NASDAQ · Banks - Regional · USD
Citizens & Northern Corporation (CZNC) Stock Analysis
Citizens & Northern Corporation (CZNC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.
Last Updated: October 21, 2026
Price History
No price data available
Hover for the daily close. The dotted line marks the period open.
CZNC Key Statistics
As of Oct 21, 2026Trading
- Open
- $25.84
- Previous Close
- $25.70
- Day's Range
- 25.37–25.84
- 52-Week Range
- 18.87–26.37
- Volume
- 62.28K
- BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
- 0.40
Valuation
- Market Cap
- $459.67M
- P/E Ratio
- 17.44
- Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
- 9.32
- PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
- 1.21
- P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
- 3.61
- EPS (ttm)Profit attributable to each share over the last twelve months.
- 1.47
Financials (FY)
- Revenue (FY)
- $120.84M+13.46%
- Net Income (FY)
- $23.43M−9.75%
- Profit marginThe share of revenue left as profit after all costs and taxes.
- 19.92%
- Shares Outstanding
- 17.93M
- 1-Year Return
- +40.19%
Dividend and dates
- Dividend
- $1.12+4.36%
- Ex-Dividend Date
- August 3, 2026
- Earnings Date
- October 22, 2026estimated
- Avg Volume
- 61.95K
Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.
Key facts
As of October 21, 2026, CZNC closed at $25.63, +40.19% over 1 year.
Citizens & Northern Corporation (CZNC) has a market capitalization of $459.67M.
In fiscal 2025, CZNC reported revenue of $120.84M.
CZNC Stock Return by Calendar Year
Citizens & Northern Corporation (CZNC) 10-year return: what $10,000 became
- 1 year
- $10,000 $14,019
- +40.19%
- 5 years
- $10,000 $13,055
- +30.55%
- 10 years
- $10,000 $19,308
- +93.08%
If you had invested $10,000 in Citizens & Northern Corporation (CZNC) 10 years ago, at the close on October 21, 2016, it would have been worth $19,308 at the close on October 21, 2026: +93.08% in total, +6.80% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.
Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.
| Year | Return |
|---|---|
| 2026 (partial year) | +31.73% |
| 2025 | +14.89% |
| 2024 | −12.21% |
| 2023 | +3.67% |
| 2022 | −8.40% |
| 2021 | +37.99% |
| 2020 | −25.78% |
| 2019 | +11.88% |
| 2018 | +14.92% |
| 2017 | −4.38% |
| 2016 (partial year) | +23.31% |
As of October 21, 2026.
CZNC Revenue and Earnings by Fiscal Year
FY ends December| Fiscal year | Revenue | Net income | Net margin |
|---|---|---|---|
| 2025 | $120.84M | $23.43M | 19.4% |
| 2024 | $106.51M | $25.96M | 24.4% |
| 2023 | $103.14M | $24.15M | 23.4% |
| 2022 | $105.96M | $26.62M | 25.1% |
| Fiscal year | Revenue | Gross profit | Operating income | Net income | Net margin |
|---|---|---|---|---|---|
| 2025 | $120.84M | — | — | $23.43M | 19.4% |
| 2024 | $106.51M | — | — | $25.96M | 24.4% |
| 2023 | $103.14M | — | — | $24.15M | 23.4% |
| 2022 | $105.96M | — | — | $26.62M | 25.1% |
Annual figures as reported, in the company's reporting currency. As of December 31, 2025.
CZNC Dividend History
Dividends per share, 2025 · 4 payments
| Year | Dividends per share | Payments | Change |
|---|---|---|---|
| 2026* | $0.84 | 3 | — |
| 2025 | $1.12 | 4 | +0.0% |
| 2024 | $1.12 | 4 | +0.0% |
| 2023 | $1.12 | 4 | +0.0% |
| Year | Dividends per share | Payments | Change |
|---|---|---|---|
| 2026 (partial year) | $0.84 | 3 | — |
| 2025 | $1.12 | 4 | +0.0% |
| 2024 | $1.12 | 4 | +0.0% |
| 2023 | $1.12 | 4 | +0.0% |
| 2022 | $1.12 | 4 | +0.9% |
| 2021 | $1.11 | 4 | +2.8% |
| 2020 | $1.08 | 4 | −8.5% |
| 2019 | $1.18 | 4 | +9.3% |
| 2018 | $1.08 | 4 | +3.8% |
| 2017 | $1.04 | 4 | +300.0% |
| 2016 | $0.26 | 1 | — |
Most recent payment: $0.28 per share, ex-dividend August 3, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.
CZNC Valuation vs Banks - Regional Median
Median of 326 stocks| Metric | CZNC | Banks - Regional median | vs median |
|---|---|---|---|
| P/E | 17.44 | 12.03 | 45% above |
| P/S ratio | 3.61 | 3.58 | 1% above |
| Profit margin | 19.92% | 29.44% | 9.5 pts below |
Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.
Recent News
Citizens & Northern (CZNC) Beats Q2 Earnings and Revenue Estimates
YahooCitizens & Northern Corp's Dividend Analysis
Yahoo
News provided by third-party sources. Not financial advice.
Analysis
Data-derivedEvery figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.
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