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StockVS

NASDAQ · Banks - Regional · USD

First Internet Bancorp (INBK) Stock Analysis

First Internet Bancorp (INBK) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

INBK

$25.89

−$0.10 (−0.38%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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INBK Key Statistics

As of Oct 21, 2026
Trading
Open
$26.06
Previous Close
$25.99
Day's Range
25.63–26.13
52-Week Range
17.05–31.09
Volume
30.44K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.88
Valuation
Market Cap
$226.11M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
5.89
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.10
EPS (ttm)Profit attributable to each share over the last twelve months.
−3.61
Financials (FY)
Revenue (FY)
$109.81M−14.82%
Net Income (FY)
−$35.17M−239.14%
Profit marginThe share of revenue left as profit after all costs and taxes.
−56.99%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
8.73M
1-Year Return
+20.50%
Dividend and dates
Dividend
$0.24+0.92%
Ex-Dividend Date
October 1, 2026
Earnings Date
October 29, 2026
Avg Volume
46.86K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, INBK closed at $25.89, +20.50% over 1 year.

First Internet Bancorp (INBK) has a market capitalization of $226.11M.

In fiscal 2025, INBK reported revenue of $109.81M.

INBK Stock Return by Calendar Year

First Internet Bancorp (INBK) 10-year return: what $10,000 became

1 year
$10,000 $12,050
+20.50%
5 years
$10,000 $7,579
−24.21%
10 years
$10,000 $11,441
+14.41%

If you had invested $10,000 in First Internet Bancorp (INBK) 10 years ago, at the close on October 21, 2016, it would have been worth $11,441 at the close on October 21, 2026: +14.41% in total, +1.36% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+24.69%
2025−41.43%
2024+49.91%
2023+1.01%
2022−48.01%
2021+64.81%
2020+22.87%
2019+17.34%
2018−45.97%
2017+20.13%
2016 (partial year)+36.97%

As of October 21, 2026.

INBK Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$109.81M−$35.17M−32.0%
2024$128.91M$25.28M19.6%
2023$95.32M$8.42M8.8%
2022$113.92M$35.54M31.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$109.81M——−$35.17M−32.0%
2024$128.91M——$25.28M19.6%
2023$95.32M——$8.42M8.8%
2022$113.92M——$35.54M31.2%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

INBK Dividend History

$0.24+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.122—
2025$0.244+0.0%
2024$0.244+0.0%
2023$0.244+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.122—
2025$0.244+0.0%
2024$0.244+0.0%
2023$0.244+0.0%
2022$0.244+0.0%
2021$0.244+0.0%
2020$0.244+0.0%
2019$0.244+0.0%
2018$0.244+0.0%
2017$0.244+300.0%
2016$0.061—

Most recent payment: $0.06 per share, ex-dividend June 30, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

INBK Valuation vs Banks - Regional Median

Median of 326 stocks
MetricINBKBanks - Regional medianvs median
P/S ratio4.103.5815% above
Profit margin−56.99%29.44%86.4 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 13 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values First Internet Bancorp (INBK) at $226.11M. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 354 employees.

Over the past 52 weeks the price has ranged from $17.05 to $31.09. The most recent close on file for INBK is $25.89, dated October 21, 2026. That is −$0.10 (−0.38%) against the previous close. The latest close sits 51.85% above that 52-week low.

Financial Health

In fiscal 2025, First Internet Bancorp reported revenue of $109.81M. Against the prior fiscal year total of $128.91M, that is a change of −14.82%. The same year closed with a net loss of $35.17M. The reported profit margin is −56.99%. That is 86.4 percentage points below the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to −3.61.

Across the 4 fiscal years on file, revenue moves from $113.92M in 2022 to $109.81M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 5.89. The price-to-sales ratio is 4.1. On price-to-sales that is 14.57% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is +20.50%. Measured over 10 years, that is +1.36% a year compounded. The reported beta is 0.88. Annualized volatility over the trailing 10 years is 48.19%.

Growth & Income

INBK pays a dividend yielding 0.92%. That is 1.8 percentage points below the Banks - Regional median yield of 2.68%. At the indicated rate that is $0.24 a share a year. The ex-dividend date on file is October 1, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.12 a share. The year before, 2025, totalled $0.24 a share.

So far in 2026 the total return is +24.69%. Across the complete calendar years on file, 2021 returned +64.81% and 2022 returned −48.01%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

First Internet Bancorp (INBK) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First Internet Bancorp INBK $226.11M —
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. First Internet Bancorp has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About First Internet Bancorp

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

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