NASDAQ · Banks - Regional · USD

First Capital, Inc. (FCAP) Stock Analysis

First Capital, Inc. (FCAP) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

FCAP

$61.93

+$0.71 (+1.16%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FCAP Key Statistics

As of Oct 21, 2026

Trading

Open: $61.01
Previous Close: $61.22
Day's Range: 61.00–62.07
52-Week Range: 41.22–71.00
Volume: 18.08K
Beta: 0.73

Valuation

Market Cap: $207.13M
P/E Ratio: 11.22
P/S ratio: 3.89
EPS (ttm): 5.52

Financials (FY)

Revenue (FY): $50.62M+16.50%
Net Income (FY): $16.37M+37.08%
Profit margin: 34.65%
Shares Outstanding: 3.34M
1-Year Return: +54.53%

Dividend and dates

Dividend: $1.28+2.09%
Ex-Dividend Date: September 11, 2026
Earnings Date: October 23, 2026estimated
Avg Volume: 19.39K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, FCAP closed at $61.93, +54.53% over 1 year.

First Capital, Inc. (FCAP) has a market capitalization of $207.13M.

In fiscal 2025, FCAP reported revenue of $50.62M.

FCAP Stock Return by Calendar Year

First Capital, Inc. (FCAP) 10-year return: what $10,000 became

1 year: $10,000 $15,453; +54.53%
5 years: $10,000 $17,602; +76.02%
10 years: $10,000 $25,659; +156.59%

If you had invested $10,000 in First Capital, Inc. (FCAP) 10 years ago, at the close on October 21, 2016, it would have been worth $25,659 at the close on October 21, 2026: +156.59% in total, +9.88% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−36.33%+88.44%+5.82%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+5.82%
2025	+88.44%
2024	+19.97%
2023	+16.53%
2022	−36.33%
2021	−31.57%
2020	−15.75%
2019	+74.86%
2018	+18.49%
2017	+16.23%
2016 (partial year)	+0.16%

As of October 21, 2026.

FCAP Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$50.62M	$16.37M	32.3%
2024	$43.45M	$11.94M	27.5%
2023	$42.22M	$12.79M	30.3%
2022	$40.27M	$11.90M	29.6%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$50.62M	—	—	$16.37M	32.3%
2024	$43.45M	—	—	$11.94M	27.5%
2023	$42.22M	—	—	$12.79M	30.3%
2022	$40.27M	—	—	$11.90M	29.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FCAP Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$1.20+7.1% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.94	3	—
2025	$1.20	4	+7.1%
2024	$1.12	4	+3.7%
2023	$1.08	4	+3.8%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.94	3	—
2025	$1.20	4	+7.1%
2024	$1.12	4	+3.7%
2023	$1.08	4	+3.8%
2022	$1.04	4	+0.0%
2021	$1.04	4	+8.3%
2020	$0.96	4	+1.1%
2019	$0.95	4	+3.3%
2018	$0.92	4	+7.0%
2017	$0.86	4	+309.5%
2016	$0.21	1	—

Most recent payment: $0.31 per share, ex-dividend September 11, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FCAP Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	FCAP	Banks - Regional median	vs median
P/E	11.22	12.03	7% below
P/S ratio	3.89	3.58	9% above
Profit margin	34.65%	29.44%	5.2 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

The market values First Capital, Inc. (FCAP) at $207.13M. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 176 employees.

Over the past 52 weeks the price has ranged from $41.22 to $71.00. The most recent close on file for FCAP is $61.93, dated October 21, 2026. That is +$0.71 (+1.16%) against the previous close. The latest close sits 50.24% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $50.62M. Against the prior fiscal year total of $43.45M, that is a change of +16.50%. The same year closed with net income of $16.37M. That is +37.08% against the prior fiscal year. The reported profit margin is 34.65%. That is 5.2 percentage points above the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 5.52.

Across the 4 fiscal years on file, revenue moves from $40.27M in 2022 to $50.62M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

FCAP trades at a trailing price-to-earnings ratio of 11.22. That is 6.73% below the Banks - Regional median of 12.03. Measured against sales, the shares trade at 3.89 times revenue. On price-to-sales that is 8.72% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

Beta against the wider market is reported at 0.73. Annualized volatility over the trailing 10 years is 38.99%. The trailing one-year total return is +54.53%. Across 10 years the annualized return works out at +9.88%.

Growth & Income

Shareholders receive a dividend, yielding 2.09% on the latest price. That is 0.6 percentage points below the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.28 a share. The ex-dividend date on file is September 11, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.94 a share. The year before, 2025, totalled $1.20 a share.

The strongest complete calendar year on file is 2025 at +88.44%; the weakest is 2022 at −36.33%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the total return is +5.82% year to date.

Peer Comparison

First Capital, Inc. (FCAP) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
First Capital, Inc.	FCAP	$207.13M	11.2
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. First Capital, Inc. trades at a P/E of 11.2.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About First Capital, Inc.

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

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