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NYSE · Banks - Regional · USD

Central Pacific Financial Corp. (CPF) Stock Analysis

Central Pacific Financial Corp. (CPF) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

CPF

$36.86

+$0.04 (+0.11%)

Oct 21, 2026 · Market close

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Price History

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CPF Key Statistics

As of Oct 21, 2026
Trading
Open
$36.88
Previous Close
$36.82
Day's Range
36.30–36.87
52-Week Range
28.10–40.99
Volume
109.06K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.86
Valuation
Market Cap
$949.05M
P/E Ratio
11.63
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.27
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.97
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.29
EPS (ttm)Profit attributable to each share over the last twelve months.
3.17
Financials (FY)
Revenue (FY)
$288.56M+17.25%
Net Income (FY)
$77.48M+45.06%
Profit marginThe share of revenue left as profit after all costs and taxes.
28.80%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
25.75M
1-Year Return
+30.72%
Dividend and dates
Dividend
$1.20+3.26%
Ex-Dividend Date
August 31, 2026
Earnings Date
October 28, 2026
Avg Volume
161.82K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CPF closed at $36.86, +30.72% over 1 year.

Central Pacific Financial Corp. (CPF) has a market capitalization of $949.05M.

In fiscal 2025, CPF reported revenue of $288.56M.

CPF Stock Return by Calendar Year

Central Pacific Financial Corp. (CPF) 10-year return: what $10,000 became

1 year
$10,000 $13,072
+30.72%
5 years
$10,000 $17,273
+72.73%
10 years
$10,000 $21,513
+115.13%

If you had invested $10,000 in Central Pacific Financial Corp. (CPF) 10 years ago, at the close on October 21, 2016, it would have been worth $21,513 at the close on October 21, 2026: +115.13% in total, +7.96% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+20.32%
2025+11.34%
2024+54.28%
2023+2.88%
2022−24.75%
2021+53.78%
2020−32.49%
2019+25.37%
2018−15.99%
2017−2.88%
2016 (partial year)+26.49%

As of October 21, 2026.

CPF Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$288.56M$77.48M26.9%
2024$246.11M$53.41M21.7%
2023$246.97M$58.67M23.8%
2022$259.95M$73.93M28.4%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$288.56M——$77.48M26.9%
2024$246.11M——$53.41M21.7%
2023$246.97M——$58.67M23.8%
2022$259.95M——$73.93M28.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CPF Dividend History

$1.09+4.8% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.883—
2025$1.094+4.8%
2024$1.044+0.0%
2023$1.044+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.883—
2025$1.094+4.8%
2024$1.044+0.0%
2023$1.044+0.0%
2022$1.044+8.3%
2021$0.964+4.3%
2020$0.924+2.2%
2019$0.904+9.8%
2018$0.824+17.1%
2017$0.704+337.5%
2016$0.161—

Most recent payment: $0.29 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

CPF Valuation vs Banks - Regional Median

Median of 326 stocks
MetricCPFBanks - Regional medianvs median
P/E11.6312.033% below
P/S ratio3.293.588% below
Profit margin28.80%29.44%0.6 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Central Pacific Financial Corp. (CPF) carries a market capitalisation of $949.05M. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 722 employees.

The most recent close on file for CPF is $36.86, dated October 21, 2026. That is +$0.04 (+0.11%) against the previous close. The 52-week range on file runs from $28.10 to $40.99. The latest close sits 31.17% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $288.56M. Against the prior fiscal year total of $246.11M, that is a change of +17.25%. Net income for the same year was $77.48M. That is +45.06% against the prior fiscal year. Profit margin runs at 28.8%. That is 0.6 percentage points below the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 3.17.

Across the 4 fiscal years on file, revenue moves from $259.95M in 2022 to $288.56M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 11.63 times earnings. That is 3.33% below the Banks - Regional median of 12.03. The forward P/E on file is 10.27. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.97. Measured against sales, the shares trade at 3.29 times revenue. On price-to-sales that is 7.97% below the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is +30.72%. Measured over 10 years, that is +7.96% a year compounded. The reported beta is 0.86. Daily returns over the trailing 10 years annualize to a volatility of 34.46%.

Growth & Income

Shareholders receive a dividend, yielding 3.26% on the latest price. That is 0.6 percentage points above the Banks - Regional median yield of 2.68%. At the indicated rate that is $1.20 a share a year. The ex-dividend date on file is August 31, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.88 a share. The year before, 2025, totalled $1.09 a share.

2026 is still running; the total return is +20.32% year to date. The strongest complete calendar year on file is 2024 at +54.28%; the weakest is 2020 at −32.49%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

Central Pacific Financial Corp. (CPF) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Central Pacific Financial Corp. CPF $949.05M 11.6
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Central Pacific Financial Corp. trades at a P/E of 11.6.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Central Pacific Financial Corp.

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, industrial, commercial real estate, and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, financial advisory, and estate planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.

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