Dave Inc. (DAVE) Stock Analysis

Company Overview

Dave Inc. (DAVE) carries a market capitalisation of $4.86B. It is classified in the Software - Application industry, within the Technology sector. The company reports 280 employees.

The most recent close on file for DAVE is $380.69, dated September 4, 2026. That is −$10.17 (−2.60%) against the previous close. The 52-week range on file runs from $152.21 to $458.25. The latest close sits 150.11% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $554.18M. That is +59.67% against the prior fiscal year, when revenue was $347.08M. The same year closed with net income of $195.87M. That is +238.44% against the prior fiscal year. Profit margin runs at 34.59%. That is 34.6 percentage points above the Software - Application median of 0%. Earnings per share on a trailing basis come to 15.11.

Across the 4 fiscal years on file, revenue moves from $204.84M in 2022 to $554.18M in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

DAVE trades at a trailing price-to-earnings ratio of 25.19. That is 7.39% below the Software - Application median of 27.2. The forward P/E on file is 17.32. The price-to-sales ratio is 7.54. On price-to-sales that is 167.8% above the Software - Application median of 2.82. 258 Software - Application companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is +94.64%. Measured over 5 years, that is +3.70% a year compounded. The reported beta is 3.84. Annualized volatility over the trailing 5 years is 99.88%.

Growth & Income

The record shows no dividend for DAVE.

2026 is still running; the price is +71.94% year to date. The strongest complete calendar year on file is 2024 at +936.61%; the weakest is 2022 at −97.17%. Of the 4 complete calendar years on file, 2 finished higher.