Price History

Hover for the daily close. The dotted line marks the period open.

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CBU Key Statistics

As of Sep 4, 2026

Trading

Open: $63.34
Previous Close: $63.49
Day's Range: 63.34–64.21
52-Week Range: 53.46–71.11
Volume: 107.00K
Beta: 0.79

Valuation

Market Cap: $3.36B
P/E Ratio: 14.81
Forward P/E: 12.31
PEG Ratio: 2.62
P/S ratio: 4.01
EPS (ttm): 4.31

Financials (FY)

Revenue (FY): $818.29M+9.65%
Net Income (FY): $210.46M+15.33%
Profit margin: 27.21%
Shares Outstanding: 52.62M
1-Year Return: +8.29%

Dividend and dates

Dividend: $1.90+2.99%
Ex-Dividend Date: September 15, 2026
Earnings Date: October 27, 2026
Avg Volume: 290.94K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

CBU Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+41.15%−14.17%+12.88%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+12.88%
2025	−3.84%
2024	+22.61%
2023	−14.17%
2022	−13.16%
2021	+22.28%
2020	−9.59%
2019	+24.69%
2018	+11.06%
2017	−10.90%
2016 (partial year)	+41.15%

As of September 4, 2026.

CBU Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$818.29M	$210.46M	25.7%
2024	$746.30M	$182.48M	24.5%
2023	$651.88M	$131.92M	20.2%
2022	$679.36M	$188.08M	27.7%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$818.29M	—	—	$210.46M	25.7%
2024	$746.30M	—	—	$182.48M	24.5%
2023	$651.88M	—	—	$131.92M	20.2%
2022	$679.36M	—	—	$188.08M	27.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CBU Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$1.86+2.2% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.94	2	—
2025	$1.86	4	+2.2%
2024	$1.82	4	+2.2%
2023	$1.78	4	+2.3%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.94	2	—
2025	$1.86	4	+2.2%
2024	$1.82	4	+2.2%
2023	$1.78	4	+2.3%
2022	$1.74	4	+2.4%
2021	$1.70	4	+2.4%
2020	$1.66	4	+5.1%
2019	$1.58	4	+9.7%
2018	$1.44	4	+9.1%
2017	$1.32	4	+106.3%
2016	$0.64	2	—

Most recent payment: $0.47 per share, ex-dividend June 15, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

CBU Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	CBU	Banks - Regional median	vs median
P/E	14.81	12.62	17% above
P/S ratio	4.01	3.77	6% above
Profit margin	27.21%	29.15%	1.9 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Community Financial System, Inc. (CBU) is capitalised at $3.36B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 2,853 employees.

CBU last closed at $63.85 on September 4, 2026. That is +$0.36 (+0.57%) against the previous close. The 52-week range on file runs from $53.46 to $71.11. The latest close sits 19.44% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $818.29M. That is +9.65% against the prior fiscal year, when revenue was $746.30M. The same year closed with net income of $210.46M. That is +15.33% against the prior fiscal year. Profit margin runs at 27.21%. That is 1.9 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 4.31.

Across the 4 fiscal years on file, revenue moves from $679.36M in 2022 to $818.29M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

CBU trades at a trailing price-to-earnings ratio of 14.81. That is 17.35% above the Banks - Regional median of 12.62. The forward P/E on file is 12.31. The PEG ratio, which sets the P/E against expected earnings growth, reads 2.62. The price-to-sales ratio is 4.01. On price-to-sales that is 6.29% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The trailing one-year price return is +8.29%. Across 10 years the annualized return works out at +5.86%. The reported beta is 0.79. Annualized volatility over the trailing 10 years is 30.09%.

Growth & Income

CBU pays a dividend yielding 2.99%. That is 0.3 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.90 a share. The ex-dividend date on file is September 15, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.94 a share. The year before, 2025, totalled $1.86 a share.

The strongest complete calendar year on file is 2019 at +24.69%; the weakest is 2023 at −14.17%. Of the 9 complete calendar years on file, 4 finished higher. So far in 2026 the price is +12.88%.

Peer Comparison

Community Financial System, Inc. (CBU) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Community Financial System, Inc.	CBU	$3.36B	14.8
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. Community Financial System, Inc. trades at a P/E of 14.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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USB

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About Community Financial System, Inc.

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.

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Community Financial System, Inc. (CBU) Stock Analysis