Finance of America Companies Inc. (FOA) Stock Analysis

Company Overview

The market values Finance of America Companies Inc. (FOA) at $190.03M. The company sits in the Financial Services sector, in the Credit Services industry. Headcount on file is 782.

The most recent close on file for FOA is $10.98, dated October 21, 2026. That is −$0.26 (−2.31%) against the previous close. Over the past 52 weeks the price has ranged from $10.63 to $29.79. The latest close sits 3.29% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $411.97M. That is +52.22% against the prior fiscal year, when revenue was $270.64M. The same year closed with net income of $45.24M. That is +192.06% against the prior fiscal year. The reported profit margin is −0.1%. That is 10 percentage points below the Credit Services median of 9.89%. Earnings per share on a trailing basis come to −2.11.

Across the 4 fiscal years on file, revenue moves from −$32.38M in 2022 to $411.97M in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. On forward earnings the ratio is 2.15. The price-to-sales ratio is 0.56. On price-to-sales that is 62.36% below the Credit Services median of 1.5. 56 Credit Services companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is −51.84%. Across 5 years the annualized return works out at −25.39%. Beta against the wider market is reported at 1.69. Annualized volatility over the trailing 7 years is 67.18%.

Growth & Income

The record shows no dividend for FOA.

2026 is still running; the total return is −54.65% year to date. Across the complete calendar years on file, 2024 returned +155.64% and 2022 returned −68.01%. Of the 6 complete calendar years on file, 2 finished higher.