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Franklin Universal Trust (FT) Stock Analysis

Financial Services

Franklin Universal Trust

$8.07

+$0.02 (+0.25%)

Last Updated: May 26, 2026

Price History

Analysis

Company Overview

Franklin Universal Trust operates as a closed-ended balanced mutual fund launched by Franklin Resources, Inc., managed by Franklin Advisers, Inc., which allocates capital across the public equity and fixed income markets of the United States with a specific focus on companies within the utility sector. The company functions within the Financial Services sector and the Asset Management industry, roles that define its function as an intermediary managing external capital rather than generating revenue through traditional product sales or service delivery. Franklin Universal Trust maintains a market capitalization of $197.03M and reports annual revenue of $15.26M, while the specific count of employees is not available in the provided data. These valuation and revenue figures indicate that the entity operates on a mid-cap scale, suggesting it serves a niche segment of the broader asset management landscape rather than competing directly with the largest institutional fund managers.

Financial Health

The company reported a trailing twelve-month revenue of $15.26M and a net income of $19.22M, while EBITDA data is not available for this specific reporting period. The fact that net income exceeds reported revenue by a significant margin reveals a unique cost structure typical of asset management firms where revenue recognition may differ from gross inflows, or where certain expenses are treated as deductions from a base that does not equate to traditional sales revenue. Free cash flow stands at $3.60M, indicating that after accounting for capital expenditures and working capital needs, the company retains positive cash, which provides a degree of financial flexibility for operational stability. The gross margin is recorded at 100.0%, the operating margin is 80.1%, and the profit margin is an unusually high 126.0%; these figures collectively suggest that the company's primary costs are likely allocated directly against revenue before the gross margin calculation, resulting in a profit figure that mathematically surpasses the top-line revenue reported. On the balance sheet, the company holds $54,800 in cash against a debt obligation of $60.00M, resulting in a debt-to-equity ratio of 29.10, which indicates a highly leveraged position where liabilities significantly outweigh equity. The current ratio is 6.15, a figure that implies strong short-term liquidity as the company holds substantially more current assets than current liabilities to meet obligations due within a year. Return on equity is 9.2% and return on assets is 2.9%, metrics that reveal management's effectiveness in generating profit relative to the shareholders' equity and the total asset base, respectively, with the lower ROA reflecting the high leverage present in the capital structure.

Valuation Assessment

The trailing P/E ratio is 10.18, while the forward P/E ratio is not available, implying that analysts may not have a consensus on future earnings growth sufficient to project a trailing multiple for the upcoming period. The price-to-book ratio is 0.93, which indicates that the market values the company's stock at slightly less than its book value, suggesting no significant market premium over the net asset value of the company. The price-to-sales ratio is 12.91 and the EV/EBITDA is not available, and these alternative valuation metrics suggest that the market is pricing the company based on its revenue generation capabilities rather than earnings multiples, a common characteristic in asset management sectors where revenue quality differs from traditional product businesses. The 52-week high is $8.35 and the 52-week low is $6.71, and without the current price explicitly stated in the facts, the valuation range provides a historical volatility context for the security trading between these bounds. The beta is 0.70, which signifies that the stock's price volatility is lower than that of the broader market, moving approximately 30% less than the market index in response to price fluctuations.

Growth & Income

Revenue growth over the last year was -27.1%, whereas earnings growth over the same period was 709.9%, indicating that earnings are growing at a vastly faster rate than revenue, likely due to significant one-time items or restructuring effects that temporarily decouple profitability from top-line performance. The company pays a dividend with a yield of 6.5% and a payout ratio of 66.2%, and this payout ratio is generally sustainable given the high profit margin of 126.0%, although the massive earnings growth figure of 709.9% suggests that the current earnings base may be volatile or subject to significant fluctuation year-over-year. Since the dividend yield is substantial at 6.5%, the company distributes a portion of its earnings to shareholders rather than fully reinvesting them into growth, positioning it as an income-oriented investment vehicle within the closed-ended fund structure. The overall growth and income profile is characterized by a contraction in revenue coupled with explosive earnings growth and a high dividend yield, presenting a distinct risk-reward dynamic for investors seeking income with moderate downside protection relative to the broader market.

Peer Comparison

Franklin Universal Trust (FT) operates in the Asset Management industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Franklin Universal Trust FT $202.81M 6.2
BlackRock, Inc. BLK $167.25B 27.1
Blackstone Inc. BX $144.37B 30.3
Brookfield Corporation BN.TO $142.06B 89.6

The Asset Management industry average P/E ratio is 28.6x. Franklin Universal Trust trades at a P/E of 6.2.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Franklin Universal Trust

Franklin Universal Trust is a closed-ended balanced mutual fund launched by Franklin Resources, Inc. The fund is managed by Franklin Advisers, Inc. It invests in the public equity and fixed income markets of the United States. The fund invests in companies operating in utility sector. It employs fundamental analysis to invest in a diversified portfolio of corporate bonds and dividend paying utility stocks. The fund benchmarks the equity component of its balanced portfolio against the S&P 500 Electric Utilities Index and the fixed component against the Credit Suisse High Yield. Franklin Universal Trust was formed on September 23, 1988 and is domiciled in the United States.

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Key Statistics

Market Cap
$202.81M
P/E Ratio
6.21
52-Week High
$8.35
52-Week Low
$7.37
Avg Volume
40.42K
Beta
0.67
Dividend Yield
6.32%

Data provided by Yahoo Finance via yfinance. Updated daily.

Company Info

Exchange
NYSE
Country
United States