NVDA+0.84%AAPL−2.51%GOOGL−1.17%MSFT−2.04%AMZN−0.15%TSM+2.85%SPCX−1.20%AVGO+0.21%
StockVS

NASDAQ · Banks - Regional · USD

First Capital, Inc. (FCAP) Stock Analysis

First Capital, Inc. (FCAP) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

FCAP

$64.82

+$0.45 (+0.70%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare FCAP with… →

FCAP Key Statistics

As of Sep 4, 2026
Trading
Open
$64.22
Previous Close
$64.37
Day's Range
63.91–65.04
52-Week Range
37.64–71.00
Volume
16.10K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.73
Valuation
Market Cap
$216.80M
P/E Ratio
11.68
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.07
EPS (ttm)Profit attributable to each share over the last twelve months.
5.55
Financials (FY)
Revenue (FY)
$50.62M+16.50%
Net Income (FY)
$16.37M+37.08%
Profit marginThe share of revenue left as profit after all costs and taxes.
34.65%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
3.34M
1-Year Return
+52.70%
Dividend and dates
Dividend
$1.28+1.99%
Ex-Dividend Date
September 11, 2026
Earnings Date
October 23, 2026estimated
Avg Volume
13.27K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FCAP Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+10.76%
2025+88.44%
2024+19.97%
2023+16.53%
2022−36.33%
2021−31.57%
2020−15.75%
2019+74.86%
2018+18.49%
2017+16.23%
2016 (partial year)+0.16%

As of September 4, 2026.

FCAP Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$50.62M$16.37M32.3%
2024$43.45M$11.94M27.5%
2023$42.22M$12.79M30.3%
2022$40.27M$11.90M29.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$50.62M——$16.37M32.3%
2024$43.45M——$11.94M27.5%
2023$42.22M——$12.79M30.3%
2022$40.27M——$11.90M29.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FCAP Dividend History

$1.20+7.1% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.622—
2025$1.204+7.1%
2024$1.124+3.7%
2023$1.084+3.8%
YearDividends per sharePaymentsChange
2026 (partial year)$0.622—
2025$1.204+7.1%
2024$1.124+3.7%
2023$1.084+3.8%
2022$1.044+0.0%
2021$1.044+8.3%
2020$0.964+1.1%
2019$0.954+3.3%
2018$0.924+7.0%
2017$0.864+104.8%
2016$0.422—

Most recent payment: $0.31 per share, ex-dividend June 12, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FCAP Valuation vs Banks - Regional Median

Median of 380 stocks
MetricFCAPBanks - Regional medianvs median
P/E11.6812.627% below
P/S ratio4.073.778% above
Profit margin34.65%29.15%5.5 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

The market values First Capital, Inc. (FCAP) at $216.80M. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 176 employees.

Over the past 52 weeks the price has ranged from $37.64 to $71.00. The most recent close on file for FCAP is $64.82, dated September 4, 2026. That is +$0.45 (+0.70%) against the previous close. The latest close sits 72.21% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $50.62M. Against the prior fiscal year total of $43.45M, that is a change of +16.50%. The same year closed with net income of $16.37M. That is +37.08% against the prior fiscal year. The reported profit margin is 34.65%. That is 5.5 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 5.55.

Across the 4 fiscal years on file, revenue moves from $40.27M in 2022 to $50.62M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

FCAP trades at a trailing price-to-earnings ratio of 11.68. That is 7.45% below the Banks - Regional median of 12.62. Measured against sales, the shares trade at 4.07 times revenue. On price-to-sales that is 7.99% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

Beta against the wider market is reported at 0.73. Annualized volatility over the trailing 10 years is 39.24%. The trailing one-year price return is +52.70%. Across 10 years the annualized return works out at +10.44%.

Growth & Income

Shareholders receive a dividend, yielding 1.99% on the latest price. That is 0.7 percentage points below the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.28 a share. The ex-dividend date on file is September 11, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.62 a share. The year before, 2025, totalled $1.20 a share.

The strongest complete calendar year on file is 2025 at +88.44%; the weakest is 2022 at −36.33%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the price is +10.76% year to date.

Peer Comparison

First Capital, Inc. (FCAP) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First Capital, Inc. FCAP $216.80M 11.7
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. First Capital, Inc. trades at a P/E of 11.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$135.92B

 HDB

HDFC Bank Limited

$119.10B

 IBN

ICICI Bank Limited

$108.74B

 USB

U.S. Bancorp

$98.73B

 PNC

The PNC Financial Services Group, Inc.

$97.98B

 ITUB

Itaú Unibanco Holding S.A.

$89.83B
View all Banks - Regional stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

 JPM

JPMorgan Chase & Co.

$953.33B

 V

Visa Inc.

$700.27B

 MA

Mastercard Incorporated

$507.39B

 BAC

Bank of America Corporation

$438.31B
View all Financial Services stocks →

About First Capital, Inc.

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

Visit website →