NVDA+2.54%AAPL+1.32%GOOGL−1.62%MSFT+0.20%AMZN−0.10%TSM+1.60%SPCX+7.79%META+0.47%
StockVS

NASDAQ · Banks - Regional · USD

First Financial Bancorp. (FFBC) Stock Analysis

First Financial Bancorp. (FFBC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

FFBC

$31.65

−$0.20 (−0.61%)

Oct 21, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare FFBC with… →

FFBC Key Statistics

As of Oct 21, 2026
Trading
Open
$31.95
Previous Close
$31.85
Day's Range
31.42–31.98
52-Week Range
23.06–36.25
Volume
638.17K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.95
Valuation
Market Cap
$3.33B
P/E Ratio
11.18
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
8.94
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.12
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.49
EPS (ttm)Profit attributable to each share over the last twelve months.
2.83
Financials (FY)
Revenue (FY)
$899.48M+7.65%
Net Income (FY)
$255.61M+11.70%
Profit marginThe share of revenue left as profit after all costs and taxes.
29.93%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
105.17M
1-Year Return
+33.56%
Dividend and dates
Dividend
$1.01+3.17%
Ex-Dividend Date
September 1, 2026
Earnings Date
October 27, 2026
Avg Volume
853.27K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, FFBC closed at $31.65, +33.56% over 1 year.

First Financial Bancorp. (FFBC) has a market capitalization of $3.33B.

In fiscal 2025, FFBC reported revenue of $899.48M.

FFBC Stock Return by Calendar Year

First Financial Bancorp. (FFBC) 10-year return: what $10,000 became

1 year
$10,000 $13,356
+33.56%
5 years
$10,000 $15,883
+58.83%
10 years
$10,000 $21,163
+111.63%

If you had invested $10,000 in First Financial Bancorp. (FFBC) 10 years ago, at the close on October 21, 2016, it would have been worth $21,163 at the close on October 21, 2026: +111.63% in total, +7.78% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+28.68%
2025−3.28%
2024+17.60%
2023+2.36%
2022+3.38%
2021+44.56%
2020−27.04%
2019+11.31%
2018−7.57%
2017−4.96%
2016 (partial year)+32.91%

As of October 21, 2026.

FFBC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$899.48M$255.61M28.4%
2024$835.58M$228.83M27.4%
2023$840.19M$255.86M30.5%
2022$708.78M$217.61M30.7%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$899.48M——$255.61M28.4%
2024$835.58M——$228.83M27.4%
2023$840.19M——$255.86M30.5%
2022$708.78M——$217.61M30.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FFBC Dividend History

$0.98+4.3% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.763—
2025$0.984+4.3%
2024$0.944+2.2%
2023$0.924+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.763—
2025$0.984+4.3%
2024$0.944+2.2%
2023$0.924+0.0%
2022$0.924+0.0%
2021$0.924+0.0%
2020$0.924+2.2%
2019$0.904+15.4%
2018$0.784+14.7%
2017$0.684+325.0%
2016$0.161—

Most recent payment: $0.25 per share, ex-dividend September 1, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FFBC Valuation vs Banks - Regional Median

Median of 326 stocks
MetricFFBCBanks - Regional medianvs median
P/E11.1812.037% below
P/S ratio3.493.582% below
Profit margin29.93%29.44%0.5 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 12 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values First Financial Bancorp. (FFBC) at $3.33B. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 2,371.

Over the past 52 weeks the price has ranged from $23.06 to $36.25. FFBC last closed at $31.65 on October 21, 2026. That is −$0.20 (−0.61%) against the previous close. The latest close sits 37.25% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $899.48M. That is +7.65% against the prior fiscal year, when revenue was $835.58M. The same year closed with net income of $255.61M. That is +11.70% against the prior fiscal year. The reported profit margin is 29.93%. That is 0.5 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 2.83.

Across the 4 fiscal years on file, revenue moves from $708.78M in 2022 to $899.48M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 11.18. That is 7.07% below the Banks - Regional median of 12.03. On forward earnings the ratio is 8.94. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.12. The price-to-sales ratio is 3.49. On price-to-sales that is 2.39% below the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.95. Daily returns over the trailing 10 years annualize to a volatility of 35.59%. The trailing one-year total return is +33.56%. Measured over 10 years, that is +7.78% a year compounded.

Growth & Income

The trailing dividend yield is 3.17%. That is 0.5 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.01 a share. The ex-dividend date on file is September 1, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.76 a share. The year before, 2025, totalled $0.98 a share.

The strongest complete calendar year on file is 2021 at +44.56%; the weakest is 2020 at −27.04%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the total return is +28.68% year to date.

Peer Comparison

First Financial Bancorp. (FFBC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First Financial Bancorp. FFBC $3.33B 11.2
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. First Financial Bancorp. trades at a P/E of 11.2.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$120.84B

 HDB

HDFC Bank Limited

$116.51B

 ITUB

Itaú Unibanco Holding S.A.

$106.91B

 IBN

ICICI Bank Limited

$106.04B

 USB

U.S. Bancorp

$92.00B

 PNC

The PNC Financial Services Group, Inc.

$88.92B
View all Banks - Regional stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.11T

 JPM

JPMorgan Chase & Co.

$890.13B

 V

Visa Inc.

$765.68B

 MA

Mastercard Incorporated

$545.42B

 BAC

Bank of America Corporation

$358.24B
View all Financial Services stocks →

About First Financial Bancorp.

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Visit website →