NASDAQ · Banks - Regional · USD

First Citizens BancShares, Inc. (FCNCP) Stock Analysis

First Citizens BancShares, Inc. (FCNCP) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

FCNCP

$19.76

−$0.12 (−0.60%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FCNCP Key Statistics

As of Sep 4, 2026

Trading

Open: $19.85
Previous Close: $19.88
Day's Range: 19.76–19.85
52-Week Range: 19.32–22.84
Volume: 700
Beta: 0.60

Valuation

P/E Ratio: 0.34
EPS (ttm): 57.47

Financials (FY)

Revenue (FY): $9.25B−2.61%
Net Income (FY): $2.21B−20.56%
Profit margin: 25.23%
1-Year Return: −4.55%

Dividend and dates

Dividend: $1.34+6.76%
Ex-Dividend Date: August 31, 2026
Avg Volume: 14.55K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FCNCP Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+9.94%+1.71%−20.95%+10.17%+17.62%−3.60%+0.98%

2020*202120222023202420252026*

Year	Return
2026 (partial year)	+0.98%
2025	−3.60%
2024	+17.62%
2023	+10.17%
2022	−20.95%
2021	+1.71%
2020 (partial year)	+9.94%

As of September 4, 2026.

FCNCP Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$9.25B	$2.21B	23.8%
2024	$9.50B	$2.78B	29.2%
2023	$8.75B	$11.47B	131.0%
2022	$4.53B	$1.10B	24.3%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$9.25B	—	—	$2.21B	23.8%
2024	$9.50B	—	—	$2.78B	29.2%
2023	$8.75B	—	—	$11.47B	131.0%
2022	$4.53B	—	—	$1.10B	24.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FCNCP Dividend History

’20’21’22’23’24’25’26*

$1.34+0.0% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$1.01	3	—
2025	$1.34	4	+0.0%
2024	$1.34	4	+0.0%
2023	$1.34	4	+0.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$1.01	3	—
2025	$1.34	4	+0.0%
2024	$1.34	4	+0.0%
2023	$1.34	4	+0.0%
2022	$1.34	4	+0.0%
2021	$1.34	4	+100.0%
2020	$0.67	2	—

Most recent payment: $0.34 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FCNCP Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	FCNCP	Banks - Regional median	vs median
P/E	0.34	12.62	0.0x the median
Profit margin	25.23%	29.15%	3.9 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

First Citizens BancShares, Inc. trades under the ticker FCNCP. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 17,876 employees.

FCNCP last closed at $19.76 on September 4, 2026. That is −$0.12 (−0.60%) against the previous close. The 52-week range on file runs from $19.32 to $22.84. The latest close sits 2.28% above that 52-week low.

Financial Health

In fiscal 2025, First Citizens BancShares, Inc. reported revenue of $9.25B. That is −2.61% against the prior fiscal year, when revenue was $9.50B. The same year closed with net income of $2.21B. That is −20.56% against the prior fiscal year. The reported profit margin is 25.23%. That is 3.9 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 57.47.

Across the 4 fiscal years on file, revenue moves from $4.53B in 2022 to $9.25B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

FCNCP trades at a trailing price-to-earnings ratio of 0.34. That is 0 times the Banks - Regional median of 12.62. The medians here are taken across 380 Banks - Regional companies that report the metric.

Over the trailing twelve months the price has returned −4.55%. Measured over 5 years, that is −0.99% a year compounded. The reported beta is 0.6. Daily returns over the trailing 6 years annualize to a volatility of 15.58%.

Growth & Income

The trailing dividend yield is 6.76%. That is 4.1 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.34 a share. The ex-dividend date on file is August 31, 2026. Dividends are recorded for 7 calendar years; 2026 shows 3 payments totalling $1.01 a share. The year before, 2025, totalled $1.34 a share.

The strongest complete calendar year on file is 2024 at +17.62%; the weakest is 2022 at −20.95%. Of the 5 complete calendar years on file, 3 finished higher. So far in 2026 the price is +0.98%.

Peer Comparison

First Citizens BancShares, Inc. (FCNCP) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
First Citizens BancShares, Inc.	FCNCP	—	0.3
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. First Citizens BancShares, Inc. trades at a P/E of 0.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About First Citizens BancShares, Inc.

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

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