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NASDAQ · Banks - Regional · USD

First Citizens BancShares, Inc. (FCNCA) Stock Analysis

First Citizens BancShares, Inc. (FCNCA) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

FCNCA

$2,208.49

+$5.06 (+0.23%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FCNCA Key Statistics

As of Sep 4, 2026
Trading
Open
$2,189.80
Previous Close
$2,203.43
Day's Range
2,189.80–2,219.26
52-Week Range
1,623.76–2,296.30
Volume
48.30K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.60
Valuation
Market Cap
$24.94B
P/E Ratio
11.85
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
11.19
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.19
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.67
EPS (ttm)Profit attributable to each share over the last twelve months.
186.41
Financials (FY)
Revenue (FY)
$9.25B−2.61%
Net Income (FY)
$2.21B−20.56%
Profit marginThe share of revenue left as profit after all costs and taxes.
25.23%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
10.29M
1-Year Return
+10.22%
Dividend and dates
Dividend
$8.40+0.38%
Ex-Dividend Date
August 31, 2026
Earnings Date
October 22, 2026
Avg Volume
75.87K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FCNCA Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+3.12%
2025+1.99%
2024+49.46%
2023+87.73%
2022−8.35%
2021+44.83%
2020+8.35%
2019+41.64%
2018−6.12%
2017+13.92%
2016 (partial year)+32.42%

As of September 4, 2026.

FCNCA Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$9.25B$2.21B23.8%
2024$9.50B$2.78B29.2%
2023$8.75B$11.47B131.0%
2022$4.53B$1.10B24.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$9.25B——$2.21B23.8%
2024$9.50B——$2.78B29.2%
2023$8.75B——$11.47B131.0%
2022$4.53B——$1.10B24.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FCNCA Dividend History

$7.95+15.7% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$6.303—
2025$7.954+15.7%
2024$6.874+76.6%
2023$3.894+80.1%
YearDividends per sharePaymentsChange
2026 (partial year)$6.303—
2025$7.954+15.7%
2024$6.874+76.6%
2023$3.894+80.1%
2022$2.164+14.9%
2021$1.884+12.6%
2020$1.674+4.4%
2019$1.604+10.3%
2018$1.454+16.0%
2017$1.254+108.3%
2016$0.602—

Most recent payment: $2.10 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FCNCA Valuation vs Banks - Regional Median

Median of 380 stocks
MetricFCNCABanks - Regional medianvs median
P/E11.8512.626% below
P/S ratio2.673.7729% below
Profit margin25.23%29.15%3.9 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

First Citizens BancShares, Inc. (FCNCA) is capitalised at $24.94B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 17,876 employees.

FCNCA last closed at $2,208.49 on September 4, 2026. That is +$5.06 (+0.23%) against the previous close. The 52-week range on file runs from $1,623.76 to $2,296.30. The latest close sits 36.01% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $9.25B. That is −2.61% against the prior fiscal year, when revenue was $9.50B. Net income for the same year was $2.21B. That is −20.56% against the prior fiscal year. The reported profit margin is 25.23%. That is 3.9 percentage points below the Banks - Regional median of 29.15%. Trailing earnings per share are 186.41.

Across the 4 fiscal years on file, revenue moves from $4.53B in 2022 to $9.25B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 11.85. That is 6.1% below the Banks - Regional median of 12.62. The forward P/E on file is 11.19. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.19. Measured against sales, the shares trade at 2.67 times revenue. On price-to-sales that is 29.13% below the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned +10.22%. Across 10 years the annualized return works out at +23.16%. Beta against the wider market is reported at 0.6. Daily returns over the trailing 10 years annualize to a volatility of 38.02%.

Growth & Income

The trailing dividend yield is 0.38%. That is 2.3 percentage points below the Banks - Regional median yield of 2.7%. The indicated annual rate is $8.40 a share. The ex-dividend date on file is August 31, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $6.30 a share. The year before, 2025, totalled $7.95 a share.

The strongest complete calendar year on file is 2023 at +87.73%; the weakest is 2022 at −8.35%. Of the 9 complete calendar years on file, 7 finished higher. 2026 is still running; the price is +3.12% year to date.

Peer Comparison

First Citizens BancShares, Inc. (FCNCA) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First Citizens BancShares, Inc. FCNCA $24.94B 11.8
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. First Citizens BancShares, Inc. trades at a P/E of 11.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About First Citizens BancShares, Inc.

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

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