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NASDAQ · Banks - Regional · USD

First National Corporation (FXNC) Stock Analysis

First National Corporation (FXNC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

FXNC

$31.60

+$0.62 (+2.00%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FXNC Key Statistics

As of Sep 4, 2026
Trading
Open
$30.79
Previous Close
$30.98
Day's Range
30.79–31.65
52-Week Range
21.59–33.24
Volume
38.60K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.41
Valuation
Market Cap
$285.75M
P/E Ratio
13.22
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.28
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.14
EPS (ttm)Profit attributable to each share over the last twelve months.
2.39
Financials (FY)
Revenue (FY)
$87.77M+36.27%
Net Income (FY)
$17.70M+154.13%
Profit marginThe share of revenue left as profit after all costs and taxes.
23.84%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
9.04M
1-Year Return
+37.79%
Dividend and dates
Dividend
$0.68+2.19%
Ex-Dividend Date
August 28, 2026
Earnings Date
October 29, 2026estimated
Avg Volume
54.22K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FXNC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+26.75%
2025+12.75%
2024+9.33%
2023+31.50%
2022−23.32%
2021+39.45%
2020−18.82%
2019+12.28%
2018+8.87%
2017+41.39%
2016 (partial year)+20.72%

As of September 4, 2026.

FXNC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$87.77M$17.70M20.2%
2024$64.40M$6.97M10.8%
2023$53.57M$9.62M18.0%
2022$56.86M$16.80M29.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$87.77M$17.70M20.2%
2024$64.40M$6.97M10.8%
2023$53.57M$9.62M18.0%
2022$56.86M$16.80M29.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FXNC Dividend History

$0.64+5.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.342
2025$0.644+5.0%
2024$0.614+0.8%
2023$0.604+7.1%
YearDividends per sharePaymentsChange
2026 (partial year)$0.342
2025$0.644+5.0%
2024$0.614+0.8%
2023$0.604+7.1%
2022$0.564+16.7%
2021$0.484+9.1%
2020$0.444+22.2%
2019$0.364+80.0%
2018$0.204+42.9%
2017$0.144+366.7%
2016$0.031

Most recent payment: $0.17 per share, ex-dividend May 29, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FXNC Valuation vs Banks - Regional Median

Median of 380 stocks
MetricFXNCBanks - Regional medianvs median
P/E13.2212.625% above
P/S ratio3.143.7717% below
Profit margin23.84%29.15%5.3 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

First National Corporation (FXNC) is capitalised at $285.75M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 308 employees.

The most recent close on file for FXNC is $31.60, dated September 4, 2026. That is +$0.62 (+2.00%) against the previous close. The 52-week range on file runs from $21.59 to $33.24. The latest close sits 46.36% above that 52-week low.

Financial Health

In fiscal 2025, First National Corporation reported revenue of $87.77M. That is +36.27% against the prior fiscal year, when revenue was $64.40M. The same year closed with net income of $17.70M. That is +154.13% against the prior fiscal year. Profit margin runs at 23.84%. That is 5.3 percentage points below the Banks - Regional median of 29.15%. Trailing earnings per share are 2.39.

Across the 4 fiscal years on file, revenue moves from $56.86M in 2022 to $87.77M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 13.22 times earnings. That is 4.75% above the Banks - Regional median of 12.62. The forward P/E on file is 12.28. Measured against sales, the shares trade at 3.14 times revenue. On price-to-sales that is 16.68% below the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 0.41. Annualized volatility over the trailing 10 years is 27.25%. Over the trailing twelve months the price has returned +37.79%. Measured over 10 years, that is +13.87% a year compounded.

Growth & Income

FXNC pays a dividend yielding 2.19%. That is 0.5 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.68 a share a year. The ex-dividend date on file is August 28, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.34 a share. The year before, 2025, totalled $0.64 a share.

So far in 2026 the price is +26.75%. Across the complete calendar years on file, 2017 returned +41.39% and 2022 returned −23.32%. Of the 9 complete calendar years on file, 7 finished higher.

Peer Comparison

First National Corporation (FXNC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First National Corporation FXNC $285.75M 13.2
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. First National Corporation trades at a P/E of 13.2.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About First National Corporation

First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products also comprise construction loans, including residential and land development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, such as multi-family residential buildings, industrial and warehouse buildings, hotels, and religious facilities. In addition, the company's loan products include commercial and industrial loans; home equity loans; consumer loans, such as lines of credit, automobile loans, and unsecured loans. Further, it provides wealth management services comprising estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Additionally, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. First National Corporation was founded in 1907 and is headquartered in Strasburg, Virginia.

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