NASDAQ · Banks - Regional · USD

First Guaranty Bancshares, Inc. (FGBI) Stock Analysis

First Guaranty Bancshares, Inc. (FGBI) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

FGBI

$8.22

−$0.07 (−0.84%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FGBI Key Statistics

As of Oct 21, 2026

Trading

Open: $8.26
Previous Close: $8.29
Day's Range: 8.14–8.36
52-Week Range: 4.31–11.02
Volume: 16.53K
Beta: 0.48

Valuation

Market Cap: $135.95M
P/E Ratio: unprofitable
Forward P/E: 12.65
P/S ratio: 3.61
EPS (ttm): −2.42

Financials (FY)

Revenue (FY): $93.74M−15.93%
Net Income (FY): −$56.02M−550.05%
Profit margin: −96.50%
Shares Outstanding: 16.54M
1-Year Return: +0.31%

Dividend and dates

Dividend: $0.04+0.48%
Ex-Dividend Date: September 25, 2026
Avg Volume: 21.17K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, FGBI closed at $8.22, +0.31% over 1 year.

First Guaranty Bancshares, Inc. (FGBI) has a market capitalization of $135.95M.

In fiscal 2025, FGBI reported revenue of $93.74M.

FGBI Stock Return by Calendar Year

First Guaranty Bancshares, Inc. (FGBI) 10-year return: what $10,000 became

1 year: $10,000 $10,031; +0.31%
5 years: $10,000 $4,924; −50.76%
10 years: $10,000 $8,518; −14.82%

If you had invested $10,000 in First Guaranty Bancshares, Inc. (FGBI) 10 years ago, at the close on October 21, 2016, it would have been worth $8,518 at the close on October 21, 2026: −14.82% in total, −1.59% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−52.46%+53.42%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+53.42%
2025	−52.46%
2024	+6.55%
2023	−50.16%
2022	+18.18%
2021	+30.39%
2020	−14.65%
2019	+6.35%
2018	−4.77%
2017	+17.78%
2016 (partial year)	+49.76%

As of October 21, 2026.

FGBI Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$93.74M	−$56.02M	−59.8%
2024	$111.51M	$12.45M	11.2%
2023	$93.48M	$9.22M	9.9%
2022	$109.30M	$28.88M	26.4%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$93.74M	—	—	−$56.02M	−59.8%
2024	$111.51M	—	—	$12.45M	11.2%
2023	$93.48M	—	—	$9.22M	9.9%
2022	$109.30M	—	—	$28.88M	26.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FGBI Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$0.04−90.2% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.02	2	—
2025	$0.04	4	−90.2%
2024	$0.41	4	−35.9%
2023	$0.64	4	+0.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.02	2	—
2025	$0.04	4	−90.2%
2024	$0.41	4	−35.9%
2023	$0.64	4	+0.0%
2022	$0.64	4	+7.3%
2021	$0.60	4	+2.5%
2020	$0.58	4	+7.3%
2019	$0.54	4	+2.5%
2018	$0.53	4	+7.3%
2017	$0.49	4	+310.0%
2016	$0.12	1	—

Most recent payment: $0.01 per share, ex-dividend June 26, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FGBI Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	FGBI	Banks - Regional median	vs median
P/S ratio	3.61	3.58	1% above
Profit margin	−96.50%	29.44%	125.9 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

First Guaranty Bancshares, Inc. (FGBI) carries a market capitalisation of $135.95M. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 333 employees.

Over the past 52 weeks the price has ranged from $4.31 to $11.02. FGBI last closed at $8.22 on October 21, 2026. That is −$0.07 (−0.84%) against the previous close. The latest close sits 90.72% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $93.74M. That is −15.93% against the prior fiscal year, when revenue was $111.51M. The same year closed with a net loss of $56.02M. Profit margin runs at −96.5%. That is 125.9 percentage points below the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to −2.42.

Across the 4 fiscal years on file, revenue moves from $109.30M in 2022 to $93.74M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 12.65. Measured against sales, the shares trade at 3.61 times revenue. On price-to-sales that is 0.78% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

Over the trailing twelve months the total return is +0.31%. Across 10 years the annualized return works out at −1.59%. Beta against the wider market is reported at 0.48. Annualized volatility over the trailing 10 years is 46.19%.

Growth & Income

The trailing dividend yield is 0.48%. That is 2.2 percentage points below the Banks - Regional median yield of 2.68%. The indicated annual rate is $0.04 a share. The ex-dividend date on file is September 25, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.02 a share. The year before, 2025, totalled $0.04 a share.

The strongest complete calendar year on file is 2021 at +30.39%; the weakest is 2025 at −52.46%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the total return is +53.42% year to date.

Peer Comparison

First Guaranty Bancshares, Inc. (FGBI) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
First Guaranty Bancshares, Inc.	FGBI	$135.95M	—
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. First Guaranty Bancshares, Inc. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, such as personal and business checking, savings, money market, and demand deposits accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company was founded in 1934 and is headquartered in Hammond, Louisiana.

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