Volume
182.53K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, LKFN closed at $58.02, −2.07% over 1 year.

Lakeland Financial Corporation (LKFN) has a market capitalization of $1.44B.

In fiscal 2025, LKFN reported revenue of $268.99M.

LKFN Stock Return by Calendar Year

Lakeland Financial Corporation (LKFN) 10-year return: what $10,000 became

1 year
$10,000 $9,793
−2.07%
5 years
$10,000 $8,689
−13.11%
10 years
$10,000 $21,562
+115.62%

If you had invested $10,000 in Lakeland Financial Corporation (LKFN) 10 years ago, at the close on October 21, 2016, it would have been worth $21,562 at the close on October 21, 2026: +115.62% in total, +7.99% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+4.34%
2025−14.25%
2024+8.68%
2023−7.78%
2022−7.00%
2021+52.73%
2020+12.55%
2019+24.99%
2018−15.41%
2017+4.31%
2016 (partial year)+33.31%

As of October 21, 2026.

LKFN Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$268.99M$103.36M38.4%
2024$253.52M$93.48M36.9%
2023$246.89M$93.77M38.0%
2022$244.75M$103.82M42.4%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$268.99M——$103.36M38.4%
2024$253.52M——$93.48M36.9%
2023$246.89M——$93.77M38.0%
2022$244.75M——$103.82M42.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

LKFN Dividend History

$2.00+4.2% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.563—
2025$2.004+4.2%
2024$1.924+4.3%
2023$1.844+15.0%
YearDividends per sharePaymentsChange
2026 (partial year)$1.563—
2025$2.004+4.2%
2024$1.924+4.3%
2023$1.844+15.0%
2022$1.604+17.6%
2021$1.364+13.3%
2020$1.204+3.4%
2019$1.164+16.0%
2018$1.004+17.6%
2017$0.854+347.4%
2016$0.191—

Most recent payment: $0.52 per share, ex-dividend July 24, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

LKFN Valuation vs Banks - Regional Median

Median of 326 stocks
MetricLKFNBanks - Regional medianvs median
P/E13.3112.0311% above
P/S ratio5.273.5847% above
Profit margin40.64%29.44%11.2 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 7 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Lakeland Financial Corporation (LKFN) at $1.44B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 695 employees.

The 52-week range on file runs from $54.36 to $64.55. The most recent close on file for LKFN is $58.02, dated October 21, 2026. That is −$0.57 (−0.97%) against the previous close. The latest close sits 6.73% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $268.99M. Against the prior fiscal year total of $253.52M, that is a change of +6.10%. Net income for the same year was $103.36M. That is +10.57% against the prior fiscal year. The reported profit margin is 40.64%. That is 11.2 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 4.36.

Across the 4 fiscal years on file, revenue moves from $244.75M in 2022 to $268.99M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 13.31 times earnings. That is 10.64% above the Banks - Regional median of 12.03. The forward P/E on file is 12.87. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.44. Measured against sales, the shares trade at 5.27 times revenue. On price-to-sales that is 47.26% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.76. Annualized volatility over the trailing 10 years is 31.27%. The trailing one-year total return is −2.07%. Across 10 years the annualized return works out at +7.99%.

Growth & Income

LKFN pays a dividend yielding 3.55%. That is 0.9 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $2.08 a share. The ex-dividend date on file is July 24, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.56 a share. The year before, 2025, totalled $2.00 a share.

The strongest complete calendar year on file is 2021 at +52.73%; the weakest is 2018 at −15.41%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the total return is +4.34% year to date.

Peer Comparison

Lakeland Financial Corporation (LKFN) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Lakeland Financial Corporation LKFN $1.44B 13.3
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Lakeland Financial Corporation trades at a P/E of 13.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Lakeland Financial Corporation

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.

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