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StockVS

NYSE · Banks - Regional · USD

First Commonwealth Financial Corporation (FCF) Stock Analysis

First Commonwealth Financial Corporation (FCF) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

FCF

$20.52

−$0.02 (−0.10%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FCF Key Statistics

As of Oct 21, 2026
Trading
Open
$20.58
Previous Close
$20.54
Day's Range
20.39–20.58
52-Week Range
15.00–22.34
Volume
653.07K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.75
Valuation
Market Cap
$2.07B
P/E Ratio
12.59
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.49
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.46
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.09
EPS (ttm)Profit attributable to each share over the last twelve months.
1.63
Financials (FY)
Revenue (FY)
$522.91M+9.37%
Net Income (FY)
$152.30M+6.82%
Profit marginThe share of revenue left as profit after all costs and taxes.
33.20%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
101.06M
1-Year Return
+31.17%
Dividend and dates
Dividend
$0.56+2.73%
Ex-Dividend Date
August 7, 2026
Earnings Date
October 27, 2026
Avg Volume
898.42K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, FCF closed at $20.52, +31.17% over 1 year.

First Commonwealth Financial Corporation (FCF) has a market capitalization of $2.07B.

In fiscal 2025, FCF reported revenue of $522.91M.

FCF Stock Return by Calendar Year

First Commonwealth Financial Corporation (FCF) 10-year return: what $10,000 became

1 year
$10,000 $13,117
+31.17%
5 years
$10,000 $16,905
+69.05%
10 years
$10,000 $28,587
+185.87%

If you had invested $10,000 in First Commonwealth Financial Corporation (FCF) 10 years ago, at the close on October 21, 2016, it would have been worth $28,587 at the close on October 21, 2026: +185.87% in total, +11.08% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+24.33%
2025+3.00%
2024+13.35%
2023+14.76%
2022−10.33%
2021+52.00%
2020−20.84%
2019+23.64%
2018−13.64%
2017+3.39%
2016 (partial year)+45.42%

As of October 21, 2026.

FCF Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$522.91M$152.30M29.1%
2024$478.12M$142.57M29.8%
2023$482.29M$157.06M32.6%
2022$410.93M$128.18M31.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$522.91M——$152.30M29.1%
2024$478.12M——$142.57M29.8%
2023$482.29M——$157.06M32.6%
2022$410.93M——$128.18M31.2%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FCF Dividend History

$0.54+3.9% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.423—
2025$0.544+3.9%
2024$0.524+4.0%
2023$0.504+4.2%
YearDividends per sharePaymentsChange
2026 (partial year)$0.423—
2025$0.544+3.9%
2024$0.524+4.0%
2023$0.504+4.2%
2022$0.484+4.4%
2021$0.464+3.4%
2020$0.444+10.0%
2019$0.404+14.3%
2018$0.354+9.4%
2017$0.324+357.1%
2016$0.071—

Most recent payment: $0.14 per share, ex-dividend August 7, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FCF Valuation vs Banks - Regional Median

Median of 326 stocks
MetricFCFBanks - Regional medianvs median
P/E12.5912.035% above
P/S ratio4.093.5814% above
Profit margin33.20%29.44%3.8 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 13 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

First Commonwealth Financial Corporation (FCF) is capitalised at $2.07B on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 1,589.

FCF last closed at $20.52 on October 21, 2026. That is −$0.02 (−0.10%) against the previous close. The 52-week range on file runs from $15.00 to $22.34. The latest close sits 36.8% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $522.91M. Against the prior fiscal year total of $478.12M, that is a change of +9.37%. The same year closed with net income of $152.30M. That is +6.82% against the prior fiscal year. Profit margin runs at 33.2%. That is 3.8 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 1.63.

Across the 4 fiscal years on file, revenue moves from $410.93M in 2022 to $522.91M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 12.59 times earnings. That is 4.66% above the Banks - Regional median of 12.03. The forward P/E on file is 10.49. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.46. Measured against sales, the shares trade at 4.09 times revenue. On price-to-sales that is 14.28% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is +31.17%. Across 10 years the annualized return works out at +11.08%. Beta against the wider market is reported at 0.75. Annualized volatility over the trailing 10 years is 32.31%.

Growth & Income

FCF pays a dividend yielding 2.73%. The indicated annual rate is $0.56 a share. The ex-dividend date on file is August 7, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.42 a share. The year before, 2025, totalled $0.54 a share.

The strongest complete calendar year on file is 2021 at +52.00%; the weakest is 2020 at −20.84%. Of the 9 complete calendar years on file, 6 finished higher. So far in 2026 the total return is +24.33%.

Peer Comparison

First Commonwealth Financial Corporation (FCF) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First Commonwealth Financial Corporation FCF $2.07B 12.6
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. First Commonwealth Financial Corporation trades at a P/E of 12.6.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About First Commonwealth Financial Corporation

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

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