StockVS

NASDAQ · Banks - Regional · USD

First Bancorp (FBNC) Stock Analysis

First Bancorp (FBNC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

FBNC

$65.04

+$0.70 (+1.09%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare FBNC with… →

FBNC Key Statistics

As of Sep 4, 2026
Trading
Open
$64.08
Previous Close
$64.34
Day's Range
63.97–65.15
52-Week Range
45.96–66.78
Volume
112.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.82
Valuation
Market Cap
$2.69B
P/E Ratio
20.01
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.87
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.56
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
6.55
EPS (ttm)Profit attributable to each share over the last twelve months.
3.25
Financials (FY)
Revenue (FY)
$384.04M+11.69%
Net Income (FY)
$111.05M+45.70%
Profit marginThe share of revenue left as profit after all costs and taxes.
32.44%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
41.37M
1-Year Return
+19.08%
Dividend and dates
Dividend
$0.96+1.49%
Ex-Dividend Date
June 30, 2026
Earnings Date
October 21, 2026estimated
Avg Volume
241.47K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FBNC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+29.09%
2025+17.79%
2024+21.66%
2023−11.24%
2022−4.19%
2021+37.67%
2020−12.61%
2019+24.00%
2018−6.49%
2017+31.41%
2016 (partial year)+47.24%

As of September 4, 2026.

FBNC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$384.04M$111.05M28.9%
2024$343.85M$76.22M22.2%
2023$399.01M$104.13M26.1%
2022$391.56M$146.94M37.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$384.04M$111.05M28.9%
2024$343.85M$76.22M22.2%
2023$399.01M$104.13M26.1%
2022$391.56M$146.94M37.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FBNC Dividend History

$0.91+3.4% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.482
2025$0.914+3.4%
2024$0.884+0.0%
2023$0.884+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.482
2025$0.914+3.4%
2024$0.884+0.0%
2023$0.884+0.0%
2022$0.884+10.0%
2021$0.804+11.1%
2020$0.724+33.3%
2019$0.544+35.0%
2018$0.404+25.0%
2017$0.324+100.0%
2016$0.162

Most recent payment: $0.24 per share, ex-dividend June 30, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FBNC Valuation vs Banks - Regional Median

Median of 380 stocks
MetricFBNCBanks - Regional medianvs median
P/E20.0112.6259% above
P/S ratio6.553.7774% above
Profit margin32.44%29.15%3.3 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

First Bancorp (FBNC) is capitalised at $2.69B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 1,396.

The most recent close on file for FBNC is $65.04, dated September 4, 2026. That is +$0.70 (+1.09%) against the previous close. Over the past 52 weeks the price has ranged from $45.96 to $66.78. The latest close sits 41.51% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $384.04M. That is +11.69% against the prior fiscal year, when revenue was $343.85M. The same year closed with net income of $111.05M. That is +45.70% against the prior fiscal year. Profit margin runs at 32.44%. That is 3.3 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 3.25.

Across the 4 fiscal years on file, revenue moves from $391.56M in 2022 to $384.04M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 20.01 times earnings. That is 58.56% above the Banks - Regional median of 12.62. On forward earnings the ratio is 12.87. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.56. Measured against sales, the shares trade at 6.55 times revenue. On price-to-sales that is 73.74% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is +19.08%. Across 10 years the annualized return works out at +14.66%. Beta against the wider market is reported at 0.82. Daily returns over the trailing 10 years annualize to a volatility of 35.26%.

Growth & Income

The trailing dividend yield is 1.49%. That is 1.2 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $0.96 a share a year. The ex-dividend date on file is June 30, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.48 a share. The year before, 2025, totalled $0.91 a share.

So far in 2026 the price is +29.09%. Across the complete calendar years on file, 2021 returned +37.67% and 2020 returned −12.61%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

First Bancorp (FBNC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First Bancorp FBNC $2.69B 20.0
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. First Bancorp trades at a P/E of 20.0.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Banks - Regional Stocks

View all Banks - Regional stocks →

Popular Financial Services Stocks

View all Financial Services stocks →

About First Bancorp

First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.

Visit website →