NVDA+0.84%AAPL−2.51%GOOGL−1.17%MSFT−2.04%AMZN−0.15%TSM+2.85%SPCX−1.20%AVGO+0.21%
StockVS

NASDAQ · Banks - Regional · USD

Greene County Bancorp, Inc. (GCBC) Stock Analysis

Greene County Bancorp, Inc. (GCBC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

GCBC

$35.65

+$0.58 (+1.65%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare GCBC with… →

GCBC Key Statistics

As of Sep 4, 2026
Trading
Open
$35.08
Previous Close
$35.07
Day's Range
35.05–35.87
52-Week Range
21.25–36.02
Volume
14.90K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.39
Valuation
Market Cap
$606.96M
P/E Ratio
14.79
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.83
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
6.70
EPS (ttm)Profit attributable to each share over the last twelve months.
2.41
Financials (FY)
Revenue (FY)
$75.35M+16.13%
Net Income (FY)
$31.14M+25.71%
Profit marginThe share of revenue left as profit after all costs and taxes.
45.30%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
17.03M
1-Year Return
+54.25%
Dividend and dates
Dividend
$0.44+1.26%
Ex-Dividend Date
August 14, 2026
Earnings Date
October 20, 2026estimated
Avg Volume
45.35K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

GCBC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+61.70%
2025−18.53%
2024−0.61%
2023−0.57%
2022+57.91%
2021+46.75%
2020−9.74%
2019−6.14%
2018−3.39%
2017+44.60%
2016 (partial year)+39.63%

As of September 4, 2026.

GCBC Revenue and Earnings by Fiscal Year

FY ends June
Fiscal yearRevenueNet incomeNet margin
2025$75.35M$31.14M41.3%
2024$64.89M$24.77M38.2%
2023$73.36M$30.79M42.0%
2022$70.14M$27.99M39.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$75.35M——$31.14M41.3%
2024$64.89M——$24.77M38.2%
2023$73.36M——$30.79M42.0%
2022$70.14M——$27.99M39.9%

Annual figures as reported, in the company's reporting currency. As of June 30, 2025.

GCBC Dividend History

$0.38+11.8% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.313—
2025$0.384+11.8%
2024$0.344+13.3%
2023$0.304+11.1%
YearDividends per sharePaymentsChange
2026 (partial year)$0.313—
2025$0.384+11.8%
2024$0.344+13.3%
2023$0.304+11.1%
2022$0.274+8.0%
2021$0.254+8.7%
2020$0.234+9.5%
2019$0.214+6.1%
2018$0.204+2.6%
2017$0.194+306.3%
2016$0.051—

Most recent payment: $0.10 per share, ex-dividend August 14, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

GCBC Valuation vs Banks - Regional Median

Median of 380 stocks
MetricGCBCBanks - Regional medianvs median
P/E14.7912.6217% above
P/S ratio6.703.7778% above
Profit margin45.30%29.15%16.2 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

The market values Greene County Bancorp, Inc. (GCBC) at $606.96M. The company sits in the Financial Services sector, in the Banks - Regional industry.

GCBC last closed at $35.65 on September 4, 2026. That is +$0.58 (+1.65%) against the previous close. The 52-week range on file runs from $21.25 to $36.02. The latest close sits 67.76% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $75.35M. That is +16.13% against the prior fiscal year, when revenue was $64.89M. Net income for the same year was $31.14M. That is +25.71% against the prior fiscal year. The reported profit margin is 45.3%. That is 16.2 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 2.41.

Across the 4 fiscal years on file, revenue moves from $70.14M in 2022 to $75.35M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 14.79 times earnings. That is 17.19% above the Banks - Regional median of 12.62. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.83. The price-to-sales ratio is 6.7. On price-to-sales that is 77.75% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

Beta against the wider market is reported at 0.39. Daily returns over the trailing 10 years annualize to a volatility of 42.59%. Over the trailing twelve months the price has returned +54.25%. Across 10 years the annualized return works out at +17.16%.

Growth & Income

The trailing dividend yield is 1.26%. That is 1.4 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.44 a share a year. The ex-dividend date on file is August 14, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.31 a share. The year before, 2025, totalled $0.38 a share.

Across the complete calendar years on file, 2022 returned +57.91% and 2025 returned −18.53%. Of the 9 complete calendar years on file, 3 finished higher. 2026 is still running; the price is +61.70% year to date.

Peer Comparison

Greene County Bancorp, Inc. (GCBC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Greene County Bancorp, Inc. GCBC $606.96M 14.8
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Greene County Bancorp, Inc. trades at a P/E of 14.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$135.92B

 HDB

HDFC Bank Limited

$119.10B

 IBN

ICICI Bank Limited

$108.74B

 USB

U.S. Bancorp

$98.73B

 PNC

The PNC Financial Services Group, Inc.

$97.98B

 ITUB

Itaú Unibanco Holding S.A.

$89.83B
View all Banks - Regional stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

 JPM

JPMorgan Chase & Co.

$953.33B

 V

Visa Inc.

$700.27B

 MA

Mastercard Incorporated

$507.39B

 BAC

Bank of America Corporation

$438.31B
View all Financial Services stocks →

About Greene County Bancorp, Inc.

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio includes residential, construction and land loans; commercial real estate mortgages; consumer loans, including loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans comprising passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. In addition, it provides transaction processing and investment brokerage services. Further, it engages in the sale of securities and the operation of banking office, lending centers, an operations center, customer call center, administration center, and a wealth management center. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. operates as a subsidiary of Greene County Bancorp, MHC.

Visit website →