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StockVS

NASDAQ · Banks - Regional · USD

HBT Financial, Inc. (HBT) Stock Analysis

HBT Financial, Inc. (HBT) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

HBT

$36.59

+$0.23 (+0.63%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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HBT Key Statistics

As of Sep 4, 2026
Trading
Open
$36.36
Previous Close
$36.36
Day's Range
36.12–36.85
52-Week Range
22.36–37.51
Volume
110.00K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.50
Valuation
Market Cap
$1.33B
P/E Ratio
15.50
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.61
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
5.00
EPS (ttm)Profit attributable to each share over the last twelve months.
2.36
Financials (FY)
Revenue (FY)
$235.74M+6.01%
Net Income (FY)
$77.01M+7.28%
Profit marginThe share of revenue left as profit after all costs and taxes.
29.24%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
36.37M
1-Year Return
+41.07%
Dividend and dates
Dividend
$1.00+2.75%
Ex-Dividend Date
August 11, 2026
Earnings Date
October 26, 2026estimated
Avg Volume
171.53K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

HBT Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+43.86%
2025+22.23%
2024+7.74%
2023+11.71%
2022+8.11%
2021+28.04%
2020−16.59%
2019 (partial year)+22.20%

As of September 4, 2026.

HBT Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$235.74M$77.01M32.7%
2024$222.37M$71.78M32.3%
2023$225.72M$65.84M29.2%
2022$179.54M$56.46M31.4%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$235.74M——$77.01M32.7%
2024$222.37M——$71.78M32.3%
2023$225.72M——$65.84M29.2%
2022$179.54M——$56.46M31.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

HBT Dividend History

$0.84+10.5% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.713—
2025$0.844+10.5%
2024$0.764+11.8%
2023$0.684+6.3%
YearDividends per sharePaymentsChange
2026 (partial year)$0.713—
2025$0.844+10.5%
2024$0.764+11.8%
2023$0.684+6.3%
2022$0.644+6.7%
2021$0.604+0.0%
2020$0.604—

Most recent payment: $0.24 per share, ex-dividend August 11, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

HBT Valuation vs Banks - Regional Median

Median of 380 stocks
MetricHBTBanks - Regional medianvs median
P/E15.5012.6223% above
P/S ratio5.003.7733% above
Profit margin29.24%29.15%0.1 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 11 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

HBT Financial, Inc. (HBT) is capitalised at $1.33B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 826.

HBT last closed at $36.59 on September 4, 2026. That is +$0.23 (+0.63%) against the previous close. The 52-week range on file runs from $22.36 to $37.51. The latest close sits 63.64% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $235.74M. Against the prior fiscal year total of $222.37M, that is a change of +6.01%. Net income for the same year was $77.01M. That is +7.28% against the prior fiscal year. Profit margin runs at 29.24%. That is 0.1 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 2.36.

Across the 4 fiscal years on file, revenue moves from $179.54M in 2022 to $235.74M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 15.5 times earnings. That is 22.82% above the Banks - Regional median of 12.62. The forward P/E on file is 10.61. Measured against sales, the shares trade at 5 times revenue. On price-to-sales that is 32.69% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 0.5. Annualized volatility over the trailing 6 years is 28.85%. Over the trailing twelve months the price has returned +41.07%. Across 5 years the annualized return works out at +22.42%.

Growth & Income

HBT pays a dividend yielding 2.75%. The indicated annual rate is $1.00 a share. The ex-dividend date on file is August 11, 2026. Dividends are recorded for 7 calendar years; 2026 shows 3 payments totalling $0.71 a share. The year before, 2025, totalled $0.84 a share.

The strongest complete calendar year on file is 2021 at +28.04%; the weakest is 2020 at −16.59%. Of the 6 complete calendar years on file, 5 finished higher. So far in 2026 the price is +43.86%.

Peer Comparison

HBT Financial, Inc. (HBT) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
HBT Financial, Inc. HBT $1.33B 15.5
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. HBT Financial, Inc. trades at a P/E of 15.5.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About HBT Financial, Inc.

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts. It also provides lending products, including non-owner occupied regulatory commercial real estate (CRE), construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services. In addition, the company offers digital banking services comprising online banking, mobile banking, digital payments, and personal financial management tools; small business and commercial checking accounts, and treasury management services; financial planning to consumers, trusts, and estates; and trustee and custodial services. Further, it provides investment management services; corporate retirement plan consulting and administration; retail brokerage services; farm management services, broker farmland sale, and crop insurance. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

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