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NASDAQ · Banks - Regional · USD

Fifth District Bancorp, Inc. (FDSB) Stock Analysis

Fifth District Bancorp, Inc. (FDSB) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

FDSB

$18.65

+$0.28 (+1.55%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FDSB Key Statistics

As of Sep 4, 2026
Trading
Open
$18.50
Previous Close
$18.36
Day's Range
18.44–18.69
52-Week Range
13.00–18.69
Volume
3.60K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.20
Valuation
Market Cap
$97.62M
P/E Ratio
54.84
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
6.93
EPS (ttm)Profit attributable to each share over the last twelve months.
0.34
Financials (FY)
Revenue (FY)
$17.28M+71.63%
Net Income (FY)
$4.09M
Profit marginThe share of revenue left as profit after all costs and taxes.
11.75%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
5.24M
1-Year Return
+33.51%
Dividend and dates
Avg Volume
9.46K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FDSB Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+24.30%
2025+18.86%
2024 (partial year)+23.12%

As of September 4, 2026.

FDSB Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$17.28M$4.09M23.7%
2024$10.07M−$1.08M−10.7%
2023$11.02M$797.00K7.2%
2022$13.73M$2.91M21.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$17.28M——$4.09M23.7%
2024$10.07M——−$1.08M−10.7%
2023$11.02M——$797.00K7.2%
2022$13.73M——$2.91M21.2%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FDSB Valuation vs Banks - Regional Median

Median of 380 stocks
MetricFDSBBanks - Regional medianvs median
P/E54.8412.624.3x the median
P/S ratio6.933.7784% above
Profit margin11.75%29.15%17.4 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Fifth District Bancorp, Inc. (FDSB) is capitalised at $97.62M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 66.

FDSB last closed at $18.65 on September 4, 2026. That is +$0.28 (+1.55%) against the previous close. The 52-week range on file runs from $13.00 to $18.69. The latest close sits 43.42% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $17.28M. Against the prior fiscal year total of $10.07M, that is a change of +71.63%. Net income for the same year was $4.09M. The reported profit margin is 11.75%. That is 17.4 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 0.34.

Across the 4 fiscal years on file, revenue moves from $13.73M in 2022 to $17.28M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 54.84 times earnings. That is 4.3 times the Banks - Regional median of 12.62. The price-to-sales ratio is 6.93. On price-to-sales that is 83.8% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

Beta against the wider market is reported at 0.2. Daily returns over the trailing 2 years annualize to a volatility of 18.16%. Over the trailing twelve months the price has returned +33.51%. The stored price history starts on August 1, 2024, and the total return since then is +81.90%.

Growth & Income

The record shows no dividend for FDSB.

So far in 2026 the price is +24.30%. The record holds one complete calendar year, 2025, which returned +18.86%.

Peer Comparison

Fifth District Bancorp, Inc. (FDSB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Fifth District Bancorp, Inc. FDSB $97.62M 54.8
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Fifth District Bancorp, Inc. trades at a P/E of 54.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Fifth District Bancorp, Inc.

Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, share loans; and purchases consumer and commercial business loans. In addition, the company offers electronic banking services, such as mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. Fifth District Bancorp, Inc. was founded in 1926 and is based in New Orleans, Louisiana.

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